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2 the point services

Active
Private limited companyfounded 201114 years activeMaigre Cense 7, 4650 Herve, BelgiumKBO/BCE: BE 0842.104.906
Summary

2 the point services has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €203,293 and a net result of -€9,951. Equity is growing by ~7.4% per year across the filed fiscal years. Its solvency ranks better than 89% of 979 sector peers (NACE 78, fiscal year 2025). The computed 12-month bankruptcy probability is < 0.1% (very low).

Overview

Activity
Employment placement agencies
NACE 78100
1 site
Size
€230,939total assets 2025
Equity
€203,293
Loss
-€9,951
Turnover not published (abridged schema)
Financial health
95 Excellent Checked score 2025
Bankruptcy probability, 12 months
< 0.1%
Structure
Accounts 7 days early2 of 4 deeds read
Why 95- Loss of €9,951 (FY 2025)+ Liquidity: current ratio 8.20, cash €192,421+ Equity €203,293 (88.0% of total assets)+ Size: total assets €230,939Show the evidence

Checked score

Score 2025
95 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 59% of its sector peers (NACE 78, micro)
Financial strength · tick = 2024
Strong
Solvency 100=
equity 88.0% of total assets
Liquidity 99+3
short-term debt 12.0% · cash 83.3%
Profitability 13-57
return on assets -4.3%
Bankruptcy probability, 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.3% (1,371 companies)
Last 24 months 11-2024: < 0.1% 12-2024: < 0.1%● unchanged vs 11-2024 01-2025: < 0.1%● unchanged vs 12-2024lowest value 02-2025: < 0.1%● unchanged vs 01-2025 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: < 0.1%● unchanged vs 04-2025 06-2025: < 0.1%● unchanged vs 05-2025 07-2025: < 0.1%● unchanged vs 06-2025 08-2025: < 0.1%● unchanged vs 07-2025highest value 09-2025: < 0.1%● unchanged vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: < 0.1%● unchanged vs 06-2026 08-2026: < 0.1%● unchanged vs 07-2026 09-2026: < 0.1%● unchanged vs 08-2026 10-2026: < 0.1%● unchanged vs 09-2026
Credit up to €19,000 at 30 days acceptable
Liquidity ample (current ratio 8.2 against 6.18 in 2024; short-term debt: 12% and cash: 83.3% of total assets), and 12% of the assets are financed with debt.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 78, micro): better than 89% on solvency, 93% on liquidity, 20% on profitability and 36% on growth.

The bankruptcy probability was computed on 06-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
−lowers risk+raises risk○neutral
lowers risk · Liquidity: current ratio 8.20, cash €192,421
NBB · annual accounts
raises risk · Loss of €9,951 (FY 2025)
NBB · annual accounts
lowers risk · Equity €203,293 (88.0% of total assets)
NBB · annual accounts
lowers risk · Size: total assets €230,939
The company's size counts in the probability; how much depends on the rest of its profile.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-07-2026, 7 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
7 days early
2024
on the day
2023
27 days late
2022
8 days late
2021
29 days late
2020
24 days late
2019
13 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 13 days after the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 30% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 8 August (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
07-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Checked from 2021 on.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Resignation: Gibson Gaelle (director)Director discharge
  3. Purpose · Statutes amendmentApproval · Purpose change

Key points

  • Caution: Among the weakest 15% on net resultsector median €14,756 · 979 companies -€9,951 View
  • A director leftlatest change 30-05-2026 · 0 in office 1 left View
  • Total assets 20256 fiscal years filed €230,939 View

By topic

Financials

Fiscal year
2025
Total assets
€230,939
Loss
-€9,951
Solvency
88.0%
Total assets▼ 8.6%
Net result
20182025
Go to Financials

Timeline

Events
17
Since
2017
Next accounts
by 31-07-2027
  1. 31-12-2025Weakest financial year
  2. 31-07-2025Annual accounts filed
  3. 27-08-2024Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Employment placement agenciesNACE 78100
Founded
23-12-2011
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
1
Purpose
Le conseil en matière financière,commerciale,administrative ou de gestion au sens le plus…
Go to Articles of association

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