2 The Point Consulting
Active2 The Point Consulting has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €13k and a net result of €663. Equity is growing by ~29% per year across the filed fiscal years. Its solvency ranks better than 65% of 2261 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
78
/ 100
Excellent▲ +7 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability25▼-13
Solvency98▲+10
Growth52=
Stability94
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity ample (current ratio 2.36 against 1.87 in 2024), and 40% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
60%
Return on assets
3%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filingsDeviation from the deadline
2025
28 d late
2024
31 d late
2023
9 d early
2022
30 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
€55k
EBIT margin
2.7%
Net result
€663▼ 19.8%
2024 · €827
2022: €4k
2023: €3k
2024: €827
2022 → 2025
Working capital
€12k▲ 32.3%
2024 · €9k
2022: €6k
2023: €8k
2024: €9k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Turnover€55k
Equity€6k-€8k▲ 49.7%€9k▲ 9.9%€13k▲ 45.4%
Operating result€6k-€4k▼ 31.7%€1k▼ 60.9%€945▼ 36.8%
Net result€4k-€3k▼ 32.1%€827▼ 70.2%€663▼ 19.8%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen three years in a row; 2025 is 37% below 2024 and is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €22k
Fixed assets
€1k
Current assets
€21k
Equity and liabilities €22k
Equity
€13k▲ 45.4%
Debt
€9k▼ 16.0%
The debt ratio falls from 53.6% to 40.0%: equity grows while debt is paid down.
Key figures and ratios
Solvency
60.0%▲
2024 · 46.4%
Current ratio
2.36▲
2024 · 1.87
Quick ratio
2.36▲
2024 · 1.87
Debt / equity
0.67▼
2024 · 1.15
ROE
5.0%▼
2024 · 9.0%
ROA
3.0%▼
2024 · 4.2%
Debt
€9k▼
2024 · €11k
Debt ≤ 1 year
€9k▼
2024 · €11k
Income taxes
€166▼
2024 · €272
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€20k€22k▲
Fixed assets21/28-€1k
Financial fixed assets28-€1k
Current assets29/58€20k€21k▲
Amounts receivable within one year40/41€16k€21k▲
Trade receivables40€9k€7k▼
Other amounts receivable41€7k€14k▲
Cash at bank and in hand54/58€4k€535▼
Equity and liabilities
Total equity and liabilities10/49€20k€22k▲
Equity10/15€9k€13k▲
Contributions10/11€2k€2k=
Capital10€2k€2k=
Issued capital100€2k€2k=
Reserves13€7k€10k▲
Non-distributable reserves130/1€600€329▼
Legal reserve130€600€329▼
Tax-exempt reserves132€6k€10k▲
Profit (loss) carried forward14€1k€2k▲
Amounts payable17/49€11k€9k▼
Amounts payable within one year42/48€11k€9k▼
Trade debts44€5k€1k▼
Suppliers440/4€5k€1k▼
Taxes, remuneration and social security45€5k€8k▲
Taxes450/3€5k€7k▲
Remuneration and social security454/9-€900
Income statement
Code20242025
Turnover70€55k-
Goods, raw materials, services and sundry goods60/61€53k-
Other operating charges640/8€449€524▲
Gross operating margin9900€2k€1k▼
Operating profit (loss)9901€1k€945▼
Financial income75/76B€3€0▼
Recurring financial income75€3€0▼
Financial charges65/66B€400€116▼
Recurring financial charges65€400€116▼
Profit (loss) for the period before taxes9903€1k€829▼
Income taxes67/77€272€166▼
Profit (loss) for the period9904€827€663▼
Profit (loss) for the period to be appropriated9905€827€663▼
Appropriation of the result
Profit (loss) to be appropriated9906€2k€2k▼
Profit (loss) brought forward from the previous period14P€852€852=
Transfer to equity691/2€600-
To the legal reserve6920€600-
The notes to these accounts (2 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 28 days late
2025
31-12
Financial
Weakest financial yearnet €663 ▼19.8%
Net result drops to €663, the lowest in the series.
13-11
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
13-11
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 30 days late
31-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 31 days late
2024
22-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Heusden-Zolder · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Sint-Jozefsstraat 343550 Heusden-ZolderGround area
814 m²
Building footprint
180 m²
Volume, LiDAR
779 m³
Parcel 71065A1424/00F000, Flanders · tallest building 6.0 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
2 The Point Consulting
since 20212.325.953.201
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71065A1424/00F000 | Flanders | 814 m² | 1 · 180 m² | 6.0 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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BE 0568.649.335
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ACE CONSULTING & MANAGEMENT SRL
BE 1020.492.062
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ADAAM
BE 0728.643.709
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AAA SERVICE
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Of 24,419 companies in sector 82990 we hold annual accounts for 9,361. 5,031 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded30-11-2021
Fiscal year end31-12
Activities, NACEBEL
82990Other business support services
64200Holdings
64210Activities of holding companies
66199Other activities auxiliary to financial services, excluding insurance and pension funding
70200Business and other management consultancy
70210Activities of head offices; management consultancy activities
70220Business consulting
73300Public relations and communication consultancy
82100Office administrative and support services
82110Office administrative, office support and other business support activities
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:patrickveekmans@outlook.com