2 Many Agencies
Active2 Many Agencies has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €94k and a net result of €84k. Its solvency ranks better than 39% of 1894 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
75
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes
Profitability100
Solvency67
Growth-
Track record67
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days only on tighter terms
Liquidity short (current ratio 0.75; short-term debt: 38% and cash: 15% of total assets), and 57.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 63
Relative position
BE, all sectors
reference
Sector 63
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
42.3%
Return on assets
37.8%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-05-2026, 77 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
77 d early
← before the deadline
after the deadline →
Financials · fiscal year 2025, micro schema
Equity
€94k
Total assets
€222k
Net result
€84k
Working capital
€-21k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €222k
Fixed assets
€159k
Current assets
€63k
Equity and liabilities €222k
Equity
€94k
Debt
€128k
Debt finances 57.7% of the balance-sheet total.
Key figures and ratios
EBITDA
€130k
Cash flow
€108k
Solvency
42.3%
Current ratio
0.75
Quick ratio
0.75
Debt / equity
1.36
ROE
89.4%
ROA
37.8%
Interest coverage
67.21
Debt
€128k
Debt ≤ 1 year
€84k
Debt > 1 year
€43k
Income taxes
€20k
Staff costs
€41k
Filed annual accounts
As filed with the NBB · 2025
Balance sheet
Code2025
Assets
Total assets20/58€222k
Fixed assets21/28€159k
Tangible fixed assets22/27€156k
Furniture and vehicles24€156k
Financial fixed assets28€3k
Current assets29/58€63k
Amounts receivable within one year40/41€30k
Trade receivables40€29k
Other amounts receivable41€889
Cash at bank and in hand54/58€33k
Equity and liabilities
Total equity and liabilities10/49€222k
Equity10/15€94k
Contributions10/11€10k
Reserves13€84k
Distributable reserves133€84k
Amounts payable17/49€128k
Amounts payable after more than one year17€43k
Financial debts170/4€43k
Amounts payable within one year42/48€84k
Financial debts43€12k
Credit institutions430/8€12k
Trade debts44€15k
Suppliers440/4€15k
Taxes, remuneration and social security45€22k
Taxes450/3€22k
Other amounts payable47/48€36k
Accrued charges and deferred income492/3€502
Income statement
Code2025
Remuneration, social security and pensions62€41k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€24k
Other operating charges640/8€629
Gross operating margin9900€171k
Operating profit (loss)9901€106k
Financial income75/76B€10
Recurring financial income75€10
Financial charges65/66B€2k
Recurring financial charges65€2k
Profit (loss) for the period before taxes9903€104k
Income taxes67/77€20k
Profit (loss) for the period9904€84k
Profit (loss) for the period to be appropriated9905€84k
Appropriation of the result
Profit (loss) to be appropriated9906€84k
Transfer to equity691/2€84k
To other reserves6921€84k
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
15-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Temse · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kloosterlaan 119140 TemseGround area
1,432 m²
Building footprint
197 m²
Parcel 46302D1461/00B000, Flanders. Linked by address, not a title deed.
1 establishment unit
2 Many Agencies
since 20242.353.821.103
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46302D1461/00B000 | Flanders | 1,432 m² | 1 · 197 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
ResQ International
BE 0765.390.376
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KBSW CONSULTING
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VP INVEST LEUVEN
BE 0776.633.963
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Luminesca
BE 1003.662.661
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MEPLIS
BE 0641.787.236
Leuven · Eq €95k
Of 3,151 companies in sector 63920 we hold annual accounts for 1,522. 1,255 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded05-01-2024
Fiscal year end31-12
Activities, NACEBEL
63920Other information service activities
63990Computing infrastructure, data processing, hosting and other information service activities
59113Video and film production, excluding cinema and television films
59201Sound recording
73110Advertising agencies
74209Other photographic activities
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.