Skip to content

1FINIMMO

Active
Private limited companyfounded 20241 yr activeRue Hannoy(CO) 62, 6180 Courcelles, BelgiumKBO/BCE: BE 1017.885.732
Summary

The computed 12-month bankruptcy probability of 1FINIMMO is 1.6% (moderate). The 2025 annual accounts show equity of €159,829 and a net result of €154,829. The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
Axes
Profitability100
Solvency76
Growth-
Track record67
Bankruptcy probability, 12 months
1.6% Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €11,000 at 30 days only on tighter terms
Liquidity short (current ratio 0.54; short-term debt: 49.3% and cash: 26.4% of total assets), and 49.3% of the assets are financed with debt.
Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · No NACE activity registered
No NACE activity is registered in the KBO, which is more common among companies that later fail.
KBO · activities
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 1 year 0 10 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
50.7%
Return on assets
49.1%
Age of the figures
9 mo
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-08-2026, 30 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filing
Deviation from the deadline
2025
30 d late
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 24 December 2024, 1FINIMMO was incorporated as a Private limited company.1 The company has filed annual accounts once, for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

Go further with this company

Is this your company? See how customers and banks see it.

Investigating this company? Keep it with today's facts in a case file.

Financials · fiscal year 2025, micro schema

Source amounts without an identifiable currency are assumed to be EUR.

Equity
€159,829
Total assets
€315,325
Net result
€154,829
Working capital
-€71,626

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Assets €314,165
Fixed assets €230,296
Current assets €83,870
Equity and liabilities €315,325
Equity €159,829
Debt €155,496
Debt finances 49.3% of the balance-sheet total.
Key figures and ratios
2025 value
EBITDA
€304,149
Cash flow
€251,324
Current ratio
0.54
Debt to equity
0.97
ROE
96.9%
ROA
49.1%
Debt ≤ 1 year
€155,496
Income taxes
€52,825

Peer companies

Historical observation

Of the 11,280 companies that looked in July 2024 the way this one looks now, 0.7% went bankrupt within 24 months and 97% are still going.

  • Micro
  • under 2 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
0.7% went bankrupt
2.6% stopped otherwise
97% still going

A further 0.1% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a higher bankruptcy probability: 1.6% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.7%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 11,280 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 32 lines
Balance sheet Code2025
Assets
Total assets20/58€315,325
Formation expenses20€1,160
Fixed assets21/28€230,296
Intangible fixed assets21€214,260
Tangible fixed assets22/27€16,036
Furniture and vehicles24€16,036
Current assets29/58€83,870
Cash at bank and in hand54/58€83,192
Deferred charges and accrued income490/1€678
Equity and liabilities
Total equity and liabilities10/49€315,325
Equity10/15€159,829
Contributions10/11€5,000
Profit (loss) carried forward14€154,829
Amounts payable17/49€155,496
Amounts payable within one year42/48€155,496
Trade debts44€71,973
Suppliers440/4€71,973
Taxes, remuneration and social security45€52,825
Taxes450/3€52,825
Other amounts payable47/48€30,698
Income statement Code2025
Non-recurring operating income76A€539
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€96,494
Other operating charges640/8€787
Gross operating margin9900€304,936
Operating profit (loss)9901€207,654
Financial income75/76B€0
Recurring financial income75€0
Profit (loss) for the period before taxes9903€207,654
Income taxes67/77€52,825
Profit (loss) for the period9904€154,829
Profit (loss) for the period to be appropriated9905€154,829
Appropriation of the result
Profit (loss) to be appropriated9906€154,829

The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Non-recurring operating income76A€539
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€96,494
Other operating charges640/8€787
Gross operating margin9900€304,936
Operating profit (loss)9901€207,654
Financial income75/76B€0
Recurring financial income75€0
Profit (loss) for the period before taxes9903€207,654
Income taxes67/77€52,825
Profit (loss) for the period9904€154,829
Profit (loss) for the period to be appropriated9905€154,829
Line2025
Assets
Total assets20/58€315,325
Formation expenses20€1,160
Fixed assets21/28€230,296
Intangible fixed assets21€214,260
Tangible fixed assets22/27€16,036
Furniture and vehicles24€16,036
Current assets29/58€83,870
Cash at bank and in hand54/58€83,192
Deferred charges and accrued income490/1€678
Equity and liabilities
Total equity and liabilities10/49€315,325
Equity10/15€159,829
Contributions10/11€5,000
Profit (loss) carried forward14€154,829
Amounts payable17/49€155,496
Amounts payable within one year42/48€155,496
Trade debts44€71,973
Suppliers440/4€71,973
Taxes, remuneration and social security45€52,825
Taxes450/3€52,825
Other amounts payable47/48€30,698
Line2025
Profit (loss) for the period9904€154,829
+ Depreciation and write-downs630€96,494
Operating cash flow (approximation)€251,324

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Timeline · acts, filings and financial milestones

2026
30-08
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 30 days late
NBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Courcelles · 1 establishment unit since 2025
seat establishment The establishment unit on the map
Ground area
1,305 m²
Building footprint
79 m²
Volume, LiDAR
532 m³
Parcel 52015B1354/00M013, Wallonia · tallest building 9.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Soins infirmiers
Rue Hannoy(CO) 62, 6180 CourcellesNursing and midwifery
since 20252.369.199.462
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
52015B1354/00M013 Wallonia 1,305 m² 1 · 79 m² 9.3 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Identification & contact

Identification
Legal formPrivate limited company
Founded24-12-2024
Fiscal year end31-12
E-invoicing
Reachable via Peppol
Peppol ID 0208:1017885732
Also 9925:BE1017885732
Registered 23-04-2026

Register as of 28 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.