Equity
€53,423 ▲ 166%
1CPU paid out €833 in dividends. That is 2% of the 2025 profit.
1CPU
Overview
Lifetime
2 annual accounts with figures on one time axispeak €58,659 (2025)
€58,659▲ 37.1%
peak €34,147 (2025)
€34,147▲ 38.8%
peak €53,423 (2025)
€53,423▲ 166%
€51,045▼ 40.1%
Board1 name since 2024
1 directorEVRARD Pierre-Arnaud Emmanuel Jacques
Documentsfilings and deeds
23-07-20268 days before the deadline
2025micro format
Gross margin from €42,790 to €58,659Result from €24,609 to €34,147Dividend €833Equity from €20,109 to €53,423Debts from €85,236 to €51,045Cash from €8,811 to €17,647
Key points
from the 2025 annual accountsLiquidity
2.37 was 1.32 in 2024
Short-term debts fell from €50,542 to €31,419.
At the same address
313 companies
Checked score
96
Excellent
Financially stronger than 65% of micro companies in computer programming and consultancy (NACE 62)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 25,932 companies (NACE 62, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
02-2025: 0.4%
03-2025: 0.4%● unchanged vs 02-2025
04-2025: 0.4%● unchanged vs 03-2025
05-2025: 0.4%● unchanged vs 04-2025
06-2025: 0.4%● unchanged vs 05-2025
07-2025: 0.4%● unchanged vs 06-2025highest value
08-2025: 0.2%▼ -0.2 percentage points vs 07-2025
09-2025: 0.2%● unchanged vs 08-2025
10-2025: 0.2%● unchanged vs 09-2025
11-2025: 0.2%● unchanged vs 10-2025
12-2025: 0.2%● unchanged vs 11-2025
01-2026: 0.2%● unchanged vs 12-2025
02-2026: 0.2%● unchanged vs 01-2026
03-2026: 0.2%● unchanged vs 02-2026
04-2026: 0.2%● unchanged vs 03-2026
05-2026: 0.3%▲ +0.1 percentage points vs 04-2026
06-2026: 0.3%● unchanged vs 05-2026
07-2026: 0.3%● unchanged vs 06-2026
08-2026: 0.1%▼ -0.2 percentage points vs 07-2026
09-2026: 0.1%● unchanged vs 08-2026lowest value
10-2026: 0.1%● unchanged vs 09-2026lowest value
11-2026: 0.1%● unchanged vs 10-2026lowest value
Financial strengthStrong
Score breakdown
raises risk
Founded in 2024
lowers risk
Sector: Computer programming, consultancy and related activities (NACE 62)
Liquidity: current ratio 2.37, cash €17,647
Size: total assets €104,468
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro). It does better than 44% of them on solvency, 41% on liquidity, 82% on profitability and 94% on growth.
The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 39,278 companies had the same profile as 1CPU has now. Each dot stands for 99 companies, two years later.
95.8%
were still trading
2.3%
stopped another way
1.8%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of 1CPU itself is lower: 0.1% within 12 months. It rests on far more data about 1CPU than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 39,278 companies, not a prediction for 1CPU. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €5,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 2.37 (1.32 in 2024), above the usual 1.5. Short-term debt is 30.1% and cash 16.9% of total assets. 48.9% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-07-2026, 8 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
8 days early
2024
28 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 2 accounts on average 18 days before the deadline. In the sector (NACE 62), the median for financial year 2024 was 9 days before the deadline, and 33% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsWhere today falls in the filing period
09-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
- EVRARD Pierre-Arnaud Emmanuel Jacques 100 sharesdeed of 17-01-2024
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1004667996
Incorporation
Founding capital of €500, 100 shares · Founder: EVRARD Pierre-Arnaud Emmanuel Jacques · Appointment: EVRARD Pierre-Arnaud Emmanuel Jacques (director) · published on 17-01-2024 · Gazette deed
First establishment
Chaussée de Wavre 557, Grez-Doiceau
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| 1CPU Overijse | €104,468 | €58,659 | 51.1% | - |
| SEL CONSULTING Sint-Pieters-Leeuw | €96,608 | €56,890 | 70.9% | - |
| vITmargan Grimbergen | €114,298 | €60,987 | 75.3% | - |
| CodaSoft Zaventem | €86,621 | €59,466 | 18.9% | - |
| GERTJAN RUYTERS Leuven | €104,784 | €62,599 | 68.7% | - |
| NoWordsNeeded Aarschot | €129,194 | €56,304 | 67.0% | - |
| ISToVAtioN Landen | €117,908 | €71,076 | 71.5% | - |
These companies have the same main activity as 1CPU: computer programming (NACE 62100). They are comparable in size and age: total assets between €86,600 and €129,000, founded between 2023 and 2024.
Official details
Source: KBO- Status
- Active since 15-01-2024Normal situation
- Registered office
- 314 active companies are registered at this address35 started in the 12 months before. Source: KBO register, as of 9 November 2026.
- Activity
- Computer programmingNACE 62100and 2 others
- Establishment unit
- 2.355.337.6671390 Grez-Doiceau, since 15-01-2024
- Financial year end
- 31 December
- Peppol
- Reachable since 17-09-2025
Annual accounts 2025
- €58,659▲ 37.1%
- ≈ €140,000estimated
- €34,147▲ 38.8%
- €53,423▲ 166%
- €104,468▼ 0.8%
- Filing
- Filed on 23-07-2026, 8 days before the end of the filing period
Insights on 1CPU
1CPU has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €53,423 and a net result of €34,147.
Its solvency ranks better than 42% of 21,206 sector peers (NACE 62, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Financials
Annual accounts 2025
micro format, filed on 23-07-2026, 8 days before the deadline€58,659
▲ 37.1%
€45,222
▲ 38.1%
€34,147
▲ 38.8%
€43,187
▲ 167%
51.1%
▲ 32.0 percentage points
2.37
▲ 1.05
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €140,000. Estimated: probably between €110,000 and €170,000.
Balance sheet
balance sheet total €104,468 on 31-12-2025What the company ownsHow it is paid for
in euro
in euro
Position in the sector
51.1%
Higher than 42% of 21,206 companies in 2025.
2.37
Higher than 49% of 20,569 companies in 2025.
32.7%
Higher than 70% of 20,744 companies in 2025.
1CPU
Middle half of the sector
80% of the sector
Micro accounts in computer programming and consultancy (NACE 62)
Net result: middle half · Equity: middle half · Balance sheet total: middle half · Working capital: middle half
Filed annual accounts
as filed with the National Bank, click a year to choose it| Line | Trend | 2025 | 2024 |
|---|---|---|---|
| Balance sheet: assets | |||
20/58 |
104,468 | 105,345 | |
21/28 |
29,863 | 38,607 | |
22/27 |
29,863 | 38,607 | |
24 |
29,863 | 38,607 | |
29/58 |
74,606 | 66,738 | |
40/41 |
47,192 | 57,072 | |
40 |
44,673 | 57,072 | |
41 |
2,519 | - | |
54/58 |
17,647 | 8,811 | |
490/1 |
9,766 | 854 | |
| Balance sheet: equity and liabilities | |||
10/49 |
104,468 | 105,345 | |
10/15 |
53,423 | 20,109 | |
10/11 |
500 | 500 | |
14 |
52,923 | 19,609 | |
17/49 |
51,045 | 85,236 | |
17 |
19,626 | 34,694 | |
170/4 |
19,626 | 34,694 | |
42/48 |
31,419 | 50,542 | |
42 |
602 | - | |
44 |
7,493 | 4,521 | |
440/4 |
7,493 | 4,521 | |
45 |
21,419 | 25,135 | |
450/3 |
21,419 | 15,850 | |
454/9 |
- | 9,285 | |
47/48 |
1,906 | 20,886 | |
| Income statement | |||
9900 |
58,659 | 42,790 | |
630 |
13,171 | 9,951 | |
640/8 |
266 | 98 | |
9901 |
45,222 | 32,740 | |
75/76B |
13 | - | |
75 |
13 | - | |
65/66B |
1,268 | 1,132 | |
65 |
1,268 | 1,132 | |
9903 |
43,968 | 31,608 | |
67/77 |
9,820 | 6,999 | |
9904 |
34,147 | 24,609 | |
9905 |
34,147 | 24,609 | |
| Appropriation of the result | |||
9906 |
53,756 | 24,609 | |
14P |
19,609 | - | |
694/7 |
833 | 5,000 | |
694 |
833 | 5,000 | |
| Document | |||
The notes to these accounts have 6 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 23-07-2026.
Filings
each dot is a set of accounts, on the day it reached the National BankKey figures and ratios
per financial year, computed from the annual accounts| Line | Trend | 2025 | 2024 |
|---|---|---|---|
| 58,393 | 42,691 | ||
| 47,318 | 34,560 | ||
| 4,426 | 48,558 | ||
| 8,836 | - | ||
| 43,187 | 16,196 | ||
| 51.1% | 19.1% | ||
| 2.37 | 1.32 | ||
| 0.96 | 4.24 | ||
| 63.9% | 122.4% | ||
| 32.7% | 23.4% | ||
| 46.06 | 37.70 |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Investments
fixed assets acquired| Item | 2025 | 2024 |
|---|---|---|
| Tangible fixed assets | €4,426 | €48,558 |
| €13,171 | €9,951 |
Source: notes to the 2024 to 2025 annual accounts (statement of fixed assets)
Insights on 1CPU
The operating result for 2025 is 38% higher than in 2024.
Debt's share of the balance-sheet total falls from 80.9% to 48.9%. Equity is higher and debt is lower.
Board & ownership
Board
1 director, since incorporationDirector (not named in the articles)
current term since 15-07-2024
term without a fixed end
listed in the 2025 annual accounts, filed on 23-07-2026
- Signing authorityThe articles say who may bind the company, for example by signing a contract.
- Each director alonedeed of 17-01-2024
Mandates through the years
1 name, the dashed line is todayEVRARD Pierre-Arnaud Emmanuel Jacques
Director (not named in the articles)
Director (not named in the articles)
Board
Mandates as a list
- EVRARD Pierre-Arnaud Emmanuel Jacques
- Director (not named in the articles), from 01-01-2024 to date
Control
Capital
- Contribution
- €500
- Shares
- 100
- Contribution per share
- €5
- Equity per share
- €534 in 2025
- Source
- deed of 17-01-2024
Articles of association
deed of 17-01-2024 (in Dutch)- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimited
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Second Thursday of June at 18:00
- Liquidation ruleIn a liquidation the creditors are paid first. What is left goes to the shareholders.
- “Om welke reden en op welk ogenblik ook, recht algemene vergadering één of meerdere vereffenaars aan te duiden,bevoegdheden te omlijnen en…”
Shareholders
At incorporation
deed of 17-01-2024 ↗
- EVRARD Pierre-Arnaud Emmanuel Jacques 100 shares (100%) · in cash
Network & group
No group
1CPU has no parent and no holdings in its annual accounts. EVRARD Pierre-Arnaud Emmanuel Jacques is the only director. 1CPU shares no director with another company.
At the same address
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total assets €620,151 (2024) 0747.794.279 |
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establishment since 01-06-2022 · founded in 2017 · accounts filed late |
total assets €608,433 (2024) 0675.566.990 |
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total assets €558,765 (2025) 0793.454.951 |
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| MODOCAR
registered office since 14-12-2024 · founded in 2024 |
total assets €465,537 (2025) 1017.397.267 |
Timeline
Timeline
5 events since 2024Filings
Establishments
202420252026
Deadline for the 2026 accounts: 31-07-2027
2026
Annual accounts 2025 filed NBBmicro format · 8 days before the deadline
2025
Registered in the Peppol Directory Reachable for e-invoices through 0208:1004667996
Annual accounts 2024 filed PDFmicro format · 28 days before the deadline
2024
IncorporationFounding capital of €500, 100 shares · Founder: EVRARD Pierre-Arnaud Emmanuel Jacques · Appointment: EVRARD Pierre-Arnaud Emmanuel Jacques (director) · published on 17-01-20246 points ▸
- Founder, EVRARD Pierre-Arnaud Emmanuel Jacques
- Founding capital, €500, 100 shares
- 100 shares
- Registered office clause, Overijse, Brusselsesteenweg 292 (3090 – Overijse)
- Board rule, 1
- Director appointment, EVRARD Pierre-Arnaud Emmanuel Jacques (director (not named in the articles))
- The deed holds 11 more points.
First establishment Chaussée de Wavre 557, Grez-Doiceau
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
History
On 15 January 2024, 1CPU was incorporated as a private limited company by one natural person, with a starting capital of €500.12 EVRARD Pierre-Arnaud Emmanuel Jacques has served as director since 2024.3 The company has filed 2 sets of annual accounts, the latest for financial year 2025.3
Company details
Identity
- Enterprise number
- 1004.667.996
- VAT number
- BE 1004.667.996
- Peppol ID
- 0208:1004667996
- Other Peppol ID
- 9925:BE1004667996
- Legal form
- Private limited company
- Status
- Active, normal situation
- Founded
- 15-01-2024
- Financial year
- ends on 31 December
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Second Thursday of June at 18:00deed of 17-01-2024 (in Dutch)
- Peppol
- Reachable since 17-09-2025Follow this company and you will hear the next morning if it leaves the Peppol register.
- Name
- 1CPU in Dutch
- Entity type
- Legal entity
- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimiteddeed of 17-01-2024 (in Dutch)
- Name clauseThe company operates under this name according to its articles.
- 1CPUdeed of 17-01-2024 (in Dutch)
- Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
- “Vlaams Gewest”deed of 17-01-2024 (in Dutch)
Activities
NACEBEL 202562100
Computer programming main activity
Codes under NACEBEL 2008
62010
Computer programming, consultancy and related activities main activity
62020
IT consultancy
62030
Computer programming, consultancy and related activities
62090
Computer programming, consultancy and related activities
- PurposeThe purpose describes the activities the company may carry out under its articles.
- “Alle verrichtingen die,algemeen genomen,op een of andere wijze verband houden met de advies- en ondersteuningsactiviteiten ontplooien op het…”deed of 17-01-2024 (in Dutch)
5 activities
- Alle verrichtingen die,algemeen genomen,op een of andere wijze verband houden met de advies- en ondersteuningsactiviteiten ontplooien op het gebied van IT- en digitaal marketingadvies.
- Zij heeft in het algemeen de volle rechtsbekwaamheid om alle handelingen en verrichtingen te voltrekken die een rechtstreeks of onrechtstreeks verband houden met haar voorwerp of welke van die aard zouden zijn dat zij de verwezenlijking van dit voorwerp,rechtstreeks of onrechtstreeks,geheel of ten dele vergemakkelijken.
- Zij kan belangen nemen door associatie,inbreng,fusie,financiële tussenkomst of op gelijk welke andere wijze,in alle vennootschappen,verenigingen of ondernemingen met een identiek,gelijklopend of samenhangend voorwerp met het hare of die van aard kunnen zijn de ontwikkeling van haar onderneming te begunstigen of een bron van afzetten te vormen.
- Zij kan de functies van bestuurder of vereffenaar uitoefenen in andere vennootschappen.
- De vennootschap mag zich borgstellen of zakelijke zekerheden verlenen ten voordele van vennootschappen of particulieren,in de meest ruime zin.
Registered office and establishments
1 establishment| Establishment | Since | Unit number |
|---|---|---|
| Brusselsesteenweg 292 registered office 3090 Overijse | ||
| Chaussée de Wavre 557 1390 Grez-Doiceau | 15-01-2024 | 2.355.337.667 |
Buildings and parcels at the addresses
- Ground area
- 7,374 m²
- Buildings
- 395 m²
- Volume, LiDAR
- 1,977 m³
- Tallest building
- 9.2 m
Buildings to scale, each on its own parcel
Parcels
Flanders
1
(50%)
Wallonia
1
(50%)
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 25037E0387/00E000 | Wallonia | 5,440 m² | 1 · 197 m² | 9.2 m · 2 |
| 23062B0376/02D005 | Flanders | 1,934 m² | 1 · 198 m² | 6.6 m · 1 |