123CONSULTANCY
ActiveThe computed 12-month bankruptcy probability of 123CONSULTANCY is 1.8% (moderate). The 2025 annual accounts show negative equity (€-36k). Equity is shrinking by ~31.8% per year across the filed fiscal years. Its solvency ranks better than 5% of 1299 sector peers (fiscal year 2025). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
No current score
Insufficient figures
A score requires measurable solvency, liquidity and profitability. Missing figures are not a judgement about the company.
Axes · tick = 2024
Profitability-
Solvency0=
Growth32=
Track record100
Bankruptcy probability, 12 months
1.8%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-228.9%
Age of the figures
9 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 55
Relative position
BE, all sectors
reference
Sector 55
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 5% of 1299 sector peers (2025).
NBB · sector comparisonPosition among 1299 sector peers
Solvency
better than 5%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 19-08-2026, 19 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 6 filingsDeviation from the deadline
2025
19 d late
2024
384 d late
2023
26 d late
2022
24 d late
2021
21 d late
2020
17 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-36k=
2024 · €-36k
2020: €15k
2021: €-3k
2022: €-28k
2023: €-36k
2024: €-36k
2020 → 2025
Total assets
€16k=
2024 · €16k
2020: €34k
2021: €33k
2022: €30k
2023: €30k
2024: €16k
2020 → 2025
Net result
€-9k▲ 66.1%
2022 · €-25k
2020: €10k
2021: €-17k
2022: €-25k
2020 → 2023
Working capital
€-37k=
2024 · €-37k
2020: €13k
2021: €-18k
2022: €-43k
2023: €-51k
2024: €-37k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-3k-€-28k▼ 962%€-36k▼ 30.8%€-36k=€-36k=
Operating result€-17k-€-24k▼ 45.2%€-8k▲ 66.0%
Net result€-17k-€-25k▼ 45.2%€-9k▲ 66.1%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €8k in 2023 against €24k in 2022; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €16k
Fixed assets
€283=
Current assets
€16k=
Key figures and ratios
Solvency
-228.9%=
2024 · -228.9%
Current ratio
0.30=
2024 · 0.30
Quick ratio
0.30=
2024 · 0.30
Debt / equity
-1.44=
2024 · -1.44
Debt
€52k=
2024 · €52k
Debt ≤ 1 year
€52k=
2024 · €52k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€16k€16k=
Fixed assets21/28€283€283=
Tangible fixed assets22/27€283€283=
Plant, machinery and equipment23€283€283=
Current assets29/58€16k€16k=
Amounts receivable within one year40/41€15k€15k=
Trade receivables40€15k€15k=
Other amounts receivable41€672€672=
Cash at bank and in hand54/58€145€145=
Deferred charges and accrued income490/1€140€140=
Equity and liabilities
Total equity and liabilities10/49€16k€16k=
Equity10/15€-36k€-36k=
Contributions10/11€5k€5k=
Profit (loss) carried forward14€-41k€-41k=
Amounts payable17/49€52k€52k=
Amounts payable within one year42/48€52k€52k=
Financial debts43€27€27=
Credit institutions430/8€27€27=
Trade debts44€15k€15k=
Suppliers440/4€15k€15k=
Taxes, remuneration and social security45€733€733=
Taxes450/3€733€733=
Other amounts payable47/48€36k€36k=
Income statement
Code20242025
Appropriation of the result
Profit (loss) to be appropriated9906€-41k€-41k=
Profit (loss) brought forward from the previous period14P€-41k€-41k=
The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
19-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 19 days late
19-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 384 days late
2024
26-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 26 days late
2023
24-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 24 days late
2022
31-12
Financial
Weakest financial yearnet €-25k
Net result drops to €-25k, the lowest in the series; recovery starts the following year.
21-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 21 days late
2021
17-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 17 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hasselt · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Koning Boudewijnlaan 20A3500 HasseltGround area
4,358 m²
Building footprint
1,125 m²
Volume, LiDAR
8,446 m³
2 parcels, Flanders · tallest building 21.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
123CONSULTANCY
since 20192.291.963.708
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71323C0286/00F002 | Flanders | 3,766 m² | 1 · 984 m² | 21.6 m · 2 fl. |
| 72345B0909/00W002 | Flanders | 593 m² | 1 · 141 m² | 6.6 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
RESIDENCE LE HARAS
BE 0534.747.835
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TE CATHEM
BE 0768.479.629
Wervik · Eq €15k
LA KORADIE
BE 0452.120.265
Mons · Eq €15k
MARIE-SOPHIE
BE 0432.439.460
Watermaal-Bosvoorde · Eq €15k
Den Dooren Boom Hotelexploitatie
BE 0666.461.858
Antwerpen · Eq €14k
Of 2,395 companies in sector 55100 we hold annual accounts for 1,516. 601 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded24-07-2019
Fiscal year end31-12
Activities, NACEBEL
55100Hotels and similar accommodation
93299Other amusement and recreation activities
56301Cafés and bars
96040Personal service activities
96230Day spas, saunas and steam baths
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.