123 Servi Clean
ActiveThe annual accounts of 123 Servi Clean for fiscal year 2025 show a net loss of 72% of the equity at the start of that year. The 2025 annual accounts show equity of €13k and a net result of €-34k. Equity remains stable across the filed fiscal years (±0.9% per year). Its solvency ranks better than 27% of 1046 sector peers (fiscal year 2025). The company has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
41
/ 100
Weak
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-70
Solvency31▼-12
Growth32▼-20
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity short (current ratio 0.79 against 0.91 in 2024; short-term debt: 90.4% and cash: 47.5% of total assets), and 93.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
6.1%
Return on assets
-16%
Age of the figures
15 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 30-01-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
2 d late
2023
1 d early
2022
6 d early
2021
4 d early
2020
1 d late
2019
3 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close23-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€13k▼ 72.4%
2024 · €47k
2019: €40k
2020: €49k
2021: €44k
2022: €45k
2023: €44k
2024: €47k
2019 → 2025
Total assets
€212k▼ 16.7%
2024 · €254k
2019: €176k
2020: €208k
2021: €247k
2022: €231k
2023: €204k
2024: €254k
2019 → 2025
Net result
€-34k
2024 · €3k
2019: €10k
2020: €9k
2021: €37k
2022: €771
2023: €5k
2024: €3k
2019 → 2025
Working capital
€-40k▼ 138%
2024 · €-17k
2019: €31k
2020: €18k
2021: €26k
2022: €33k
2023: €5k
2024: €-17k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€44k-€45k▲ 1.8%€44k▼ 1.2%€47k▲ 6.6%€13k▼ 72.4%
Operating result€55k-€8k▼ 85.5%€15k▲ 94.2%€13k▼ 17.8%€-31k
Net result€37k-€771▼ 97.9%€5k▲ 607%€3k▼ 46.6%€-34k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €31k after €13k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €212k
Fixed assets
€61k▼ 23.8%
Current assets
€151k▼ 13.4%
Equity and liabilities €212k
Equity
€13k▼ 72.4%
Debt
€199k▼ 4.0%
The debt ratio rises from 81.5% to 93.9%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-7k▼
2024 · €29k
Cash flow
€-10k▼
2024 · €19k
Solvency
6.1%▼
2024 · 18.5%
Current ratio
0.79▼
2024 · 0.91
Quick ratio
0.79▼
2024 · 0.91
Debt / equity
15.34▲
2024 · 4.42
ROE
-262.0%▼
2024 · 6.2%
ROA
-16.0%▼
2024 · 1.1%
Interest coverage
-3.44▼
2024 · 14.24
Debt
€199k▼
2024 · €207k
Debt ≤ 1 year
€192k=
2024 · €192k
Debt > 1 year
€7k▼
2024 · €16k
Income taxes
€2k▼
2024 · €8k
Staff costs
€1.11M▲
2024 · €1.07M
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€254k€212k▼
Fixed assets21/28€80k€61k▼
Tangible fixed assets22/27€78k€59k▼
Plant, machinery and equipment23€6k€6k▼
Furniture and vehicles24€72k€53k▼
Financial fixed assets28€2k€2k=
Current assets29/58€175k€151k▼
Amounts receivable after more than one year29€5k€0▼
Other amounts receivable291€5k€0▼
Amounts receivable within one year40/41€62k€40k▼
Trade receivables40€55k€36k▼
Other amounts receivable41€6k€4k▼
Cash at bank and in hand54/58€95k€101k▲
Deferred charges and accrued income490/1€13k€11k▼
Equity and liabilities
Total equity and liabilities10/49€254k€212k▼
Equity10/15€47k€13k▼
Contributions10/11€14k€14k=
Reserves13€18k€18k=
Non-distributable reserves130/1€2k€0▼
Reserves not available under the articles1311€2k€0▼
Distributable reserves133€16k€18k▲
Profit (loss) carried forward14€15k€-19k▼
Amounts payable17/49€207k€199k▼
Amounts payable after more than one year17€16k€7k▼
Financial debts170/4€16k€7k▼
Amounts payable within one year42/48€192k€192k=
Current portion of amounts payable after more than one year42€47k€33k▼
Trade debts44€16k€18k▲
Suppliers440/4€16k€18k▲
Taxes, remuneration and social security45€124k€135k▲
Taxes450/3€0€532▲
Remuneration and social security454/9€124k€135k▲
Other amounts payable47/48€4k€5k▲
Accrued charges and deferred income492/3€0-
Income statement
Code20242025
Remuneration, social security and pensions62€1.07M€1.11M▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€16k€24k▲
Other operating charges640/8€999€286▼
Non-recurring operating charges66A€500€0▼
Gross operating margin9900€1.10M€1.10M▲
Operating profit (loss)9901€13k€-31k▼
Financial income75/76B€143€2k▲
Recurring financial income75€143€2k▲
Financial charges65/66B€2k€2k▼
Recurring financial charges65€2k€2k▼
Profit (loss) for the period before taxes9903€11k€-32k▼
Income taxes67/77€8k€2k▼
Profit (loss) for the period9904€3k€-34k▼
Profit (loss) for the period to be appropriated9905€3k€-34k▼
Appropriation of the result
Profit (loss) to be appropriated9906€15k€-19k▼
Profit (loss) brought forward from the previous period14P€12k€15k▲
Transfer from equity791/2€0-
Profit to be distributed694/7€0-
Return on contributions (dividend)694€0-
Social balance
Average headcount (FTE)908735.636.6▲
The notes to these accounts (21 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-01
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
30-06
Financial
Weakest financial yearnet €-34k ▼1267%
Net result drops to €-34k, the lowest in the series.
02-02
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 2 days late
2024
30-01
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
25-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
27-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-06
Financial
Highest result since 2019net €37k ▲303%
Operating result €55k, net result €37k, both a record.
01-02
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 1 day late
2020
03-02
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 3 days late
2019
05-02
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 5 days late
2018
02-02
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 2 days late
2017
31-01
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tervuren · 1 establishment unit since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Leuvensesteenweg 783080 TervurenGround area
508 m²
Building footprint
275 m²
Volume, LiDAR
1,295 m³
Parcel 24104C0108/00G004, Flanders · tallest building 9.7 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
123 Servi Clean
since 20112.246.557.513
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24104C0108/00G004 | Flanders | 508 m² | 1 · 275 m² | 9.7 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 10 entries · 2,852,593 EUR awarded · 2,848,414 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 3 | 760,854 EUR | 758,744 EUR |
| 2024 | 3 | 765,557 EUR | 765,558 EUR |
| 2023 | 2 | 714,665 EUR | 714,735 EUR |
| 2022 | 2 | 611,517 EUR | 609,377 EUR |
Schemes
Dienstencheques
Opleidingsfonds dienstencheques
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions: source did not answer, try again later.
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Of 810 companies in sector 96910 we hold annual accounts for 618. 326 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded31-05-2011
Fiscal year end30-06
Activities, NACEBEL
81210General cleaning of buildings
96910Personal service activities
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.