123 Consulting
ActiveThe annual accounts of 123 Consulting for fiscal year 2025 show a net loss of 76% of total assets and of 83% of the equity at the start of that year. The 2025 annual accounts show equity of €5k and a net result of €-26k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 20% of 31544 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
44
/ 100
Weak
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0=
Solvency40▼-38
Growth32▼-20
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity tight (current ratio 1.02 against 1.95 in 2024; short-term debt: 78% and cash: 36.9% of total assets), and 84.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Nine signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
15.3%
Return on assets
-75.6%
Age of the figures
9 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
202122232425
2020 to 2025 · latest year €-26k
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 20% of 31544 sector peers (2025).
NBB · sector comparisonPosition among 31544 sector peers
Solvency
better than 20%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-08-2026, 26 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 6 filingsDeviation from the deadline
2025
26 d late
2024
8 d early
2023
6 d early
2022
3 d late
2021
3 d early
2020
26 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€5k▼ 83.2%
2024 · €31k
2020: €29k
2021: €42k
2022: €52k
2023: €52k
2024: €31k
2020 → 2025
Total assets
€34k▼ 41.3%
2024 · €58k
2020: €60k
2021: €71k
2022: €86k
2023: €90k
2024: €58k
2020 → 2025
Net result
€-26k▼ 24.9%
2024 · €-21k
2020: €14k
2021: €13k
2022: €10k
2023: €-226
2024: €-21k
2020 → 2025
Working capital
€424▼ 98.4%
2024 · €26k
2020: €22k
2021: €31k
2022: €42k
2023: €42k
2024: €26k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€42k-€52k▲ 24.6%€52k▼ 0.4%€31k▼ 40.0%€5k▼ 83.2%
Operating result€19k-€19k▼ 0.3%€5k▼ 74.6%€-19k€-31k▼ 60.8%
Net result€13k-€10k▼ 22.3%€-226€-21k▼ 9,071%€-26k▼ 24.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €31k in 2025 against €19k in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €34k
Fixed assets
€7k▲ 33.9%
Current assets
€27k▼ 48.8%
Equity and liabilities €34k
Equity
€5k▼ 83.2%
Debt
€29k▲ 6.7%
The debt ratio rises from 46.6% to 84.7%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€-27k▼
2024 · €-15k
Cash flow
€-22k▼
2024 · €-17k
Solvency
15.3%▼
2024 · 53.4%
Current ratio
1.02▼
2024 · 1.95
Quick ratio
0.64▼
2024 · 1.40
Debt / equity
5.55▲
2024 · 0.87
ROE
-495.4%▼
2024 · -66.6%
ROA
-75.6%▼
2024 · -35.6%
Interest coverage
-42.27▼
2024 · -23.81
Debt
€29k▲
2024 · €27k
Debt ≤ 1 year
€27k▼
2024 · €27k
Debt > 1 year
€2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€58k€34k▼
Formation expenses20-€0
Fixed assets21/28€5k€7k▲
Tangible fixed assets22/27€5k€7k▲
Plant, machinery and equipment23€847€231▼
Furniture and vehicles24€4k€7k▲
Current assets29/58€53k€27k▼
Stocks and contracts in progress3€15k€10k▼
Stocks30/36€15k€10k▼
Amounts receivable within one year40/41€6k€4k▼
Trade receivables40€1k€1k▼
Other amounts receivable41€5k€3k▼
Cash at bank and in hand54/58€32k€13k▼
Deferred charges and accrued income490/1-€392
Equity and liabilities
Total equity and liabilities10/49€58k€34k▼
Equity10/15€31k€5k▼
Contributions10/11€15k€15k=
Reserves13€37k€37k=
Distributable reserves133€37k€37k=
Profit (loss) carried forward14€-21k€-47k▼
Amounts payable17/49€27k€29k▲
Amounts payable after more than one year17-€2k
Financial debts170/4-€2k
Amounts payable within one year42/48€27k€27k▼
Current portion of amounts payable after more than one year42-€2k
Trade debts44€3k€3k▲
Suppliers440/4€3k€3k▲
Taxes, remuneration and social security45€6k€1k▼
Taxes450/3€4k€1k▼
Remuneration and social security454/9€2k€0▼
Other amounts payable47/48€19k€20k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€4k▲
Other operating charges640/8€448€462▲
Gross operating margin9900€-15k€-26k▼
Operating profit (loss)9901€-19k€-31k▼
Financial income75/76B-€6k
Recurring financial income75-€6k
Financial charges65/66B€644€634▼
Recurring financial charges65€644€634▼
Profit (loss) for the period before taxes9903€-20k€-26k▼
Income taxes67/77€691-
Profit (loss) for the period9904€-21k€-26k▼
Profit (loss) for the period to be appropriated9905€-21k€-26k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-21k€-47k▼
Profit (loss) brought forward from the previous period14P€-226€-21k▼
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
26-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 26 days late
2025
31-12
Financial
Weakest financial yearnet €-26k
Net result drops to €-26k, the lowest in the series.
23-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
25-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
03-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 3 days late
2022
28-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
26-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 26 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Eghezée · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de Châtillon,Liernu 215310 EghezéeGround area
2,781 m²
Building footprint
104 m²
Parcel 92073D0016/00M000, Wallonia. Linked by address, not a title deed.
1 establishment unit
123 Consulting
since 20202.301.280.458
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92073D0016/00M000 | Wallonia | 2,781 m² | 1 · 104 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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LUS MANAGEMENT
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SENSKOMMUN
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Of 82,518 companies in sector 70200 we hold annual accounts for 52,573. 15,993 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded31-03-2020
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
47716Retail sale of clothing and accessories for women, men, children and babies (general range)
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:mm@megyxx.be
Phone:023860080