1105 Holding
Active1105 Holding is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show negative equity (€-713k) and a net result of €-261k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 5% of 5523 sector peers (fiscal year 2025). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 5% of 5523 sector peers (2025).
NBB · sector comparisonPosition among 5523 sector peers
Solvency
better than 5%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-07-2026, 28 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
28 d early
2024
1 d early
2023
69 d early
2022
17 d early
2021
9 d late
2020
30 d early
2019
66 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€-713k▼ 57.9%
2024 · €-451k
2020: €17k
2021: €188k
2022: €87k
2023: €73k
2024: €-451k
2020 → 2025
Net result
€-261k▲ 50.2%
2024 · €-525k
2020: €-67k
2021: €171k
2022: €20k
2023: €-14k
2024: €-525k
2020 → 2025
Total assets
€1.63M▲ 2.8%
2024 · €1.58M
2020: €965k
2021: €976k
2022: €1.65M
2023: €1.53M
2024: €1.58M
2020 → 2025
Solvency
-43.7%▼ 15.2pp
2024 · -28.5%
2020: 1.7%
2021: 19.2%
2022: 5.3%
2023: 4.8%
2024: -28.5%
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€188k-€87k▼ 53.4%€73k▼ 16.1%€-451k€-713k▼ 57.9%
Operating result€-235k-€-62k▲ 73.6%€-352k▼ 468%€-490k▼ 39.5%€-207k▲ 57.7%
Net result€171k-€20k▼ 88.4%€-14k€-525k▼ 3,633%€-261k▲ 50.2%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €207k in 2025 against €490k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.63M
Fixed assets
€665k=
Current assets
€965k▲ 4.9%
Key figures and ratios
Solvency
-43.7%▼
2024 · -28.5%
ROA
-16.0%▲
2024 · -33.1%
Debt
€2.34M▲
2024 · €2.04M
Debt ≤ 1 year
€2.34M▲
2024 · €1.97M
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.58M€1.63M▲
Fixed assets21/28€665k€665k=
Financial fixed assets28€665k€665k=
Current assets29/58€919k€965k▲
Amounts receivable within one year40/41€844k€860k▲
Trade receivables40€27k€76k▲
Other amounts receivable41€817k€784k▼
Cash at bank and in hand54/58€13k€16k▲
Deferred charges and accrued income490/1€63k€88k▲
Equity and liabilities
Total equity and liabilities10/49€1.58M€1.63M▲
Equity10/15€-451k€-713k▼
Contributions10/11€1k€1k=
Reserves13€72k€72k=
Non-distributable reserves130/1€120€120=
Reserves not available under the articles1311€120€120=
Tax-exempt reserves132€953€953=
Distributable reserves133€71k€71k=
Profit (loss) carried forward14€-525k€-786k▼
Amounts payable17/49€2.04M€2.34M▲
Amounts payable within one year42/48€1.97M€2.34M▲
Financial debts43€230k€230k=
Credit institutions430/8€230k€230k=
Trade debts44€61k€191k▲
Suppliers440/4€61k€191k▲
Taxes, remuneration and social security45€0-
Taxes450/3€0-
Other amounts payable47/48€1.68M€1.92M▲
Accrued charges and deferred income492/3€65k€2k▼
Income statement
Code20242025
Remuneration, social security and pensions62€0-
Other operating charges640/8€1k€1k▲
Gross operating margin9900€-489k€-206k▲
Operating profit (loss)9901€-490k€-207k▲
Financial income75/76B€42k€31k▼
Recurring financial income75€42k€31k▼
Financial charges65/66B€76k€85k▲
Recurring financial charges65€76k€85k▲
Profit (loss) for the period before taxes9903€-525k€-261k▲
Income taxes67/77€0-
Profit (loss) for the period9904€-525k€-261k▲
Profit (loss) for the period to be appropriated9905€-525k€-261k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-525k€-786k▼
Profit (loss) brought forward from the previous period14P-€-525k
Transfer from equity791/2€0-
The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
03-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
30-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Weakest financial yearnet €-525k
Net result drops to €-525k, the lowest in the series; recovery starts the following year.
23-05
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
14-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
09-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 9 days late
2021
31-12
Financial
Back to profitnet €171k
Net result €171k after one loss-making year.
31-12
Financial
Equity above €150kEq €188k ▲1036%
Equity rises from €17k to €188k.
01-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
05-10
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 66 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Scheldestraat 112000 AntwerpenGround area
1,920 m²
Building footprint
422 m²
Volume, LiDAR
2,933 m³
Parcel 11804D3488/00S006, Flanders · tallest building 9.2 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
1105 Holding
since 20192.292.856.405
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11804D3488/00S006 | Flanders | 1,920 m² | 1 · 422 m² | 9.2 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,728 companies in sector 64210 we hold annual accounts for 19,762. 11,532 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded31-07-2019
Fiscal year end31-12
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.