108
Active108 has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €122k and a net result of €-31k. Equity is growing by ~45.4% per year across the filed fiscal years. Its solvency ranks better than 44% of 11613 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2024
61
/ 100
Healthy▼ -9 vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability0=
Solvency78▼-22
Growth52=
Stability100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity tight (current ratio 1.29 against 2.25 in 2023), and 51.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
48.5%
Return on assets
-12.5%
Age of the figures
20 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Persistent losses
Two consecutive loss-making years (2023 and 2024); equity fell accordingly. May indicate structural pressure on profitability.
NBB · annual accounts 2024Net result per financial year
18192021222324
2018 to 2024 · latest year -€31k
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-09-2025, 61 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
61 d late
2023
57 d late
2022
31 d late
2021
30 d late
2020
18 d late
2019
33 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€122k▼ 20.5%
2023 · €154k
2018: €-121k
2019: €-64k
2020: €6k
2021: €92k
2022: €188k
2023: €154k
2018 → 2024
Total assets
€252k▲ 9.2%
2023 · €231k
2018: €138k
2019: €183k
2020: €154k
2021: €213k
2022: €269k
2023: €231k
2018 → 2024
Net result
€-31k▲ 7.5%
2023 · €-34k
2018: €70k
2019: €57k
2020: €78k
2021: €86k
2022: €96k
2023: €-34k
2018 → 2024
Working capital
€32k▼ 50.9%
2023 · €66k
2018: €-149k
2019: €-98k
2020: €-90k
2021: €8k
2022: €130k
2023: €66k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€6k-€92k▲ 1,501%€188k▲ 104%€154k▼ 18.1%€122k▼ 20.5%
Operating result€87k-€122k▲ 40.4%€150k▲ 22.9%€-24k€-26k▼ 9.7%
Net result€78k-€86k▲ 11.0%€96k▲ 11.1%€-34k€-31k▲ 7.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €26k in 2024 against €24k in 2023; the loss grows and 2024 is the lowest year so far.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €252k
Fixed assets
€108k▼ 4.2%
Current assets
€144k▲ 21.9%
Equity and liabilities €252k
Equity
€122k▼ 20.5%
Debt
€130k▲ 68.4%
The debt ratio rises from 33.4% to 51.5%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€12k▲
2023 · €10k
Cash flow
€7k▲
2023 · €-56
Solvency
48.5%▼
2023 · 66.6%
Current ratio
1.29▼
2023 · 2.25
Quick ratio
1.11▼
2023 · 1.88
Debt / equity
1.06▲
2023 · 0.50
ROE
-25.7%▼
2023 · -22.1%
ROA
-12.5%▲
2023 · -14.7%
Interest coverage
2.24▼
2023 · 6.59
Debt
€130k▲
2023 · €77k
Debt ≤ 1 year
€112k▲
2023 · €53k
Debt > 1 year
€12k▼
2023 · €23k
Income taxes
€375▼
2023 · €9k
Staff costs
€65k▼
2023 · €77k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€231k€252k▲
Fixed assets21/28€112k€108k▼
Intangible fixed assets21€20k€17k▼
Tangible fixed assets22/27€92k€90k▼
Land and buildings22€31k€17k▼
Plant, machinery and equipment23€26k€37k▲
Furniture and vehicles24€35k€35k▲
Financial fixed assets28-€500
Current assets29/58€119k€144k▲
Stocks and contracts in progress3€19k€20k▲
Stocks30/36€19k€20k▲
Amounts receivable within one year40/41€84k€125k▲
Trade receivables40€11k€23k▲
Other amounts receivable41€74k€102k▲
Cash at bank and in hand54/58€14k€0▼
Deferred charges and accrued income490/1€948€0▼
Equity and liabilities
Total equity and liabilities10/49€231k€252k▲
Equity10/15€154k€122k▼
Contributions10/11€19k€19k=
Reserves13€135k€105k▼
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€133k€103k▼
Profit (loss) carried forward14-€-1k
Amounts payable17/49€77k€130k▲
Amounts payable after more than one year17€23k€12k▼
Financial debts170/4€23k€12k▼
Amounts payable within one year42/48€53k€112k▲
Current portion of amounts payable after more than one year42€11k€11k▲
Financial debts43-€93k
Credit institutions430/8-€93k
Trade debts44€21k€7k▼
Suppliers440/4€21k€7k▼
Taxes, remuneration and social security45€21k€1k▼
Taxes450/3€1k€1k▼
Remuneration and social security454/9€19k€0▼
Accrued charges and deferred income492/3€1k€6k▲
Income statement
Code20232024
Non-recurring operating income76A-€5k
Remuneration, social security and pensions62€77k€65k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€34k€38k▲
Other operating charges640/8€6k€1k▼
Gross operating margin9900€93k€79k▼
Operating profit (loss)9901€-24k€-26k▼
Financial income75/76B€579€323▼
Recurring financial income75€579€323▼
Financial charges65/66B€2k€5k▲
Recurring financial charges65€2k€5k▲
Profit (loss) for the period before taxes9903€-25k€-31k▼
Income taxes67/77€9k€375▼
Profit (loss) for the period9904€-34k€-31k▲
Profit (loss) for the period to be appropriated9905€-34k€-31k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-34k€-31k▲
Transfer from equity791/2€34k€30k▼
The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
30-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 61 days late
2024
26-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 57 days late
2023
31-12
Financial
Weakest financial yearnet €-34k ▼136%
Net result drops to €-34k, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-12
Financial
Highest result since 2018net €96k ▲11.1%
Operating result €150k, net result €96k, both a record.
31-12
Financial
Liquidity quadruplescurrent ratio 3.82
Current ratio from 1.06 to 3.82; short-term debt falls from €121k to €46k.
31-12
Financial
Equity above €150kEq €188k ▲104%
5 profitable years in a row build equity to €188k.
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
2021
31-12
Financial
Liquidity triplescurrent ratio 1.06
Current ratio from 0.35 to 1.06; short-term debt falls from €138k to €121k.
18-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 18 days late
2020
02-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 33 days late
2019
27-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 27 days late
2018
20-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 20 days late
2017
03-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 3 days late
2016
16-08
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 16 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lommel · 1 establishment unit since 2007
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Koning Leopoldlaan 1193920 LommelGround area
1,899 m²
Building footprint
219 m²
Volume, LiDAR
1,369 m³
Parcel 72020C0261/00N000, Flanders · tallest building 7.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
108
since 20072.166.086.214
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72020C0261/00N000 | Flanders | 1,899 m² | 1 · 219 m² | 7.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 4 entries · 1,800 EUR awarded · 2,160 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 480 EUR | 480 EUR |
| 2024 | 1 | 240 EUR | 240 EUR |
| 2023 | 1 | 720 EUR | 1,080 EUR |
| 2022 | 1 | 360 EUR | 360 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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ARCHITECTENBUREAU DAAN VAN TROYEN
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aRA-architecten
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Of 18,210 companies in sector 71111 we hold annual accounts for 6,293. 5,406 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded13-09-2007
Fiscal year end31-12
Activities, NACEBEL
71111Activities of building architects
74201Photography, excluding press photography
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.