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101 Immo

Active
Private limited companyfounded 199926 yrs activeJacques Sermonlaan 101, 1090 Jette, BelgiumKBO/BCE: BE 0467.236.330
Summary

The computed 12-month bankruptcy probability of 101 Immo is 1.7% (moderate). The 2024 annual accounts show equity of €779,318 and a net result of -€19,084. Equity remains stable across the filed fiscal years (±2.1% per year). The company has been active since 1999 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2024
Axes · tick = 2023
Profitability16▲+1
Solvency100=
Growth22=
Track record100
Bankruptcy probability, 12 months
1.7% Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €50,000 at 30 days acceptable
short-term debt: 0.4% of total assets, and 3% of the assets are financed with debt.
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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · No NACE activity registered
No NACE activity is registered in the KBO, which is more common among companies that later fail.
KBO · activities
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 26 years 0 30 y
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024
Solvency, return and age of the figures
Solvency
97%
Return on assets
-2.4%
Age of the figures
21 mo
raises risk · Persistent losses
Two consecutive loss-making years (2023 and 2024); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2024
Net result per financial year
18192021222324
2018 to 2024 · latest year -€19,084
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 31-08-2025, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
not confirmed
2024
31 d late
2023
78 d late
2022
288 d late
2021
53 d late
2020
70 d late
2019
47 d early
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 6 accounts on average 79 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 10 November 1999, 101 Immo was incorporated.1 Total assets went from EUR 940,340 in 2018 to EUR 803,393 in 2024.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018 and 2024

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Financials · fiscal year 2024, micro schema

Turnover
€0▼ 100%
2019 · €2,773
EBIT margin
-2222.1%▼ 2261.7pp
2018 · 39.6%
Net result
-€19,084▲ 17.3%
2023 · -€23,087
Working capital
€679,677▲ 1.9%
2023 · €666,739
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20202021202220232024
Turnover€0▼ 100%
Operating result-€53,881▲ 12.5%-€16,165▲ 70.0%-€26,826▼ 66.0%-€19,991▲ 25.5%-€18,291▲ 8.5%
Net result€9,422-€19,293-€29,987▼ 55.4%-€23,087▲ 23.0%-€19,084▲ 17.3%
EBIT margin
Equity€870,768▲ 1.1%€851,475▼ 2.2%€821,488▼ 3.5%€798,402▼ 2.8%€779,318▼ 2.4%
Total assets€903,968▼ 2.8%€887,904▼ 1.8%€859,351▼ 3.2%€834,472▼ 2.9%€803,393▼ 3.7%
Debt€33,200▼ 51.6%€36,429▲ 9.7%€37,863▲ 3.9%€36,070▼ 4.7%€24,075▼ 33.3%
Working capital€701,336▲ 4.2%€698,033▼ 0.5%€684,036▼ 2.0%€666,739▼ 2.5%€679,677▲ 1.9%
Result per fiscal year
Operating resultNet result
-€60,000-€40,000-€20,000€0Operating result 2020: -€53,881-€53,881Net result 2020: €9,422€9,422Operating result 2021: -€16,165-€16,165Net result 2021: -€19,293-€19,293Operating result 2022: -€26,826-€26,826Net result 2022: -€29,987-€29,987Operating result 2023: -€19,991-€19,991Net result 2023: -€23,087-€23,087Operating result 2024: -€18,291-€18,291Net result 2024: -€19,084-€19,08420202021202220232024-€30,000-€20,000-€10,000€0Operating result 2022: -€26,826-€26,800Net result 2022: -€29,987-€30,000Operating result 2023: -€19,991-€20,000Net result 2023: -€23,087-€23,100Operating result 2024: -€18,291-€18,300Net result 2024: -€19,084-€19,100202220232024
The operating result stays negative: a loss of €18,291 in 2024 against €19,991 in 2023; the loss shrinks.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €803,393
Fixed assets €120,672 ▼ 9.2%
Current assets €682,721 ▼ 2.7%
Equity and liabilities €803,393
Equity €779,318 ▼ 2.4%
Debt €24,075 ▼ 33.3%
Debt's share of the balance-sheet total falls from 4.3% to 3.0%. Equity and debt are lower.
Key figures and ratios
2024 value · change against 2023
EBITDA
-€6,101▲
2023 · -€7,801
Cash flow
-€6,894▲
2023 · -€10,897
Debt to equity
0.03▼
2023 · 0.05
ROE
-2.4%▲
2023 · -2.9%
ROA
-2.4%▲
2023 · -2.8%
Interest coverage
-7.69▼
2023 · -2.52
Debt ≤ 1 year
€3,044▼
2023 · €34,871
Debt > 1 year
€19,451
A ratio outside any meaningful range has been withheld (balance sheet total €803,393, equity €779,318).
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 8,611 companies that looked in July 2024 the way this one looks now, 0.4% went bankrupt within 24 months and 94% are still going.

  • Small
  • 20 years or older
  • solvency 30% or more
  • a small loss
0.4% went bankrupt
5.1% stopped otherwise
94% still going

A further 0.2% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a higher bankruptcy probability: 1.7% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.9%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 8,611 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2024 against 2023 · 38 lines
Balance sheet Code20232024
Assets
Total assets20/58€834,472€803,393▼
Fixed assets21/28€132,862€120,672▼
Tangible fixed assets22/27€132,800€120,610▼
Land and buildings22€132,800€120,610▼
Financial fixed assets28€62€62=
Current assets29/58€701,610€682,721▼
Amounts receivable after more than one year29€78,270€75,070▼
Other amounts receivable291€78,270€75,070▼
Amounts receivable within one year40/41€623,340€607,651▼
Other amounts receivable41€623,340€607,651▼
Equity and liabilities
Total equity and liabilities10/49€834,472€803,393▼
Equity10/15€798,402€779,318▼
Contributions10/11€12,397€12,397=
Reserves13€1,860€1,860=
Non-distributable reserves130/1€1,860€1,860=
Reserves not available under the articles1311€1,860€1,860=
Profit (loss) carried forward14€784,145€765,061▼
Amounts payable17/49€36,070€24,075▼
Amounts payable after more than one year17-€19,451
Other amounts payable178/9-€19,451
Amounts payable within one year42/48€34,871€3,044▼
Financial debts43€20,758-
Credit institutions430/8€20,758-
Trade debts44€14,113€3,044▼
Suppliers440/4€14,113€3,044▼
Accrued charges and deferred income492/3€1,199€1,580▲
Income statement Code20232024
Goods, raw materials, services and sundry goods60/61€6,652-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€12,190€12,190=
Other operating charges640/8€1,149-
Gross operating margin9900-€6,652-€6,101▲
Operating profit (loss)9901-€19,991-€18,291▲
Financial charges65/66B€3,096€793▼
Recurring financial charges65€3,096€793▼
Profit (loss) for the period before taxes9903-€23,087-€19,084▲
Profit (loss) for the period9904-€23,087-€19,084▲
Profit (loss) for the period to be appropriated9905-€23,087-€19,084▲
Appropriation of the result
Profit (loss) to be appropriated9906€784,145€765,061▼
Profit (loss) brought forward from the previous period14P€807,232€784,145▼

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20202021202220232024Change
Turnover70€0-----
Goods, raw materials, services and sundry goods60/61--€10,811€6,652--
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€19,444€12,190€12,190€12,190€12,190=
Other operating charges640/8-€3,800€3,825€1,149--
Gross operating margin9900-€30,609-€175-€10,811-€6,652-€6,101▲ 8.3%
Operating profit (loss)9901-€53,881-€16,165-€26,826-€19,991-€18,291▲ 8.5%
Recurring financial income75€70,255-----
Financial charges65/66B-€3,128€3,161€3,096€793▼ 74.4%
Recurring financial charges65€3,978€3,128€3,161€3,096€793▼ 74.4%
Profit (loss) for the period before taxes9903€12,852-€19,293-€29,987-€23,087-€19,084▲ 17.3%
Income taxes67/77€3,430-----
Profit (loss) for the period9904€9,422-€19,293-€29,987-€23,087-€19,084▲ 17.3%
Profit (loss) for the period to be appropriated9905€9,422-€19,293-€29,987-€23,087-€19,084▲ 17.3%
Line20202021202220232024Change
Assets
Total assets20/58€903,968€887,904€859,351€834,472€803,393▼ 3.7%
Fixed assets21/28€169,432€157,242€145,052€132,862€120,672▼ 9.2%
Tangible fixed assets22/27€169,370€157,180€144,990€132,800€120,610▼ 9.2%
Land and buildings22-€157,180€144,990€132,800€120,610▼ 9.2%
Financial fixed assets28€62€62€62€62€62=
Current assets29/58€734,536€730,661€714,299€701,610€682,721▼ 2.7%
Amounts receivable after more than one year29-€70,255€70,255€78,270€75,070▼ 4.1%
Other amounts receivable291-€70,255€70,255€78,270€75,070▼ 4.1%
Amounts receivable within one year40/41€664,281€660,406€644,044€623,340€607,651▼ 2.5%
Trade receivables40-€14,138€14,138---
Other amounts receivable41-€646,268€629,906€623,340€607,651▼ 2.5%
Current investments50/53-€0----
Cash at bank and in hand54/58€0-----
Equity and liabilities
Total equity and liabilities10/49€903,968€887,904€859,351€834,472€803,393▼ 3.7%
Equity10/15€870,768€851,475€821,488€798,402€779,318▼ 2.4%
Contributions10/11-€12,397€12,397€12,397€12,397=
Reserves13€1,860€1,860€1,860€1,860€1,860=
Non-distributable reserves130/1-€1,860€1,860€1,860€1,860=
Reserves not available under the articles1311-€1,860€1,860€1,860€1,860=
Profit (loss) carried forward14€856,511€837,218€807,231€784,145€765,061▼ 2.4%
Amounts payable17/49€33,200€36,429€37,863€36,070€24,075▼ 33.3%
Amounts payable after more than one year17----€19,451-
Other amounts payable178/9----€19,451-
Amounts payable within one year42/48€33,200€32,629€30,263€34,871€3,044▼ 91.3%
Current portion of amounts payable after more than one year42-€1,253----
Financial debts43-€20,757€20,799€20,758--
Credit institutions430/8-€20,757€20,799€20,758--
Trade debts44€7,189€7,189€6,034€14,113€3,044▼ 78.4%
Suppliers440/4-€7,189€6,034€14,113€3,044▼ 78.4%
Taxes, remuneration and social security45-€3,430€3,430---
Taxes450/3-€3,430€3,430---
Accrued charges and deferred income492/3-€3,800€7,600€1,199€1,580▲ 31.8%
Line20202021202220232024Change
Profit (loss) for the period9904€9,422-€19,293-€29,987-€23,087-€19,084▲ 17.3%
+ Depreciation and write-downs630€19,444€12,190€12,190€12,190€12,190=
Operating cash flow (approximation)€28,866-€7,103-€17,797-€10,897-€6,894▲ 36.7%
Investment in fixed assets (approximation)-€0€0€0€0-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Timeline · acts, filings and financial milestones

2025
31-08
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 31 days late
2024
31-12
Financial Liquidity times 11current ratio 224.28
Current ratio from 20.12 to 224.28; short-term debt falls from €34,871 to €3,044.
17-10
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 78 days late
14-05
NBB filing Annual accounts filed
fiscal year 2022 · full schema · 288 days late
2022
31-12
Financial Weakest financial yearnet -€29,987
Net result drops to -€29,987, the lowest in the series; recovery starts the following year.
22-09
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 53 days late
2021
09-10
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 70 days late
2020
31-12
Financial Back to profitnet €9,422
Net result €9,422 after 2 loss-making years.
31-12
Financial Liquidity doublescurrent ratio 22.12
Current ratio from 10.81 to 22.12; short-term debt falls from €68,602 to €33,200.
14-06
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2019
14-11
NBB filing Annual accounts filed
fiscal year 2018 · micro schema · 106 days late
2018
25-09
NBB filing Annual accounts filed
fiscal year 2017 · micro schema · 56 days late
29-08
NBB filing Annual accounts filed
fiscal year 2016 · micro schema · 394 days late
2017
28-03
NBB filing Annual accounts filed
fiscal year 2015 · full schema · 240 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Jette · 1 establishment unit since 1999
seat establishment The establishment unit on the map
Ground area
160 m²
Building footprint
94 m²
Volume, LiDAR
1,175 m³
Parcel 21464E0038/00G013, Brussels · tallest building 16.5 m, ±4 floors. Linked by address, not a title deed.
4 companies at this address See who is registered here
1 establishment unit
Jacques Sermonlaan 101, 1090 Jette
Real estate activities
since 19992.303.308.748
1 parcel
Brussels 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21464E0038/00G013 Brussels 160 m² 1 · 94 m² 16.4 m · 4 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Identification & contact

Identification
Legal formPrivate limited company
Founded10-11-1999
Fiscal year end31-12
Abbreviation FR APACOS
E-invoicing
Not found in the Peppol register

No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.

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If you follow this company, Checked tells you the day it appears in the Peppol register.

Register as of 29 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.