Equity
€149,782 ▲ 5.3%
STRUYF IMMO paid out €15,000 in dividends. That is 46% of the 2025 profit.
STRUYF IMMO
Lifetime
19 annual accounts with figures on one time axispeak €105,860 (2014)
€85,663▲ 50.1%
lowest -€4,846 (2011)
€32,579▲ 231%
peak €149,782 (2025)
€149,782▲ 5.3%
€267,249▲ 44.2%
peak 2.5 FTE (2012)
-not published
Board1 name since 2006
1 directorThienpont Marie Claire
Documentsfilings and deeds
17-09-202648 days late
2025micro format
Gross margin from €57,055 to €85,663Result from €9,833 to €32,579Dividend €15,000Debts from €185,281 to €267,249Cash from €549 to €1,039
Key points
from the 2025 annual accountsChecked score
66
Healthy
Financially stronger than 51% of micro companies in real estate (NACE 68)
Probability in this band: 0.55% to 1.5%
Bankruptcy probability within 12 months
1.1% Low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.2% across 26,625 companies (NACE 68, micro).
About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 2.6%
01-2025: 2.6%● unchanged vs 12-2024
02-2025: 2.7%▲ +0.1 percentage points vs 01-2025
03-2025: 2.7%● unchanged vs 02-2025
04-2025: 2.7%● unchanged vs 03-2025
05-2025: 2.5%▼ -0.2 percentage points vs 04-2025
06-2025: 2.4%▼ -0.1 percentage points vs 05-2025
07-2025: 2.4%● unchanged vs 06-2025
08-2025: 2.8%▲ +0.4 percentage points vs 07-2025
09-2025: 3.5%▲ +0.7 percentage points vs 08-2025highest value
10-2025: 2.4%▼ -1.1 percentage points vs 09-2025
11-2025: 2.4%● unchanged vs 10-2025
12-2025: 2.4%● unchanged vs 11-2025
01-2026: 2.4%● unchanged vs 12-2025
02-2026: 2.4%● unchanged vs 01-2026
03-2026: 2.4%● unchanged vs 02-2026
04-2026: 2.4%● unchanged vs 03-2026
05-2026: 2.2%▼ -0.2 percentage points vs 04-2026
06-2026: 1.0%▼ -1.2 percentage points vs 05-2026
07-2026: 1.0%● unchanged vs 06-2026lowest value
08-2026: 1.6%▲ +0.6 percentage points vs 07-2026
09-2026: 1.7%▲ +0.1 percentage points vs 08-2026
10-2026: 1.1%▼ -0.6 percentage points vs 09-2026
11-2026: 1.1%● unchanged vs 10-2026
Financial strengthAverage
Score breakdown
raises risk
Last filed accounts filed 48 days late; 3 of the last 3 accounts late
Liquidity: current ratio 0.99, cash €1,039
lowers risk
Founded in 2006
Size: total assets €420,864
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro). It does better than 53% of them on solvency, 18% on liquidity, 75% on profitability and 59% on growth.
The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 31,368 companies had the same profile as STRUYF IMMO has now. Each dot stands for 79 companies, two years later.
93.5%
were still trading
5.9%
stopped another way
0.5%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of STRUYF IMMO itself is higher: 1.1% within 12 months. It rests on far more data about STRUYF IMMO than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 31,368 companies, not a prediction for STRUYF IMMO. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €9,000 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.99 (0.92 in 2024), below 1. Short-term debt is 54.6% and cash 0.2% of total assets. 64.4% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises risk
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €149,782
raises risk · 2025 accounts filed 48 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-09-2026, 48 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filingsDeviation from the deadline
2025
48 days late
2024
57 days late
2023
68 days late
2022
11 days early
2021
61 days late
2020
31 days late
2019
117 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 53 days after the deadline. In the sector (NACE 68), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 26 September (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
09-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0882596466
Registered office moved within Deerlijk
New registered office: Kerkplein 7, 8540 Deerlijk · Previous registered office: Tulpenlaan 71, 8540 Deerlijk · General meeting of 04-03-2024 · Gazette deed
Incorporation
published on 28-07-2006 · Gazette deed
First establishment
STRUYF IMMO BVBA, Kerkplein 7, Deerlijk
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| STRUYF IMMO Deerlijk | €420,864 | €85,663 | 35.6% | - |
| Jonckheere - Vanparys Bruges | €454,404 | €81,869 | 15.4% | - |
| RENO-HOUSE Ichtegem | €491,444 | €72,957 | 82.2% | - |
| INSURA INVEST Kruisem | €433,337 | €82,558 | 37.0% | - |
| VG VASTGOED Wommelgem | €445,120 | €87,157 | 84.8% | - |
| GILMONT IMMOBILIER Mont-Saint-Guibert | €459,925 | €83,010 | -32.2% | - |
| ADMIRES Antwerp | €425,351 | €97,328 | 91.2% | - |
These companies have the same main activity as STRUYF IMMO: real estate agency activities (NACE 68310). They are comparable in size and age: total assets between €425,000 and €491,000, founded between 2005 and 2009.
Official details
Source: KBO- Status
- Active since 18-07-2006Normal situation
- Activity
- Real estate agency activitiesNACE 68310
- Establishment unit
- 2.155.340.4938540 Deerlijk, since 18-07-2006
- Financial year end
- 31 December
- Peppol
- Reachable since 05-02-2026
Annual accounts 2025
- ≈ €180,000estimated
- €420,864▲ 26.9%
- Employeeson 31-12-2025
- 1=
- Filing
- Filed on 17-09-2026
Insights on STRUYF IMMO
STRUYF IMMO files the micro format. That format states no turnover. The gross margin rose from €11,242 in 2007 to €85,663 in 2025.
The balance sheet grew most from 2023 to 2025 through fixed assets.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about STRUYF IMMO
- What is the company number of STRUYF IMMO?
- The company number of STRUYF IMMO is 0882.596.466. The VAT number is the same number with BE in front: BE 0882.596.466.
- Where is STRUYF IMMO based?
- The registered office is at Kerkplein 7, 8540 Deerlijk.Company details
- What does STRUYF IMMO do?
- According to the KBO register, the main activity is real estate agency activities (NACE 68310).
- What is the legal form of STRUYF IMMO?
- STRUYF IMMO is a private limited company (pre-2019) (BVBA).
- When was STRUYF IMMO founded?
- STRUYF IMMO was founded on 18-07-2006.
- Is STRUYF IMMO still active?
- Yes, STRUYF IMMO is an active enterprise in the KBO register.
- How many employees does STRUYF IMMO have?
- STRUYF IMMO had an average of 1 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- What is the turnover of STRUYF IMMO?
- The turnover in financial year 2025 is ≈ €180,000. This figure is estimated from the gross margin of €85,663 and 32 comparable companies (NACE 683). It probably lies between €120,000 and €250,000.
- Is STRUYF IMMO profitable?
- In financial year 2025, STRUYF IMMO made a profit of €32,579.
- Where can I find the annual accounts of STRUYF IMMO?
- STRUYF IMMO filed 19 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of STRUYF IMMO due?
- STRUYF IMMO must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
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