Equity
€27,648 from €59,575 in 2021
Equity fell by 54% in 4 years.
Jupamiva
Lifetime
19 annual accounts with figures on one time axispeak €65,001 (2021)
€35,304▲ 64.9%
lowest -€39,103 (2023)
€7,040▲ 295%
peak €59,575 (2021)
€27,648▲ 34.2%
€55,770▲ 122%
peak 1 FTE (2020)
-not published
Board4 names since 2021
2 directorsParmentier Jurgen and 1 other
Documentsfilings and deeds
31-08-202631 days late
2025micro format
Gross margin from €21,407 to €35,304Result from €1,784 to €7,040Equity from €20,608 to €27,648Debts from €25,173 to €55,770Investments €38,492Cash from €3,345 to €8,297
Key points
from the 2025 annual accountsInvestments
€38,492 6.1 × depreciation
Green is investment, beige is depreciation.
Filings
19 annual accounts since 2007
Nine of the last ten came late. The 2022 accounts came latest: 57 days after the end of the period.
Checked score
64
Healthy
Financially stronger than 54% of micro companies in food and beverage service (NACE 56)
Probability in this band: 0.55% to 1.5%
Bankruptcy probability within 12 months
1.5% Moderate
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 1.8% across 23,788 companies (NACE 56, micro).
About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 4.1%
01-2025: 4.1%● unchanged vs 12-2024
02-2025: 4.1%● unchanged vs 01-2025
03-2025: 4.0%▼ -0.1 percentage points vs 02-2025
04-2025: 4.0%● unchanged vs 03-2025
05-2025: 3.9%▼ -0.1 percentage points vs 04-2025
06-2025: 3.8%▼ -0.1 percentage points vs 05-2025
07-2025: 4.2%▲ +0.4 percentage points vs 06-2025
08-2025: 4.9%▲ +0.7 percentage points vs 07-2025highest value
09-2025: 1.4%▼ -3.5 percentage points vs 08-2025
10-2025: 1.4%● unchanged vs 09-2025
11-2025: 1.4%● unchanged vs 10-2025
12-2025: 1.4%● unchanged vs 11-2025
01-2026: 1.4%● unchanged vs 12-2025
02-2026: 1.4%● unchanged vs 01-2026
03-2026: 1.4%● unchanged vs 02-2026
04-2026: 1.4%● unchanged vs 03-2026
05-2026: 1.3%▼ -0.1 percentage points vs 04-2026
06-2026: 1.3%● unchanged vs 05-2026lowest value
07-2026: 1.4%▲ +0.1 percentage points vs 06-2026
08-2026: 1.9%▲ +0.5 percentage points vs 07-2026
09-2026: 1.5%▼ -0.4 percentage points vs 08-2026
10-2026: 1.5%● unchanged vs 09-2026
11-2026: 1.5%● unchanged vs 10-2026
Financial strengthAverage
Score breakdown
raises risk
Sector: Food and beverage service activities (NACE 56)
Last filed accounts filed 31 days late; 3 of the last 3 accounts late
Size: total assets €83,417
lowers risk
Founded in 2006
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 56, micro). It does better than 53% of them on solvency, 22% on liquidity, 64% on profitability and 75% on growth.
The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the moderate class on 30-06-2025, 2.4% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 31,368 companies had the same profile as Jupamiva has now. Each dot stands for 79 companies, two years later.
93.5%
were still trading
5.9%
stopped another way
0.5%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of Jupamiva itself is higher: 1.5% within 12 months. It rests on far more data about Jupamiva than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 31,368 companies, not a prediction for Jupamiva. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €1,500 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.38 (0.63 in 2024), below 1. Short-term debt is 66.9% and cash 9.9% of total assets. 66.9% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises risk
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €27,648
raises risk · 2025 accounts filed 31 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filingsDeviation from the deadline
2025
31 days late
2024
31 days late
2023
57 days late
2022
57 days late
2021
9 days late
2020
2 days early
2019
4 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 27 days after the deadline. In the sector (NACE 56), the median for financial year 2024 was 7 days after the deadline, and 53% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 31 August (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
09-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
PJ
Parmentier Jurgen
Director, since 16-06-2022
VM
Vanwynsberghe Mieke
Director, since 16-06-2022
Shares in 1 company, PARMENTIER SCHOONMAAKBEDRIJF
Board & ownershipRecent changes
Merger: BUILDING SERVICE takes over Parmentier Schoonmaakbedrijf
Company renamed from Building Service to Jupamiva · Reappointments: Parmentier (director) and Vanwynsberghe (director) · “De uitbating en het beheer van drank- en eetgelegenheden, cafés met volledige bediening.” (deed in Dutch) · General meeting of 16-06-2022 · Gazette deed
Merger proposal: BUILDING SERVICE takes over PARMENTIER SCHOONMAAKBEDRIJF
Gazette deed
First establishment
CAFE NIEUW YVEGEM, Ingooigemstraat 9, Anzegem
Incorporation
published on 28-06-2006 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| Jupamiva Anzegem | €83,417 | €35,304 | 33.1% | - |
| STEUCKENS HUBERTE Genappe | €78,121 | €35,244 | 46.7% | - |
| Cultopé Wetteren | €75,055 | €34,022 | 56.7% | - |
| SUNSET BOULEVARD PROD Grez-Doiceau | €83,672 | €32,352 | -25.0% | - |
| 't Misverstandt Pelt | €85,989 | €44,113 | 55.8% | 0.3 |
| THE DRAGON Etterbeek | €73,466 | €33,582 | -38.1% | - |
| DE KOMEDIE Wommelgem | €81,666 | €40,823 | 81.9% | - |
These companies have the same main activity as Jupamiva: cafés and bars (NACE 56301). They are comparable in size and age: total assets between €73,500 and €86,000, founded between 2003 and 2009.
Official details
Source: KBO- Status
- Active since 19-06-2006Normal situation
- Activity
- Cafés and barsNACE 56301
- Establishment unit
- 2.154.913.4958570 Anzegem, since 04-07-2006
- Financial year end
- 31 December
- Peppol
- Reachable
Insights on Jupamiva
Jupamiva files the micro format. That format states no turnover. The gross margin rose from €11,578 in 2007 to €35,304 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about Jupamiva
- What is the company number of Jupamiva?
- The company number of Jupamiva is 0881.934.391. The VAT number is the same number with BE in front: BE 0881.934.391.
- Where is Jupamiva based?
- The registered office is at Ingooigemstraat 62, 8570 Anzegem.Company details
- What does Jupamiva do?
- According to the KBO register, the main activity is cafés and bars (NACE 56301).
- What is the legal form of Jupamiva?
- Jupamiva is a private limited company (BV).
- When was Jupamiva founded?
- Jupamiva was founded on 19-06-2006.
- Is Jupamiva still active?
- Yes, Jupamiva is an active enterprise in the KBO register.
- How many employees does Jupamiva have?
- Jupamiva had an average of 0.5 full-time equivalents in financial year 2021, according to the filed annual accounts.Financials
- What is the turnover of Jupamiva?
- The turnover in financial year 2025 is ≈ €150,000. This figure is estimated from the gross margin of €35,304 and 38 comparable companies (NACE 56301). It probably lies between €96,000 and €200,000.
- Is Jupamiva profitable?
- In financial year 2025, Jupamiva made a profit of €7,040.
- Where can I find the annual accounts of Jupamiva?
- Jupamiva filed 19 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of Jupamiva due?
- Jupamiva must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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