Equity
€761,700 from €5.0m in 2024
Equity fell by 85% in 2 years.
DDM INVEST
Lifetime
14 annual accounts with figures on one time axispeak €1.9m (2024)
€337,150▼ 43.8%
lowest -€95,335 (2026)
-€95,335▼ €91,063
peak €5.0m (2024)
€761,700▼ 84.8%
€3.7m▼ 42.3%
Board2 names since 2011
1 directorDE MUNTER David
Documentsfilings and deeds
21-10-202610 days before the deadline
2026micro format
Gross margin from €600,378 to €337,150Loss of €95,335Dividend €173,835Equity from €5.0m to €761,700Debts from €6.3m to €3.7mCash from €1.1m to €369,533
Key points
from the 2026 annual accountsResult
-€95,335 ▼ 2,131%
The result fell in 2026 from -€4,272 to -€95,335.
Debts
€3.7m 82% of the balance sheet
Financial debts 78%Suppliers 0%Taxes and wages 1%Other 21%
Of this, €801,821 falls due within a year.
Securities
€2.1m
Mortgage mandates, new in 2026. 2.8 times equity · not in the 2025 accounts.
Restructuring
2025
Branch transferred to DDMI. Contribution on 24-11-2025.
Position in the sector
-€95,335
Lower net result than 95% of companies in office administrative support. Sector median €19,788 · 345 companies.
Equity -85%: branch of activity transferred
Checked score
91
Excellent
Financially stronger than 29% of small companies in office administrative support (NACE 82)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 1,123 companies (NACE 82, small).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.4%
01-2025: 0.4%● unchanged vs 12-2024
02-2025: 0.4%● unchanged vs 01-2025
03-2025: 0.4%● unchanged vs 02-2025
04-2025: 0.4%● unchanged vs 03-2025
05-2025: 0.4%● unchanged vs 04-2025
06-2025: 0.4%● unchanged vs 05-2025
07-2025: 0.4%● unchanged vs 06-2025
08-2025: 0.5%▲ +0.1 percentage points vs 07-2025
09-2025: 0.6%▲ +0.1 percentage points vs 08-2025
10-2025: 0.6%● unchanged vs 09-2025highest value
11-2025: 0.1%▼ -0.5 percentage points vs 10-2025
12-2025: 0.1%● unchanged vs 11-2025
01-2026: 0.1%● unchanged vs 12-2025
02-2026: 0.1%● unchanged vs 01-2026
03-2026: 0.1%● unchanged vs 02-2026
04-2026: 0.1%● unchanged vs 03-2026
05-2026: 0.1%● unchanged vs 04-2026
06-2026: 0.1%● unchanged vs 05-2026
07-2026: < 0.1%▼ -0.1 percentage points vs 06-2026
08-2026: 0.1%▲ +0.1 percentage points vs 07-2026
09-2026: 0.1%● unchanged vs 08-2026
10-2026: < 0.1%▼ -0.1 percentage points vs 09-2026lowest value
11-2026: < 0.1%● unchanged vs 10-2026lowest value
Financial strengthWeak
Score breakdown
raises risk
Loss of €95,335, the second in a row (financial year 2026)
lowers risk
Size: total assets €4.5m
Figures for financial year 2026 (filed on 21-10-2026)
Sector: Office administrative, office support and other business support activities (NACE 82)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 82, small). It does better than 25% of them on solvency, 69% on liquidity, 18% on profitability and 4% on growth.
The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-03-2026.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 1,423 companies had the same profile as DDM INVEST has now. Each dot stands for 4 companies, two years later.
96.5%
were still trading
2.2%
stopped another way
1.0%
went bankrupt
Another 0.4% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of DDM INVEST itself: < 0.1% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 1,423 companies, not a prediction for DDM INVEST. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €65,000 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.44 (4.83 in 2025), below the usual 1.5. Short-term debt is 18% and cash 8.3% of total assets. 82.9% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises riskneutral
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 23% of 345 sector peers (2026).
NBB · sector comparisonPosition among 345 sector peers
Solvency
better than 23%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2026 was due by 31-10-2026 and was filed on 21-10-2026, 10 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2026
10 days early
2025
on the day
2024
14 days late
2023
108 days late
2022
120 days late
2021
60 days late
2020
26 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 45 days after the deadline. In the sector (NACE 82), the median for financial year 2024 was 7 days before the deadline, and 35% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-03-2027 and is due by 31-10-2027. Nothing is late today. The company usually files around 14 November (4 of the last 5 accounts filed within 94 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
09-11-2026 today31-03-2027 year end31-10-2027 deadline
Board and ownership
Shares in 3 companies, including DDM CONSTRUCT and TODAY FOR TOMORROW
Board & ownershipRecent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0837566492
Incorporation
Demerger: DDM INVEST splits off to DDMI · Capital decrease of €3,989,743.26 to €1,030,870.33 · Capital from €5,020,613.59 to €1,030,870.33 · Gazette deed
Demerger proposal: DDM INVEST splits off to DDMI
Appointment: David De Munter (director) · Gazette deed
Environmental permit granted
Het reliëf van de bodem aanmerkelijk wijzigen, Hoogstammige bomen vellen die geen deel uitmaken van een bos, Nieuwbouw van bijgebouwen en niet overdekte lage constructie and 4 more · Antwerpen
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| DDM INVEST Antwerp | €4.5m | €337,150 | 17.1% | - |
| DIA-RENT Roosdaal | €5.1m | €386,653 | 9.7% | 0 |
| FinEnergy Seneffe | €3.6m | €330,390 | 33.7% | - |
| Montreal Development Antwerp | €5.7m | €256,025 | 3.9% | 1.5 |
| MAUROMAR Lier | €3.7m | €243,825 | 23.6% | - |
| DaVinci Advisory Oud-Turnhout | €5.7m | €312,036 | 25.9% | - |
| JAMI CONSULTING Putte | €3.6m | €394,224 | 68.0% | 0 |
These companies have the same main activity as DDM INVEST: other business support services (NACE 82990). They are comparable in size and age: total assets between €3.6m and €5.7m, founded between 2007 and 2014.
Official details
Source: KBO- Status
- Active since 29-06-2011Normal situation
- Activity
- Other business support servicesNACE 82990
- Establishment unit
- 2.205.061.1112000 Antwerp, since 29-06-2011
- Financial year end
- 31 March
- Peppol
- Reachable since 01-12-2025
Annual accounts to 31-03-2026
- ≈ €510,000estimated
- €4.5m▼ 60.9%
- Filing
- Filed on 21-10-2026, 10 days before the end of the filing period
Companies linked to DDM INVEST
Subsidiaries and holdings
- Bedal International3.18%
Insights on DDM INVEST
DDM INVEST files the micro format. That format states no turnover. The gross margin rose from €78,691 in 2012 to €337,150 in 2026.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about DDM INVEST
- What is the company number of DDM INVEST?
- The company number of DDM INVEST is 0837.566.492. The VAT number is the same number with BE in front: BE 0837.566.492.
- Where is DDM INVEST based?
- The registered office is at Graanmarkt 11, 2000 Antwerp.Company details
- What does DDM INVEST do?
- According to the KBO register, the main activity is other business support services (NACE 82990).
- What is the legal form of DDM INVEST?
- DDM INVEST is a private limited company (pre-2019) (BVBA).
- When was DDM INVEST founded?
- DDM INVEST was founded on 29-06-2011.
- Is DDM INVEST still active?
- Yes, DDM INVEST is an active enterprise in the KBO register.
- What is the turnover of DDM INVEST?
- The turnover in financial year 2026 is ≈ €510,000. This figure is estimated from the gross margin of €337,150 and 33 comparable companies (NACE 82990). It probably lies between €420,000 and €710,000. In financial year 2025 turnover was €0.Financials
- Is DDM INVEST profitable?
- In financial year 2026, DDM INVEST made a loss of €95,335.
- Where can I find the annual accounts of DDM INVEST?
- DDM INVEST filed 14 annual accounts with the National Bank of Belgium, the latest for financial year 2026.
- When are the next annual accounts of DDM INVEST due?
- DDM INVEST must file the annual accounts for financial year 2027 by 31-10-2027.Timeline
Next steps
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