Final months
804 days from reorganisation to bankruptcy
Dramaix, Philippe
Information for creditors
Commercial Court of Hainaut · Official Gazette of 15-12-2017Opened on 15 November 2017 · moratorium passed on 15 March 2018
Steps, deadlines and articles of law
The procedure
- Moratorium until
- 15 March 2018 (passed, unless a later judgment extended it)
- Delegated judge
- dont la résidence administrative Liliane Stradiot,
- Official Gazette
- 15-12-2017search the document for 2017/012972
Steps for a creditor
- Do not attach assets or start enforcement for debts from before the opening while the moratorium runs.
- How you are paid depends on the track of the reorganisation: an amicable settlement, a collective agreement with a plan the creditors vote on, or a transfer. The judgment and RegSol say which.
- What you deliver after the opening is not covered by the moratorium. Agree clear payment terms for it.
- The file is in RegSol, where you can read the documents of the procedure.
The judgment sets how long the moratorium runs. That date is in RegSol and in the publication in the Official Gazette.
Your claim still exists, but while the moratorium runs you cannot enforce it. What you do now depends on the track of the reorganisation.
Follow
Follow this reorganisation and you are notified of an extension, the court's approval, the closure or a bankruptcy.
This is general information, not legal advice. If in doubt, your lawyer or your accountant can help.
Key points
Sole trader: no accounts
Checked score
Bankruptcy probability within 12 months
Judicial reorganisation
About 1 in 4 comparable companies went bankrupt within the year
A judicial reorganisation is open. There is then no bankruptcy probability from the figures. Of every Belgian company in an open or failed reorganisation, 25% to 26% went bankrupt within twelve months (measured in 2024 and 2025).
Credit verdict
No credit on open account during an ongoing judicial reorganisation
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Two signals.
raises risk
raises risk · Young company
Founded in 2026, less than a year ago. Young companies fail more often than established ones; the risk is highest 2 to 8 years after founding.
KBO · incorporation dateAge against the risk zone
Searched, nothing found (1)
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0778025716
First establishment
Dramaix Philippe, Rue Trieu Ewil 2, Tournai
Bankruptcy closure (by liquidation)
Enterprise Court of Hainaut, Tournai division · judgment of 05-04-2022 · Bankruptcy
Bankruptcy published
Enterprise Court of Hainaut, Tournai division · judgment of 28-01-2020 · Bankruptcy
Official details
Source: KBO- Status
- Active since 02-04-2026Judicial reorganisation since 15-11-2017, moratorium until 15-03-2018 · normal situation in the KBO register
- Activity
- Other building finishing workNACE 43350and 2 others
- Establishment unit
- 2.387.213.5507520 Tournai, since 02-04-2026
- Peppol
- Reachable since 01-05-2026
Insights on Dramaix, Philippe
The file of Dramaix, Philippe contains 1 judicial reorganisation and 2 historical bankruptcy publications, as published in the Belgian Official Gazette. During the judicial reorganisation Checked does not compute a bankruptcy probability from the figures. Of the Belgian companies that opened one in 2023 and 2024, about one in four went bankrupt within twelve months.
A sole trader files no annual accounts.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.