Equity
€1.9m ▲ 10.7%
BLOOM IMMO has made a profit in every financial year since 2020.
BLOOM IMMO
Lifetime
6 annual accounts with figures on one time axispeak €573,806 (2025)
€573,806▲ 3.8%
peak €186,167 (2025)
€186,167▲ 8.0%
peak €1.9m (2025)
€1.9m▲ 10.7%
€1.7m▲ 18.9%
Board2 names since 2020
2 directorsGeorges Lafosse and 1 other
Documentsfilings and deeds
12-06-202649 days before the deadline
2025micro format
Debts from €1.4m to €1.7mInvestments €685,754Cash from €198,287 to €319,504
Key points
from the 2025 annual accountsTurnover
≈ €650,000 estimated
The accounts state no turnover.
Investments
€421,552 2.3 × depreciation
Green is investment, beige is depreciation. Land and buildings stand 14.5% higher than in 2024.
Filings
6 annual accounts since 2020
The last five annual accounts were filed 44 to 52 days before the end of the period.
At the same address
7 companies
Position in the sector
€186,167
Higher net result than 95% of companies in real estate. Sector median €5,997 · 17,176 companies.
Checked score
97
Excellent
Financially stronger than 75% of small companies in real estate (NACE 68)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 6,995 companies (NACE 68, small).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: < 0.1%
01-2025: < 0.1%● unchanged vs 12-2024
02-2025: < 0.1%● unchanged vs 01-2025
03-2025: < 0.1%● unchanged vs 02-2025
04-2025: < 0.1%● unchanged vs 03-2025
05-2025: < 0.1%● unchanged vs 04-2025
06-2025: 0.1%▲ +0.1 percentage points vs 05-2025highest value
07-2025: < 0.1%▼ -0.1 percentage points vs 06-2025
08-2025: < 0.1%● unchanged vs 07-2025
09-2025: < 0.1%● unchanged vs 08-2025
10-2025: < 0.1%● unchanged vs 09-2025
11-2025: < 0.1%● unchanged vs 10-2025
12-2025: < 0.1%● unchanged vs 11-2025
01-2026: < 0.1%● unchanged vs 12-2025
02-2026: < 0.1%● unchanged vs 01-2026
03-2026: < 0.1%● unchanged vs 02-2026
04-2026: < 0.1%● unchanged vs 03-2026
05-2026: 0.1%▲ +0.1 percentage points vs 04-2026
06-2026: 0.1%● unchanged vs 05-2026
07-2026: < 0.1%▼ -0.1 percentage points vs 06-2026
08-2026: < 0.1%● unchanged vs 07-2026
09-2026: < 0.1%● unchanged vs 08-2026
10-2026: < 0.1%● unchanged vs 09-2026lowest value
11-2026: < 0.1%● unchanged vs 10-2026lowest value
Financial strengthStrong
Score breakdown
raises risk
Founded in 2020
lowers risk
Size: total assets €3.8m
Figures for financial year 2025 (filed on 12-06-2026)
Sector: Real estate activities (NACE 68)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, small). It does better than 69% of them on solvency, 76% on liquidity, 83% on profitability and 73% on growth.
The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 1,639 companies had the same profile as BLOOM IMMO has now. Each dot stands for 5 companies, two years later.
95.5%
were still trading
3.7%
stopped another way
0.5%
went bankrupt
Another 0.2% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of BLOOM IMMO itself: < 0.1% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 1,639 companies, not a prediction for BLOOM IMMO. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €180,000 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.44 (0.61 in 2024), below 1. Short-term debt is 21.7% and cash 8.5% of total assets. 48.6% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 12-06-2026, 49 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
49 days early
2024
44 days early
2023
47 days early
2022
52 days early
2021
44 days early
2020
37 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 6 accounts on average 46 days before the deadline. In the sector (NACE 68), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 15 June (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
09-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Reappointments: Isabelle Machtelings (director) and Georges Lafosse (director)
General meeting of 11-06-2026 · Gazette deed
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0751628848
Incorporation · Resignations & appointments
Demerger: VEGAM splits off to BLOOM IMMO · Issue of 17,065 shares · Appointments: Isabelle MACHTELINGS (managing director) and Georges Lafosse (director) · published on 07-08-2020 · Gazette deed
First establishment
Sint-Denijsstraat 112, Forest
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| BLOOM IMMO Forest | €3.8m | €573,806 | 51.4% | - |
| STRAZZIMMO Fleurus | €4.1m | €546,446 | 13.4% | - |
| Coast Lane Invest Waasmunster | €3.6m | €675,350 | 8.2% | - |
| IMMO VEGAM Lasne | €4.4m | €669,706 | 34.6% | - |
| GreeNov Building Design Liège | €3.2m | €553,966 | -2.4% | - |
| IMMO YBK Destelbergen | €4.3m | €639,745 | 21.7% | - |
| THE BLACK DOOR Brussels | €2.9m | €539,562 | 24.4% | - |
These companies have the same main activity as BLOOM IMMO: renting and operating of own or leased residential real estate, excluding social housing (NACE 68201). They are comparable in size and age: total assets between €2.9m and €4.4m, founded between 2019 and 2020.
Official details
Source: KBO- Status
- Active since 30-07-2020Normal situation
- Activity
- Renting and operating of own or leased residential real estate, excluding social housingNACE 68201and 1 other
- Establishment unit
- 2.306.675.8361190 Forest, since 30-07-2020
- Financial year end
- 31 December
- Peppol
- Reachable since 27-10-2025
Annual accounts 2025
- €3.8m▲ 13.5%
- Filing
- Filed on 12-06-2026, 49 days before the end of the filing period
Insights on BLOOM IMMO
BLOOM IMMO files the micro format. That format states no turnover. The gross margin rose from €424,004 in 2020 to €573,806 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about BLOOM IMMO
- What is the company number of BLOOM IMMO?
- The company number of BLOOM IMMO is 0751.628.848. The VAT number is the same number with BE in front: BE 0751.628.848.
- Where is BLOOM IMMO based?
- The registered office is at Sint-Denijsstraat 112, 1190 Forest.Company details
- What does BLOOM IMMO do?
- According to the KBO register, the main activity is renting and operating of own or leased residential real estate, excluding social housing (NACE 68201).
- What is the legal form of BLOOM IMMO?
- BLOOM IMMO is a public limited company (NV).
- When was BLOOM IMMO founded?
- BLOOM IMMO was founded on 30-07-2020.
- Is BLOOM IMMO still active?
- Yes, BLOOM IMMO is an active enterprise in the KBO register.
- What is the turnover of BLOOM IMMO?
- The turnover in financial year 2025 is ≈ €650,000. This figure is estimated from the gross margin of €573,806 and 44 comparable companies (NACE 68201). It probably lies between €580,000 and €750,000.Financials
- Is BLOOM IMMO profitable?
- In financial year 2025, BLOOM IMMO made a profit of €186,167.
- Where can I find the annual accounts of BLOOM IMMO?
- BLOOM IMMO filed 6 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of BLOOM IMMO due?
- BLOOM IMMO must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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