Final months
98 days from reorganisation to bankruptcy
Pector, Fabrice
Information for creditors
Enterprise Court of Hainaut, Charleroi division · Official Gazette of 03-07-2026Appeal or third-party opposition 18-07-2026Filing the claim in RegSol 29-07-2026First verification report 26-08-2026Late claim until 29-06-2027
- Herve Pollettrusteeh.pollet@avocat.be
Steps, deadlines and articles of law
The procedure
- Supervising judge
- Didier Nicolas
- Official Gazette
- 03-07-2026search the document for 2026/130138
Deadlines
- Provisional date payments stopped
- 29 December 2025The court moved this date back by judgment of 21 September 2026. The trustee can in some cases challenge payments and security you received since that day.art. XX.105, XX.111 and XX.112, Code of Economic Law
- Appeal or third-party opposition
- passed on 18 July 2026art. XX.108, Code of Economic Law
- Filing the claim in RegSol
- passed on 29 July 2026art. XX.104 and XX.155, Code of Economic Law
- First verification report
- passed on 26 August 2026art. XX.104 and XX.194, Code of Economic Law
- Late claim until
- 29 June 2027A late claim shares only in what has not yet been paid out. You bear the costs of that claim.art. XX.165, Code of Economic Law
Trustee
- Herve PolletRue T’Serclaes De Tilly 49, 6061 Montignies-Sur-Sambreh.pollet@avocat.be
Steps for a creditor
- Stop delivering on credit unless the trustee agrees.
- Gather your documents: invoices, purchase orders, contract, delivery notes and reminders.
- The ordinary term has passed. File a late claim in RegSol (regsol.be) until 29 June 2027, yourself with eID or itsme, or through your lawyer. It shares only in what has not yet been paid out, and you bear the costs.
- Ask your accountant about the VAT on the unpaid invoices. In a bankruptcy it can be recovered, subject to conditions.
- Follow the file in RegSol. The verification report (admitted or disputed) and the trustee's reports appear there.
These deadlines come from the publication of the judgment. Check them in RegSol before you file anything. Once a deadline has passed, it is too late for that step.
If this company owes you money, you are not paid automatically. You file your claim yourself, within the deadline the judgment sets.
Follow
Follow this bankruptcy and you are notified the next morning if it is closed or reversed.
This is general information, not legal advice. If in doubt, the trustee, your lawyer or your accountant can help.
Key points
Lifetime
34 years from 1991 to 2026
Sole trader: no accounts
Recent changes
Date of cessation of payments moved back
Enterprise Court of Hainaut, Charleroi division · judgment of 21-09-2026 · Bankruptcy
Reorganisation ended early
Enterprise Court of Hainaut, Charleroi division · judgment of 08-06-2026 · Judicial reorganisation
Bankruptcy published
Enterprise Court of Hainaut, Charleroi division · judgment of 29-06-2026 · Bankruptcy
Judicial reorganisation opened
Enterprise Court of Hainaut · collective agreement (SME) · judgment of 23-03-2026 · Judicial reorganisation
Official details
Source: KBO- Status
- In bankruptcydeclared bankrupt on 29-06-2026
- Activity
- Certified accountants and tax accountantsNACE 69201and 3 others
- Establishment units
- 2.054.537.7966200 Châtelet, since 14-10-1991
- 2.221.976.5256061 Charleroi, since 21-02-2007
- Peppol
- Reachable since 09-12-2025
Insights on Pector, Fabrice
On 23 March 2026 the court opened a judicial reorganisation. 98 days later came the bankruptcy.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.