Equity
€257,697 ▲ 18.9%
B&M IMMO has made a profit without a break since 2021.
B&M IMMO
Lifetime
9 annual accounts with figures on one time axispeak €316,298 (2022)
€119,404▲ 0.6%
lowest -€49,599 (2019)
€41,000▼ 18.1%
peak €257,697 (2025)
€257,697▲ 18.9%
€1.1m▼ 5.2%
Board4 names since 2021
2 directorsBELIËN Patrick Vital Maria and 1 other
Owners
Documentsfilings and deeds
11-12-202551 days before the deadline
2025micro format
Equity from €216,697 to €257,697Cash from €33,704 to €8,316
Key points
from the 2025 annual accountsChecked score
90
Excellent
Financially stronger than 56% of micro companies in rental and leasing (NACE 77)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.5% across 3,166 companies (NACE 77, micro).
About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.5%
01-2025: 0.6%▲ +0.1 percentage points vs 12-2024highest value
02-2025: 0.2%▼ -0.4 percentage points vs 01-2025
03-2025: 0.2%● unchanged vs 02-2025
04-2025: 0.2%● unchanged vs 03-2025lowest value
05-2025: 0.2%● unchanged vs 04-2025lowest value
06-2025: 0.2%● unchanged vs 05-2025lowest value
07-2025: 0.2%● unchanged vs 06-2025lowest value
08-2025: 0.2%● unchanged vs 07-2025
09-2025: 0.2%● unchanged vs 08-2025
10-2025: 0.2%● unchanged vs 09-2025
11-2025: 0.2%● unchanged vs 10-2025
12-2025: 0.3%▲ +0.1 percentage points vs 11-2025
01-2026: 0.2%▼ -0.1 percentage points vs 12-2025
02-2026: 0.2%● unchanged vs 01-2026
03-2026: 0.2%● unchanged vs 02-2026
04-2026: 0.2%● unchanged vs 03-2026
05-2026: 0.2%● unchanged vs 04-2026
06-2026: 0.2%● unchanged vs 05-2026
07-2026: 0.2%● unchanged vs 06-2026
08-2026: 0.2%● unchanged vs 07-2026
09-2026: 0.2%● unchanged vs 08-2026
10-2026: 0.2%● unchanged vs 09-2026
11-2026: 0.2%● unchanged vs 10-2026
Financial strengthAverage
Score breakdown
raises risk
Liquidity: current ratio 4.79, cash €8,316, halved
lowers risk
Size: total assets €1.4m
Founded in 2015
Figures for financial year 2025 (filed on 13-12-2025)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 77, micro). It does better than 36% of them on solvency, 60% on liquidity, 58% on profitability and 72% on growth.
The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 30-06-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 4,107 companies had the same profile as B&M IMMO has now. Each dot stands for 11 companies, two years later.
97.9%
were still trading
0.9%
stopped another way
1.0%
went bankrupt
Another 0.2% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of B&M IMMO itself: 0.2% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 4,107 companies, not a prediction for B&M IMMO. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €23,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 4.79 (4.78 in 2024), above the usual 1.5. Short-term debt is 5.3% and cash 0.6% of total assets. However, 81% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 11-12-2025, 51 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
51 days early
2024
24 days early
2023
2 days early
2022
7 days early
2021
4 days early
2020
11 days early
2019
35 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 19 days before the deadline. In the sector (NACE 77), the median for financial year 2024 was 3 days before the deadline, and 39% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-06-2026 is due by 31-01-2027. Nothing is late today. The company usually files around 24 January (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
30-06-2026 year end09-11-2026 today31-01-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0641824056
Company renamed from BPG IMMO to B&M IMMO
Changes of role: BELIËN Patrick Vital Maria (director) and MAESEN Bart (director) · Resignations: POELS Yves Leon Margaretha (manager) and NELISSEN Wilfried Wim Jean Marie Ghislain (manager) · General meeting of 03-09-2021 · Gazette deed
Registered office moved within Tessenderlo
New registered office: Neerstraat 110 bus 1, 3980 Tessenderlo · Previous registered office: KOLMEN 35 BUS 1, 3980 TESSENDERLO · Board meeting of 05-05-2020 · Gazette deed
First establishment
B&M Immo BV, Neerstraat 110, Tessenderlo-Ham
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| B&M IMMO Tessenderlo-Ham | €1.4m | €119,404 | 19.0% | - |
| Fourscape Beernem | €0.6m | €62,163 | 27.7% | 0 |
| GK Process Automation Partners Kortenberg | €0.7m | €118,036 | 62.1% | 0 |
| JOYN Hasselt | €1.9m | €342,859 | -1116.1% | 4 |
| S.A.G. Oudsbergen | €0.5m | €98,698 | 87.7% | - |
| VANSPAUWEN TECHNICS Diepenbeek | €0.6m | €155,716 | 90.4% | - |
| AL IN 1 Wanze | €0.7m | €183,455 | 54.4% | - |
These companies have the same main activity as B&M IMMO: rental and leasing activities (NACE 77330). They are comparable in size and age: total assets between €521,000 and €1.9m, founded between 2010 and 2020.
Official details
Source: KBO- Status
- Active since 22-10-2015Normal situation
- Activity
- Rental and leasing activitiesNACE 77330and 2 others
- Establishment unit
- 2.327.524.0073980 Tessenderlo-Ham, since 08-05-2020
- Financial year end
- 30 June
- Peppol
- Reachable since 21-11-2025
Annual accounts to 30-06-2025
- ≈ €300,000estimated
- €1.4m▼ 1.4%
- Filing
- Filed on 11-12-2025, 51 days before the end of the filing period
Insights on B&M IMMO
B&M IMMO files the micro format. That format states no turnover. The gross margin rose from -€4,463 in 2017 to €119,404 in 2025.
The balance sheet grew most from 2019 to 2021 through fixed assets, financed with long-term debt.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about B&M IMMO
- What is the company number of B&M IMMO?
- The company number of B&M IMMO is 0641.824.056. The VAT number is the same number with BE in front: BE 0641.824.056.
- Where is B&M IMMO based?
- The registered office is at Neerstraat 110, 3980 Tessenderlo-Ham.Company details
- What does B&M IMMO do?
- According to the KBO register, the main activity is rental and leasing activities (NACE 77330).
- What is the legal form of B&M IMMO?
- B&M IMMO is a private limited company (BV).
- When was B&M IMMO founded?
- B&M IMMO was founded on 22-10-2015.
- Is B&M IMMO still active?
- Yes, B&M IMMO is an active enterprise in the KBO register.
- What is the turnover of B&M IMMO?
- The turnover in financial year 2025 is ≈ €300,000. This figure is estimated from the gross margin of €119,404 and 2,205 comparable companies of the same size. It probably lies between €200,000 and €460,000. It is a rough estimate.Financials
- Is B&M IMMO profitable?
- In financial year 2025, B&M IMMO made a profit of €41,000.
- Where can I find the annual accounts of B&M IMMO?
- B&M IMMO filed 9 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of B&M IMMO due?
- B&M IMMO must file the annual accounts for financial year 2026 by 31-01-2027.Timeline
Next steps
Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check Compare this company with its sector.Sector benchmark See what changed in the latest annual accounts.What changed
See how customers, suppliers and banks see your own company and what to improve first.