Equity
€217,783 from €388,056 in 2021
Equity fell by 44% in 4 years.
IMMO YVES
Lifetime
10 annual accounts with figures on one time axispeak €230,765 (2016)
€73,895▼ 28.4%
lowest -€91,049 (2023)
-€56,944▼ €50,528
peak €388,056 (2021)
€217,783▼ 20.7%
€81,277▲ 240%
peak 1.2 FTE (2016)
-not published
Board2 names since 2015
1 directorDeleyn Yves
Documentsfilings and deeds
03-02-202686 days before the deadline
2025micro format
Gross margin from €103,188 to €73,895Loss of €56,944Equity from €274,727 to €217,783Debts from €23,904 to €81,277
Key points
from the 2025 annual accountsLosses
-€170,273 in four years
Every financial year from 2022 to 2025 closed with a loss. 2023 was the heaviest.
Debts
€81,277 ▲ 240%
Debts rose by €57,373 in 2025.
Liquidity
3.73 was 12.90 in 2024
Short-term debts rose from €18,032 to €58,528.
Filings
10 annual accounts since 2016
The last five annual accounts were filed 48 to 89 days before the end of the period.
Position in the sector
-€56,944
Lower net result than 92% of companies in real estate. Sector median €5,997 · 17,176 companies.
Checked score
93
Excellent
Financially stronger than 49% of micro companies in real estate (NACE 68)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.2% across 26,625 companies (NACE 68, micro).
About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.1%
01-2025: 0.1%● unchanged vs 12-2024
02-2025: 0.1%● unchanged vs 01-2025
03-2025: 0.1%● unchanged vs 02-2025highest value
04-2025: < 0.1%▼ -0.1 percentage points vs 03-2025
05-2025: < 0.1%● unchanged vs 04-2025
06-2025: < 0.1%● unchanged vs 05-2025
07-2025: < 0.1%● unchanged vs 06-2025
08-2025: < 0.1%● unchanged vs 07-2025
09-2025: < 0.1%● unchanged vs 08-2025
10-2025: < 0.1%● unchanged vs 09-2025
11-2025: < 0.1%● unchanged vs 10-2025
12-2025: < 0.1%● unchanged vs 11-2025
01-2026: < 0.1%● unchanged vs 12-2025
02-2026: < 0.1%● unchanged vs 01-2026lowest value
03-2026: 0.1%▲ +0.1 percentage points vs 02-2026
04-2026: 0.1%● unchanged vs 03-2026
05-2026: 0.1%● unchanged vs 04-2026
06-2026: 0.1%● unchanged vs 05-2026
07-2026: 0.1%● unchanged vs 06-2026
08-2026: 0.1%● unchanged vs 07-2026
09-2026: 0.1%● unchanged vs 08-2026
10-2026: 0.1%● unchanged vs 09-2026
11-2026: 0.1%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
Loss of €56,944, the second in a row (financial year 2025)
lowers risk
Liquidity: current ratio 3.73, cash €127,239
Size: total assets €299,060
Equity €217,783 (72.8% of total assets)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro). It does better than 80% of them on solvency, 93% on liquidity, 4% on profitability and 21% on growth.
The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 30-09-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 4,805 companies had the same profile as IMMO YVES has now. Each dot stands for 13 companies, two years later.
88.1%
were still trading
9.8%
stopped another way
2.0%
went bankrupt
Another 0.2% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of IMMO YVES itself is lower: 0.1% within 12 months. It rests on far more data about IMMO YVES than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 4,805 companies, not a prediction for IMMO YVES. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €20,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 3.73 (12.9 in 2024), above the usual 1.5. Short-term debt is 19.6% and cash 42.5% of total assets. 27.2% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises riskneutral
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
19202122232425
2019 to 2025 · latest year -€56,944
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 03-02-2026, 86 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
86 days early
2024
48 days early
2023
89 days early
2022
52 days early
2021
89 days early
2020
78 days early
2019
73 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 74 days before the deadline. In the sector (NACE 68), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-09-2026 is due by 30-04-2027. Nothing is late today. The company usually files around 3 February (4 of the last 5 accounts filed within 34 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
30-09-2026 year end09-11-2026 today30-04-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0568498291
Legal-form change · Resignations & appointments
General meeting of 29-11-2023 · Gazette deed
Appointment: Abdouiaye Declerck (director)
General meeting of 08-07-2021 · Gazette deed
Incorporation
published on 12-01-2015 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| IMMO YVES Eeklo | €299,060 | €73,895 | 72.8% | - |
| MILANDEV Zulte | €263,640 | €82,715 | 56.6% | - |
| VHL Holding Heusden-Zolder | €292,926 | €70,976 | 58.5% | - |
| BUY STREET Sint-Pieters-Leeuw | €312,835 | €92,436 | 55.9% | - |
| Grant Properties Woluwe-Saint-Lambert | €271,873 | €94,270 | 33.1% | - |
| Real J.K. Koekelberg | €239,133 | €84,009 | 74.8% | - |
| IMMOCIL Schoten | €347,208 | €59,258 | 28.2% | - |
These companies have the same main activity as IMMO YVES: real estate agency activities (NACE 68310). They are comparable in size and age: total assets between €239,000 and €347,000, founded between 2013 and 2015.
Official details
Source: KBO- Status
- Active since 08-01-2015Normal situation
- Activity
- Real estate agency activitiesNACE 68310and 5 others
- Establishment unit
- 2.238.564.7139900 Eeklo, since 08-01-2015
- Financial year end
- 30 September
- Peppol
- Reachable since 04-11-2025
Annual accounts to 30-09-2025
- ≈ €160,000estimated
- €299,060▲ 0.1%
- Employeeson 30-09-2025
- 3▲ 50.0%
- Filing
- Filed on 03-02-2026, 86 days before the end of the filing period
Insights on IMMO YVES
IMMO YVES files the micro format. That format states no turnover. The gross margin fell from €230,765 in 2016 to €73,895 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about IMMO YVES
- What is the company number of IMMO YVES?
- The company number of IMMO YVES is 0568.498.291. The VAT number is the same number with BE in front: BE 0568.498.291.
- Where is IMMO YVES based?
- The registered office is at Stationsstraat 41, 9900 Eeklo.Company details
- What does IMMO YVES do?
- According to the KBO register, the main activity is real estate agency activities (NACE 68310).
- What is the legal form of IMMO YVES?
- IMMO YVES is a private limited company (BV).
- When was IMMO YVES founded?
- IMMO YVES was founded on 08-01-2015.
- Is IMMO YVES still active?
- Yes, IMMO YVES is an active enterprise in the KBO register.
- How many employees does IMMO YVES have?
- IMMO YVES had an average of 2.5 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- What is the turnover of IMMO YVES?
- The turnover in financial year 2025 is ≈ €160,000. This figure is estimated from the gross margin of €73,895 and 32 comparable companies (NACE 683). It probably lies between €100,000 and €220,000.
- Is IMMO YVES profitable?
- In financial year 2025, IMMO YVES made a loss of €56,944.
- Where can I find the annual accounts of IMMO YVES?
- IMMO YVES filed 10 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of IMMO YVES due?
- IMMO YVES must file the annual accounts for financial year 2026 by 30-04-2027.Timeline
Next steps
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