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VANVAS

Active Private limited companyfounded 2013active for 13 yearsMorestraat 28, 9860 OosterzeleKBO/BCE: BE 0537.812.837

Lifetime

12 annual accounts with figures on one time axis
peak €157,673 (2023)
€119,346▼ 10.5%
lowest -€54,487 (2019)
-€963▼ €3,234
peak €128,410 (2024)
€127,447▼ 0.8%
€901,938▼ 19.7%
Board2 names since 2020
Documentsfilings and deeds
28-07-20263 days before the deadline
2025micro format
Loss of €963Debts from €1.1m to €901,938Cash from €382,593 to €134,615

Key points

from the 2025 annual accounts

Turnover

≈ €210,000 estimated

The micro format states no turnover.

Debts

€901,938 88% of the balance sheet
Financial debts 61%Suppliers 2%Taxes and wages 1%Other 36%

Of this, €349,473 falls due within a year.

Filings

12 annual accounts since 2014
AprilJune31 JulyOctober201520202025

The last five annual accounts were filed 3 to 37 days before the end of the period.

Checked score

91
Excellent
Financially stronger than 47% of micro companies in real estate (NACE 68)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: 0.2% across 26,625 companies (NACE 68, micro).

About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: 0.1% 01-2025: 0.1%● unchanged vs 12-2024 02-2025: 0.1%● unchanged vs 01-2025 03-2025: 0.1%● unchanged vs 02-2025 04-2025: 0.1%● unchanged vs 03-2025 05-2025: 0.1%● unchanged vs 04-2025 06-2025: 0.2%▲ +0.1 percentage points vs 05-2025 07-2025: 0.3%▲ +0.1 percentage points vs 06-2025highest value 08-2025: 0.1%▼ -0.2 percentage points vs 07-2025 09-2025: 0.1%● unchanged vs 08-2025lowest value 10-2025: 0.1%● unchanged vs 09-2025lowest value 11-2025: 0.1%● unchanged vs 10-2025lowest value 12-2025: 0.1%● unchanged vs 11-2025lowest value 01-2026: 0.1%● unchanged vs 12-2025lowest value 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026 07-2026: 0.2%▲ +0.1 percentage points vs 06-2026 08-2026: 0.1%▼ -0.1 percentage points vs 07-2026 09-2026: 0.1%● unchanged vs 08-2026 10-2026: 0.1%● unchanged vs 09-2026 11-2026: 0.1%● unchanged vs 10-2026

Financial strength
Average

37+2equity 12.4% of total assets
51-14short-term debt 33.9% · cash 13.1%
69=return on assets -0.1%

Score breakdown

raises risk
Equity €127,447 (12.4% of total assets)
2 establishment units
lowers risk
Size: total assets €1.0m
Figures for financial year 2025 (filed on 28-07-2026)
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro). It does better than 33% of them on solvency, 57% on liquidity, 55% on profitability and 42% on growth.

The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 1,423 companies had the same profile as VANVAS has now. Each dot stands for 4 companies, two years later.

96.5%
were still trading
2.2%
stopped another way
1.0%
went bankrupt
  • Small
  • 10 to 20 years old
  • solvency 10 to 30%
  • a small loss

Another 0.4% stopped without a precise date, possibly only after those two years.

That fits the bankruptcy probability of VANVAS itself: 0.1% within 12 months.

Test of the method

The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 1,423 companies, not a prediction for VANVAS. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit of up to €11,000 on 30-day terms is acceptable

Liquidity is insufficient, with a current ratio of 0.46 (0.69 in 2024), below 1. Short-term debt is 33.9% and cash 13.1% of total assets. 87.6% of the assets are financed with debt and provisions.

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Size: total assets €1.0m
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Equity €127,447 (12.4% of total assets)
NBB · annual accounts
lowers risk · Figures for financial year 2025 (filed on 28-07-2026)
NBB · annual accounts
raises risk · 2 establishment units
KBO · seat and establishments
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-07-2026, 3 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
3 days early
2024
16 days early
2023
37 days early
2022
19 days early
2021
37 days early
2020
54 days early
2019
46 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 30 days before the deadline. In the sector (NACE 68), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 12 July (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
09-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Board and ownership

  • VANDERSMISSEN Kanji Guy Kingsley 328 sharesdeed of 22-04-2020
  • BOUCKAERT Isabelle Brigitte Marie Philippe 422 sharesdeed of 22-04-2020
Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:0537812837
Capital increase of €75,000 750 new shares · 328 shares · 422 shares · General meeting of 16-04-2020 · Gazette deed
Environmental permit granted Nieuwe publiciteitsinrichting (met inbegrip van vernieuwen van een bestaande vergunning), Verbouwen en/of uitbreiden zonder functiewijziging en zonder wijziging van aantal woongelegenheden · Gent
Environmental permit refused Verbouwen en/of uitbreiden zonder functiewijziging en zonder wijziging van aantal woongelegenheden · Gent
All 25 events

Comparable companies

same main activity, similar in size and age
Company
VANVAS Oosterzele €1.0m €119,346 12.4% -
Woonservice VDV Aalst €0.9m €135,357 5.1% 1.1
MARIBANT Ghent €1.0m €139,026 88.3% -
Authentès Aalst €1.0m €97,055 8.7% -
ROGIERS MANAGEMENT & SALES Kasterlee €1.0m €128,217 -6.3% 1.8
AFIXCO GROUP Gesves €0.9m €117,753 5.6% 1
KubeKonsult Overijse €1.2m €121,495 37.6% -

These companies have the same main activity as VANVAS: real estate agency activities (NACE 68310). They are comparable in size and age: total assets between €924,000 and €1.2m, founded between 2011 and 2015.

Official details

Source: KBO
Status
Active since 29-08-2013Normal situation
Activity
Real estate agency activitiesNACE 68310and 9 others
Establishment units
2.222.474.6889860 Oosterzele, since 30-08-2013
2.303.162.2589000 Ghent, since 08-04-2019
Financial year end
31 December
Peppol
Reachable since 21-10-2026
Company details

Annual accounts 2025

€1.0m▼ 17.8%
Filing
Filed on 28-07-2026, 3 days before the end of the filing period
Financials

Insights on VANVAS

VANVAS files the micro format. That format states no turnover. The gross margin rose from €38,176 in 2014 to €119,346 in 2025.

The balance sheet grew most from 2018 to 2020 through fixed assets.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about VANVAS

What is the company number of VANVAS?
The company number of VANVAS is 0537.812.837. The VAT number is the same number with BE in front: BE 0537.812.837.
Where is VANVAS based?
The registered office is at Morestraat 28, 9860 Oosterzele.Company details
What does VANVAS do?
According to the KBO register, the main activity is real estate agency activities (NACE 68310).
What is the legal form of VANVAS?
VANVAS is a private limited company (BV).
When was VANVAS founded?
VANVAS was founded on 29-08-2013.
Is VANVAS still active?
Yes, VANVAS is an active enterprise in the KBO register.
What is the turnover of VANVAS?
The turnover in financial year 2025 is ≈ €210,000. This figure is estimated from the gross margin of €119,346 and 32 comparable companies (NACE 68310). It probably lies between €170,000 and €320,000.Financials
Is VANVAS profitable?
In financial year 2025, VANVAS made a loss of €963.
Where can I find the annual accounts of VANVAS?
VANVAS filed 12 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of VANVAS due?
VANVAS must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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