Equity
€231,627 from €684,310 in 2014
Equity fell by 66% in 11 years.
ELNIMA
Lifetime
20 annual accounts with figures on one time axis, 26 filings since 2000peak €869,108 (2014)
€179,784▲ 98.1%
lowest -€105,816 (2015)
€20,471▲ €99,537
peak €684,310 (2014)
€231,627▲ 9.7%
€2.0m▼ 3.5%
Board1 name since 2021
1 directorVercaeren Peter
Documentsfilings and deeds
24-07-20267 days before the deadline
2025micro format
Gross margin from €90,767 to €179,784Back to profit: €20,471Cash from €1,759 to €6,751
Key points
from the 2025 annual accountsResult
€20,471 €20,471
Back in profit in 2025, after a loss of €79,066 in 2024.
Turnover
≈ €270,000 estimated
The micro format states no turnover.
Debts
€2.0m 90% of the balance sheet
Financial debts 41%Suppliers 1%Taxes and wages 0%Other 58%
Of this, €1.2m falls due within a year.
Investments
€43,830 0.3 × depreciation
Green is investment, beige is depreciation.
Filings
26 annual accounts since 2000
Three of the last ten came late. The 2020 accounts came latest: 30 days after the end of the period.
Checked score
88
Excellent
Financially stronger than 38% of small companies in office administrative support (NACE 82)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 1,123 companies (NACE 82, small).
About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.1%lowest value
01-2025: 0.1%● unchanged vs 12-2024lowest value
02-2025: 0.1%● unchanged vs 01-2025
03-2025: 0.1%● unchanged vs 02-2025
04-2025: 0.1%● unchanged vs 03-2025
05-2025: 0.1%● unchanged vs 04-2025
06-2025: 0.2%▲ +0.1 percentage points vs 05-2025
07-2025: 0.2%● unchanged vs 06-2025
08-2025: 0.4%▲ +0.2 percentage points vs 07-2025
09-2025: 0.4%● unchanged vs 08-2025
10-2025: 0.4%● unchanged vs 09-2025
11-2025: 0.4%● unchanged vs 10-2025
12-2025: 0.4%● unchanged vs 11-2025
01-2026: 0.4%● unchanged vs 12-2025
02-2026: 0.4%● unchanged vs 01-2026
03-2026: 0.4%● unchanged vs 02-2026
04-2026: 0.4%● unchanged vs 03-2026
05-2026: 0.4%● unchanged vs 04-2026
06-2026: 0.4%● unchanged vs 05-2026
07-2026: 0.4%● unchanged vs 06-2026highest value
08-2026: 0.2%▼ -0.2 percentage points vs 07-2026
09-2026: 0.2%● unchanged vs 08-2026
10-2026: 0.2%● unchanged vs 09-2026
11-2026: 0.2%● unchanged vs 10-2026
Financial strengthWeak
Score breakdown
raises risk
Liquidity: current ratio 0.05, cash €6,751
Equity €231,627 (10.3% of total assets)
lowers risk
Size: total assets €2.2m
Figures for financial year 2025 (filed on 24-07-2026)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 82, small). It does better than 18% of them on solvency, 14% on liquidity, 57% on profitability and 62% on growth.
The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 4,685 companies had the same profile as ELNIMA has now. Each dot stands for 12 companies, two years later.
97.0%
were still trading
1.9%
stopped another way
1.1%
went bankrupt
That fits the bankruptcy probability of ELNIMA itself: 0.2% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 4,685 companies, not a prediction for ELNIMA. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €20,000 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.05 (0.03 in 2024), below 1. Short-term debt is 52.8% and cash 0.3% of total assets. 89.7% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises riskneutral
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 20% of 9691 sector peers (2025).
NBB · sector comparisonPosition among 9691 sector peers
Solvency
better than 20%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-07-2026, 7 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
7 days early
2024
4 days late
2023
29 days early
2022
24 days early
2021
2 days early
2020
30 days late
2019
5 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 3 days before the deadline. In the sector (NACE 82), the median for financial year 2024 was 7 days before the deadline, and 35% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 24 July (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
09-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0467004322
Purpose change · Amendment of the articles · Legal-form change · Resignations & appointments
“Het uitvoeren van niet-medische louter esthetische behandelingen; Het geven van opleiding in niet-medische…” (deed in Dutch) · Board composition: VERCAEREN Peter Maria Kamiel (director (not named in the articles)) · Gazette deed
Environmental permit granted
Verbouwen en/of uitbreiden met functiewijziging en met wijziging van het aantal woongelegenheden · Zoersel
First establishment
Breeveld 9, Schilde
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| ELNIMA Schilde | €2.2m | €179,784 | 10.3% | - |
| MIVERA Nieuwerkerken (Limb.) | €2.0m | €168,251 | 8.1% | - |
| K - 2 Oostrozebeke | €2.6m | €179,896 | 96.8% | 0 |
| ACTA GROUP Fléron | €2.8m | €172,173 | 88.0% | - |
| KHEIRON INVEST Landen | €2.2m | €208,866 | 73.0% | - |
| KEMAFIN Antwerp | €1.9m | €130,069 | 89.4% | - |
| VIDI - GROUP Duffel | €2.4m | €156,013 | 68.9% | 2.3 |
These companies have the same main activity as ELNIMA: other business support services (NACE 82990). They are comparable in size and age: total assets between €1.9m and €2.8m, founded between 1992 and 2000.
Official details
Source: KBO- Status
- Active since 06-10-1999Normal situation
- Activity
- Other business support servicesNACE 82990and 2 others
- Establishment unit
- 2.200.905.2542970 Schilde, since 17-06-2011
- Financial year end
- 31 December
- Peppol
- Reachable since 09-02-2024
Annual accounts 2025
- €2.2m▼ 2.3%
- Filing
- Filed on 24-07-2026, 7 days before the end of the filing period
Insights on ELNIMA
ELNIMA files the micro format. That format states no turnover. The gross margin fell from €212,704 in 2006 to €179,784 in 2025.
The balance sheet grew most from 2013 to 2014 through fixed assets.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about ELNIMA
- What is the company number of ELNIMA?
- The company number of ELNIMA is 0467.004.322. The VAT number is the same number with BE in front: BE 0467.004.322.
- Where is ELNIMA based?
- The registered office is at Breeveld 9, 2970 Schilde.Company details
- What does ELNIMA do?
- According to the KBO register, the main activity is other business support services (NACE 82990).
- What is the legal form of ELNIMA?
- ELNIMA is a private limited company (BV).
- When was ELNIMA founded?
- ELNIMA was founded on 06-10-1999.
- Is ELNIMA still active?
- Yes, ELNIMA is an active enterprise in the KBO register.
- What is the turnover of ELNIMA?
- The turnover in financial year 2025 is ≈ €270,000. This figure is estimated from the gross margin of €179,784 and 31 comparable companies (NACE 82990). It probably lies between €210,000 and €370,000.Financials
- Is ELNIMA profitable?
- In financial year 2025, ELNIMA made a profit of €20,471.
- Where can I find the annual accounts of ELNIMA?
- ELNIMA filed 26 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of ELNIMA due?
- ELNIMA must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check See which support similar companies received that this one did not.Subsidies Compare this company with its sector.Sector benchmark
See how customers, suppliers and banks see your own company and what to improve first.