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AUTOSOFT

Active Private limited companyfounded 1992active for 33 yearsBinnensingel 38, 3920 LommelKBO/BCE: BE 0448.989.046 #10 company by equity in Lommel, Real estate sector

Lifetime

18 annual accounts with figures on one time axis, 28 filings since 1998
peak €1.1m (2012)
€261,591▲ 5.8%
lowest -€68,327 (2014)
€129,332▲ 16.0%
peak €2.6m (2023)
€2.5m▲ 2.3%
€269,984▼ 14.7%
peak 9.4 FTE (2012)
-not published
Board2 names since 1998
2 directorsDEELKENS Peggy and 1 other
Documentsfilings and deeds
23-07-20268 days before the deadline
2025micro format
Dividend €72,274

Key points

from the 2025 annual accounts

Equity

€2.5m ▲ 2.3%

AUTOSOFT has made a profit without a break since 2015.

Turnover

≈ €300,000 estimated

The micro format states no turnover.

Position in the sector

€2.5m

More equity than 95% of companies in real estate. Sector median €73,122 · 17,201 companies.

Checked score

98
Excellent
Financially stronger than 82% of small companies in real estate (NACE 68)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: 0.1% across 6,995 companies (NACE 68, small).

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: < 0.1% 01-2025: < 0.1%● unchanged vs 12-2024 02-2025: < 0.1%● unchanged vs 01-2025 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: < 0.1%● unchanged vs 04-2025 06-2025: < 0.1%● unchanged vs 05-2025 07-2025: < 0.1%● unchanged vs 06-2025highest value 08-2025: < 0.1%● unchanged vs 07-2025 09-2025: < 0.1%● unchanged vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: < 0.1%● unchanged vs 06-2026 08-2026: < 0.1%● unchanged vs 07-2026lowest value 09-2026: < 0.1%● unchanged vs 08-2026lowest value 10-2026: < 0.1%● unchanged vs 09-2026lowest value 11-2026: < 0.1%● unchanged vs 10-2026lowest value

Financial strength
Strong

100=equity 90.4% of total assets
87+6short-term debt 5.4% · cash 29.3%
75+1return on assets 4.6%

Score breakdown

lowers risk
Liquidity: current ratio 13.87, cash €822,016
Size: total assets €2.8m
Figures for financial year 2025 (filed on 23-07-2026)
Equity €2.5m (90.4% of total assets)
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, small). It does better than 92% of them on solvency, 97% on liquidity, 83% on profitability and 54% on growth.

The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 14,766 companies had the same profile as AUTOSOFT has now. Each dot stands for 37 companies, two years later.

96.2%
were still trading
3.5%
stopped another way
0.2%
went bankrupt
  • Small
  • 20 years or older
  • solvency 30% or more
  • a profit under 5% of the balance sheet

Another 0.1% stopped without a precise date, possibly only after those two years.

That fits the bankruptcy probability of AUTOSOFT itself: < 0.1% within 12 months.

Test of the method

The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 14,766 companies, not a prediction for AUTOSOFT. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit of up to €240,000 on 30-day terms is acceptable

Liquidity is ample, with a current ratio of 13.87 (12.03 in 2024), above the usual 1.5. Short-term debt is 5.4% and cash 29.3% of total assets. 9.6% of the assets are financed with debt and provisions.

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

5 signals, none raises the risk
Five signals.
lowers riskneutral
lowers risk · Liquidity: current ratio 13.87, cash €822,016
NBB · annual accounts
lowers risk · Size: total assets €2.8m
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Figures for financial year 2025 (filed on 23-07-2026)
NBB · annual accounts
lowers risk · Equity €2.5m (90.4% of total assets)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-07-2026, 8 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
8 days early
2024
24 days early
2023
85 days early
2022
54 days early
2021
29 days late
2020
30 days late
2019
53 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 8 days before the deadline. In the sector (NACE 68), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 7 July (4 of the last 5 accounts filed within 53 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
09-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Board and ownership

DP
Director
MJ
Mares Jean
Director
Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:0448989046
Capital decrease of €540,000 to €18,600 Capital from €558,600 to €18,600 · Resignation: DEELKENS Peggy (manager) · Reappointment: DEELKENS Peggy (director) · Gazette deed
Incorporation published on 13-01-1993 · Gazette deed
First establishment Autosoft BVBA, Binnensingel 38, Lommel
All 39 events

Comparable companies

same main activity, similar in size and age
Company
AUTOSOFT Lommel €2.8m €261,591 90.4% -
AERCO Beringen €2.7m €242,699 11.3% -
TAISHO Antwerp €2.9m €274,248 45.0% -
IMMO-ALL Kampenhout €3.0m €242,402 46.3% 0
KAVIN Ghent €3.0m €273,735 97.2% 1
DEKIMMAR Diksmuide €2.9m €277,574 22.3% 0
R-Investment Brussels €2.7m €243,468 22.0% -

These companies have the same main activity as AUTOSOFT: renting and operating of own or leased residential real estate, excluding social housing (NACE 68201). They are comparable in size and age: total assets between €2.7m and €3m, founded between 1989 and 1996.

Official details

Source: KBO
Status
Active since 31-12-1992Normal situation
Activity
Renting and operating of own or leased residential real estate, excluding social housingNACE 68201and 1 other
Establishment unit
2.060.172.0133920 Lommel, since 31-12-1992
Financial year end
31 December
Peppol
Reachable since 20-06-2025
Company details

Annual accounts 2025

€2.8m▲ 0.4%
Filing
Filed on 23-07-2026, 8 days before the end of the filing period
Financials

Insights on AUTOSOFT

AUTOSOFT files the micro format. That format states no turnover. The gross margin fell from €307,880 in 2008 to €261,591 in 2025.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about AUTOSOFT

What is the company number of AUTOSOFT?
The company number of AUTOSOFT is 0448.989.046. The VAT number is the same number with BE in front: BE 0448.989.046.
Where is AUTOSOFT based?
The registered office is at Binnensingel 38, 3920 Lommel.Company details
What does AUTOSOFT do?
According to the KBO register, the main activity is renting and operating of own or leased residential real estate, excluding social housing (NACE 68201).
What is the legal form of AUTOSOFT?
AUTOSOFT is a private limited company (BV).
When was AUTOSOFT founded?
AUTOSOFT was founded on 31-12-1992.
Is AUTOSOFT still active?
Yes, AUTOSOFT is an active enterprise in the KBO register.
What is the turnover of AUTOSOFT?
The turnover in financial year 2025 is ≈ €300,000. This figure is estimated from the gross margin of €261,591 and 44 comparable companies (NACE 68201). It probably lies between €260,000 and €340,000.Financials
Is AUTOSOFT profitable?
In financial year 2025, AUTOSOFT made a profit of €129,332.
Where can I find the annual accounts of AUTOSOFT?
AUTOSOFT filed 28 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of AUTOSOFT due?
AUTOSOFT must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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