Equity
€82,614 from €248,514 in 2010
Equity fell by 67% in 15 years.
TEOS CONSEILS
Lifetime
20 annual accounts with figures on one time axis, 33 filings since 1993peak €534,881 (2010)
€27,725▲ 103%
lowest -€30,712 (2016)
-€235▲ €15,482
peak €248,514 (2010)
€82,614▼ 0.3%
€154,512▼ 11.1%
Board1 name since 1992
1 directorGULLENTOPS Michel
Documentsfilings and deeds
10-08-202610 days late
2025micro format
Gross margin from €13,631 to €27,725Loss of €235Cash from €149 to €410
Key points
from the 2025 annual accountsChecked score
88
Excellent
Financially stronger than 52% of micro companies in real estate (NACE 68)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.2% across 26,625 companies (NACE 68, micro).
About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.4%
01-2025: 0.4%● unchanged vs 12-2024
02-2025: 0.4%● unchanged vs 01-2025
03-2025: 0.4%● unchanged vs 02-2025
04-2025: 0.4%● unchanged vs 03-2025
05-2025: 0.4%● unchanged vs 04-2025
06-2025: 0.4%● unchanged vs 05-2025
07-2025: 0.5%▲ +0.1 percentage points vs 06-2025
08-2025: 0.3%▼ -0.2 percentage points vs 07-2025
09-2025: 0.3%● unchanged vs 08-2025
10-2025: 0.3%● unchanged vs 09-2025
11-2025: 0.3%● unchanged vs 10-2025
12-2025: 0.3%● unchanged vs 11-2025
01-2026: 0.3%● unchanged vs 12-2025
02-2026: 0.3%● unchanged vs 01-2026
03-2026: 0.3%● unchanged vs 02-2026
04-2026: 0.3%● unchanged vs 03-2026
05-2026: 0.3%● unchanged vs 04-2026
06-2026: 0.3%● unchanged vs 05-2026
07-2026: 0.3%● unchanged vs 06-2026
08-2026: 0.7%▲ +0.4 percentage points vs 07-2026highest value
09-2026: 0.2%▼ -0.5 percentage points vs 08-2026lowest value
10-2026: 0.2%● unchanged vs 09-2026lowest value
11-2026: 0.2%● unchanged vs 10-2026lowest value
Financial strengthAverage
Score breakdown
raises risk
Liquidity: current ratio 0.16, cash €410
lowers risk
Founded in 1992
Size: turnover €56,316, total assets €286,296
Figures for financial year 2025 (filed on 11-08-2026)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro). It does better than 48% of them on solvency, 44% on liquidity, 71% on profitability and 43% on growth.
The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 2,450 companies had the same profile as TEOS CONSEILS has now. Each dot stands for 7 companies, two years later.
93.2%
were still trading
5.0%
stopped another way
1.5%
went bankrupt
Another 0.3% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of TEOS CONSEILS itself is lower: 0.2% within 12 months. It rests on far more data about TEOS CONSEILS than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 2,450 companies, not a prediction for TEOS CONSEILS. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €5,000 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.16 (0.11 in 2024), below 1. Short-term debt is 13.5% and cash 0.1% of total assets. 71.1% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises riskneutral
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year -€235
neutral · A punctual record breaks
This company filed 3 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-08-2026, 10 days late. Weigh it accordingly: of the companies that move to filing 1 to 90 days late, 1.41% are now bankrupt, dissolved or in another special legal status, below the 1.66% of all filers. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
10 days late
2024
9 days early
2023
14 days early
2022
35 days early
2021
30 days late
2020
89 days late
2019
91 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 23 days after the deadline. In the sector (NACE 68), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 22 July (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
09-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0446600767
Company renamed from INFRALOG to TEOS CONSEILS
“1) Toutes activités de courtage immobilier,de syndic et de régisseur immobilier de même que l’établissement…” (deed in French) · General meeting of 25-03-2022 · Gazette deed
New director
GULLENTOPS Michel appointed, GULLENTOPS Michel resigned · “1)Toutes activités concernant les infrastructures de chantier et la logistique d’installations industrielles…” (deed in French) · General meeting of 13-12-2021 · Gazette deed
First establishment
TEOS, Zeven Bunderslaan 33, Uccle
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| TEOS CONSEILS Uccle | €286,296 | €27,725 | 28.9% | - |
| STENIC IMMO Braine-l'Alleud | €281,284 | €32,131 | 55.1% | - |
| VANDENBUSSCHE REAL ESTATE Veurne | €233,959 | €27,297 | 79.5% | - |
| CASTOR Aywaille | €229,973 | €25,283 | 36.6% | - |
| CLEMENTINE Lasne | €236,774 | €24,777 | 32.1% | - |
| P.A. Mons | €280,275 | €27,252 | 52.1% | - |
| VERMA-IMMO Zaventem | €239,964 | €29,969 | 52.6% | - |
These companies have the same main activity as TEOS CONSEILS: real estate agency activities (NACE 68310). They are comparable in size and age: total assets between €230,000 and €281,000, founded between 1986 and 1994.
Official details
Source: KBO- Status
- Active since 12-02-1992Normal situation
- Activity
- Real estate agency activitiesNACE 68310
- Establishment unit
- 2.056.446.6191180 Uccle, since 03-03-1992
- Financial year end
- 31 December
- Peppol
- Reachable since 22-12-2025
Insights on TEOS CONSEILS
TEOS CONSEILS files the micro format. That format states no turnover. The gross margin rose from €15,828 in 2006 to €27,725 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about TEOS CONSEILS
- What is the company number of TEOS CONSEILS?
- The company number of TEOS CONSEILS is 0446.600.767. The VAT number is the same number with BE in front: BE 0446.600.767.
- Where is TEOS CONSEILS based?
- The registered office is at Zeven Bunderslaan 33, 1180 Uccle.Company details
- What does TEOS CONSEILS do?
- According to the KBO register, the main activity is real estate agency activities (NACE 68310).
- What is the legal form of TEOS CONSEILS?
- TEOS CONSEILS is a private limited company (BV).
- When was TEOS CONSEILS founded?
- TEOS CONSEILS was founded on 12-02-1992.
- Is TEOS CONSEILS still active?
- Yes, TEOS CONSEILS is an active enterprise in the KBO register.
- What is the turnover of TEOS CONSEILS?
- The turnover of TEOS CONSEILS was €56,316 in financial year 2025, according to the filed annual accounts.Financials
- Is TEOS CONSEILS profitable?
- In financial year 2025, TEOS CONSEILS made a loss of €235.
- Where can I find the annual accounts of TEOS CONSEILS?
- TEOS CONSEILS filed 33 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of TEOS CONSEILS due?
- TEOS CONSEILS must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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