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IMMO CAUWE

Active
Private limited companyfounded 1989active for 36 yearsDumortierlaan 129, 8300 Knokke-Heist, BelgiumKBO/BCE: BE 0439.311.515
Summary

IMMO CAUWE has been active since 1989 and the Belgian Official Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €647,888 and a net result of €12,550. Equity is growing by about 19% per year across the filed financial years. Its solvency ranks better than 80% of 9,732 sector peers (NACE 68, financial year 2024). The computed 12-month bankruptcy probability is 0.2% (very low).

Overview

Activity
Real estate agency activities
NACE 68310
1 site
Size
€904,510total assets 2024
Staff
1.4 FTE
Equity
€647,888
Profit
€12,550
Turnover not published (abbreviated or micro format)
Financial health
91 Excellent Checked score 2024
Bankruptcy probabilitywithin 12 months
0.2%
Structure
Parent
Immo Groep Cauwe · 100%
Accounts 71 days overdue0 of 6 deeds read
Why 91raises riskFigures for financial year 2024 (filed 02-10-2025)lowers riskLiquidity: current ratio 3.13, cash €157,024Founded in 1989Equity €647,888 (71.6% of total assets)Show the evidence

Checked score

Score 2024
91 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 66% of its sector peers (NACE 68, micro)
Financial strength · tick = 2023
Strong
Solvency 97+6
equity 71.6% of total assets
Liquidity 60+15
short-term debt 27.9% · cash 17.4%
Profitability 70-10
return on assets 1.4%
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (26,557 companies, NACE 68, micro)
Last 24 months 11-2024: 0.1%lowest value 12-2024: 0.1%● unchanged vs 11-2024lowest value 01-2025: 0.1%● unchanged vs 12-2024lowest value 02-2025: 0.1%● unchanged vs 01-2025 03-2025: 0.1%● unchanged vs 02-2025 04-2025: 0.1%● unchanged vs 03-2025 05-2025: 0.1%● unchanged vs 04-2025 06-2025: 0.1%● unchanged vs 05-2025 07-2025: 0.1%● unchanged vs 06-2025 08-2025: 0.2%▲ +0.1 percentage points vs 07-2025 09-2025: 0.2%● unchanged vs 08-2025 10-2025: 0.3%▲ +0.1 percentage points vs 09-2025highest value 11-2025: 0.1%▼ -0.2 percentage points vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026 07-2026: 0.1%● unchanged vs 06-2026 08-2026: 0.1%● unchanged vs 07-2026 09-2026: 0.1%● unchanged vs 08-2026 10-2026: 0.2%▲ +0.1 percentage points vs 09-2026
Credit of up to €55,000 on 30-day terms is acceptable
Liquidity ample (current ratio 3.13, compared with 2.51 in 2023; short-term debt: 27.9% and cash: 17.4% of total assets), and 28.4% of the assets are financed with debt.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro): better than 79% on solvency, 72% on liquidity, 60% on profitability and 52% on growth.

The bankruptcy probability was computed on 09-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
−lowers risk+raises risk○neutral
lowers risk · Liquidity: current ratio 3.13, cash €157,024
NBB · annual accounts
lowers risk · Founded in 1989
How long the company has existed counts in the probability; how much depends on the rest of its profile.
KBO
raises risk · Figures for financial year 2024 (filed 02-10-2025)
NBB · annual accounts
lowers risk · Equity €647,888 (71.6% of total assets)
NBB · annual accounts
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-09-2025, 61 days later. For context: 47% of Belgian companies file late, and of those that file 1 to 90 days late, 2.0% are now in a legal situation other than normal in the KBO (such as bankruptcy, liquidation or dissolution), against 1.66% of all filers. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
not confirmed
2024
61 days late
2023
30 days late
2022
29 days late
2021
39 days early
2020
19 days early
2019
31 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 5 days after the deadline; the sector median (NACE 68) for financial year 2024 is 7 days before the deadline, and 36% of those companies filed late.

Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2024 · abbreviated…
  2. Weakest financial yearnet €12,550 ▼86%
  3. Annual accounts filedfinancial year 2023 · abbreviated…

Key points

  • Caution: Result fell in 2024from €89,648 to €12,550 ▼ 86.0% View
  • Caution: Accounts not fileddeadline was 31-07-2026 71 days late View
  • Controlled by Immo Groep Cauwe 100% View
  • Positive: 7 profitable years in a rowprofit 2024: €12,550 7 years View

By topic

Financials

Financial year
2024
Total assets
€904,510
Profit
€12,550
Solvency
71.6%
Total assets▼ 6.5%
Net result
20182024
Go to Financials

Timeline

Events
39
Since
1991
  1. 29-08-2023Annual accounts filed
  2. 31-12-2022Equity above €500,000
  3. 22-06-2022Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Real estate agency activitiesNACE 68310
Founded
22-12-1989
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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