Result
€350,317 ▲ 64×
The result rose in 2025: different schema filed.
OMHIL-CONSTRUCT
Lifetime
20 annual accounts with figures on one time axis, 38 filings since 1988peak €343,621 (2007)
-€20,086▼ €36,533
lowest -€331,041 (2012)
€350,317▲ 64×
peak €1.7m (2025)
€1.7m▲ 26.2%
€149,518▲ 115%
peak 1 FTE (2010)
-not published
Board1 name since 1987
1 directorHILDERSON JEAN-PIERRE
Documentsfilings and deeds
28-07-20263 days before the deadline
2025micro format
Gross margin from €16,448 to -€20,086Result from €5,493 to €350,317Equity from €1.3m to €1.7mDebts from €69,648 to €149,518Cash from €176,025 to €305,163
Key points
from the 2025 annual accountsDebts
€149,518 ▲ 115%
Debts rose by €79,870 in 2025.
Filings
38 annual accounts since 1988
Seven of the last ten came late. The 2022 accounts came latest: 31 days after the end of the period.
Turnover not published (abbreviated or micro format)
Checked score
96
Excellent
Financially stronger than 65% of micro companies in construction of buildings (NACE 41)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 1.5% across 13,458 companies (NACE 41, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.1%
01-2025: 0.1%● unchanged vs 12-2024
02-2025: 0.1%● unchanged vs 01-2025
03-2025: 0.1%● unchanged vs 02-2025
04-2025: < 0.1%▼ -0.1 percentage points vs 03-2025
05-2025: < 0.1%● unchanged vs 04-2025
06-2025: < 0.1%● unchanged vs 05-2025lowest value
07-2025: < 0.1%● unchanged vs 06-2025
08-2025: 0.1%▲ +0.1 percentage points vs 07-2025
09-2025: 0.1%● unchanged vs 08-2025
10-2025: 0.1%● unchanged vs 09-2025highest value
11-2025: 0.1%● unchanged vs 10-2025highest value
12-2025: 0.1%● unchanged vs 11-2025highest value
01-2026: 0.1%● unchanged vs 12-2025
02-2026: 0.1%● unchanged vs 01-2026
03-2026: 0.1%● unchanged vs 02-2026
04-2026: 0.1%● unchanged vs 03-2026
05-2026: 0.1%● unchanged vs 04-2026
06-2026: 0.1%● unchanged vs 05-2026
07-2026: 0.1%● unchanged vs 06-2026
08-2026: < 0.1%▼ -0.1 percentage points vs 07-2026
09-2026: < 0.1%● unchanged vs 08-2026
10-2026: < 0.1%● unchanged vs 09-2026
11-2026: < 0.1%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
Sector: Construction of residential and non-residential buildings (NACE 41)
lowers risk
Founded in 1987
Liquidity: current ratio 10.36, cash €305,163
Equity €1.7m (91.9% of total assets)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro). It does better than 92% of them on solvency, 75% on liquidity, 25% on profitability and 69% on growth.
The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 20,137 companies had the same profile as OMHIL-CONSTRUCT has now. Each dot stands for 51 companies, two years later.
95.1%
were still trading
4.7%
stopped another way
0.2%
went bankrupt
That fits the bankruptcy probability of OMHIL-CONSTRUCT itself: < 0.1% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 20,137 companies, not a prediction for OMHIL-CONSTRUCT. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €160,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 10.36 (15.14 in 2024), above the usual 1.5. Short-term debt is 8.1% and cash 16.6% of total assets. 8.1% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises riskneutral
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €1.7m
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-07-2026, 3 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
3 days early
2024
29 days late
2023
30 days late
2022
31 days late
2021
5 days late
2020
17 days late
2019
27 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 19 days after the deadline. In the sector (NACE 41), the median for financial year 2024 was on the deadline day, and 46% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 29 August (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
09-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0432642566
Environmental permit granted
Bomen vellen die geen deel uitmaken van een bos en/of bodemreliëf wijzigen, Bouwen of herbouwen · Brugge
Environmental permit granted
Bouwen of herbouwen, Nieuwbouw van bijgebouwen en niet overdekte lage constructie, Verwijderen van vrijstaande gebouwen · Oostkamp
Amendment of the articles · Legal-form change · Resignations & appointments
Asset distribution: €895,070.43 · General meeting of 05-10-2020 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| OMHIL-CONSTRUCT Bruges | €1.8m | -€20,086 | 91.9% | - |
| LUMIMA Ghent | €1.7m | -€1,364 | -12.4% | - |
| HABITAT ET AMENAGEMENT Arlon | €2.0m | -€63,459 | -28.8% | - |
| ISOVILLA Awans | €2.0m | -€9,766 | -14.4% | 1 |
| JAN NULLENS Oudsbergen | €1.6m | -€8,270 | 81.0% | - |
| BOUWONDERNEMING SAVEYN - ALLUYN Kruisem | €1.7m | -€34,368 | 41.2% | 0.1 |
| PATIO 12 Halle | €1.9m | -€36,579 | 40.7% | 0 |
These companies have the same main activity as OMHIL-CONSTRUCT: general construction of residential buildings (NACE 41001). They are comparable in size and age: total assets between €1.6m and €2m, founded between 1983 and 1991.
Official details
Source: KBO- Status
- Active since 07-12-1987Normal situation
- Activity
- General construction of residential buildingsNACE 41001and 1 other
- Establishment unit
- 2.033.046.4578000 Bruges, since 04-01-1988
- Financial year end
- 31 December
- Peppol
- Reachable since 08-12-2025
Annual accounts 2025
- €1.8m▲ 30.6%
- Filing
- Filed on 28-07-2026, 3 days before the end of the filing period
Insights on OMHIL-CONSTRUCT
OMHIL-CONSTRUCT files the micro format. That format states no turnover. The gross margin fell from €144,784 in 2006 to -€20,086 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about OMHIL-CONSTRUCT
- What is the company number of OMHIL-CONSTRUCT?
- The company number of OMHIL-CONSTRUCT is 0432.642.566. The VAT number is the same number with BE in front: BE 0432.642.566.
- Where is OMHIL-CONSTRUCT based?
- The registered office is at Ezelstraat 57, 8000 Bruges.Company details
- What does OMHIL-CONSTRUCT do?
- According to the KBO register, the main activity is general construction of residential buildings (NACE 41001).
- What is the legal form of OMHIL-CONSTRUCT?
- OMHIL-CONSTRUCT is a private limited company (BV).
- When was OMHIL-CONSTRUCT founded?
- OMHIL-CONSTRUCT was founded on 07-12-1987.
- Is OMHIL-CONSTRUCT still active?
- Yes, OMHIL-CONSTRUCT is an active enterprise in the KBO register.
- What is the turnover of OMHIL-CONSTRUCT?
- The annual accounts for financial year 2025 state no turnover. The abbreviated or micro format does not require it.Financials
- Is OMHIL-CONSTRUCT profitable?
- In financial year 2025, OMHIL-CONSTRUCT made a profit of €350,317.
- Where can I find the annual accounts of OMHIL-CONSTRUCT?
- OMHIL-CONSTRUCT filed 38 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of OMHIL-CONSTRUCT due?
- OMHIL-CONSTRUCT must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can trust this company with building work.Contractor check Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check Compare this company with its sector.Sector benchmark
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