Result
€801 ▼ 98.5%
The result fell in 2025 from €53,865 to €801.
ZAKENKANTOOR DE GROOTE
Lifetime
20 annual accounts with figures on one time axis, 43 filings since 1983peak €452,651 (2020)
€364,123▼ 8.6%
lowest -€28,490 (2010)
€801▼ 98.5%
peak €180,843 (2025)
€180,843▲ 0.4%
€466,017▼ 6.3%
peak 5.3 FTE (2018)
4.5 FTE▲ 9.8%
Board4 names since 2021
1 directorHOLDING KLUISRODE
Owners
Documentsfilings and deeds
17-07-202614 days before the deadline
2025financial year
Result from €53,865 to €801Staff from 4.1 FTE to 4.5 FTE
Key points
from the 2025 annual accountsTurnover
≈ €580,000 estimated
The accounts state no turnover.
Debts
€466,017 72% of the balance sheet
Financial debts 32%Suppliers 44%Taxes and wages 8%Other 16%
Of this, €276,017 falls due within a year.
Staff
6 employees on 31-12-2025
In 2025, 1 person joined and nobody left.
Filings
43 annual accounts since 1983
The last five annual accounts were filed 3 to 14 days before the end of the period.
Position in the sector
€801
Lower net result than 80% of companies in auxiliary financial services. Sector median €113,793 · 617 companies.
Financial institution: outside the modelBankruptcy probability: sector outside the model
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score measures liquidity, leverage and margins against the norms for trading and manufacturing companies. A bank, insurer or financial holding has a very different balance sheet. Those ratios and the score mean nothing here. So there is no financial strength either.
Bankruptcy probability within 12 months
The company is a financial institution: a bank, insurer or financial holding. Its balance sheet works differently from that of a trading or manufacturing company. A bankruptcy probability from the general model would mislead here.
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Signals
1 signal, which does not raise the risk
1 signal.
neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-07-2026, 14 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
14 days early
2024
6 days early
2023
5 days early
2022
3 days early
2021
3 days early
2020
2 days early
2019
2 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 5 days before the deadline. In the sector (NACE 66), the median for financial year 2024 was 5 days before the deadline, and 39% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 27 July (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
09-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
- HOLDING KLUISRODE 100%equity €3.5m (2025) · 2021 annual accounts of HOLDING KLUISRODE
- Bart De Grooteannual accounts 2022
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0423292855
1 director appointed, 2 resignations, 1 reappointment
Resignations: Michiel De Groote and Margriet Vanhoutte · Reappointment: Holding Kluisrode BV · Permanent representatives: Bart De Groote and Michiel De Groote · General meeting of 15-05-2024 · Gazette deed
New establishment in Mouscron
Menenstraat 20
First establishment
Kortrijkstraat 2, Avelgem
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| ZAKENKANTOOR DE GROOTE Kluisbergen | €646,860 | €364,123 | 28.0% | 4.5 |
| Tournaisis Services Tournai | €619,909 | €364,402 | 43.1% | 4.6 |
| VERZEKERINGSKANTOOR COENEN Haacht | €713,347 | €433,623 | 54.2% | 4 |
| assurvita Driesmans Tongeren-Borgloon | €743,828 | €409,911 | 30.3% | 3.6 |
| ADVIESBUREAU MERLEVEDE Kuurne | €835,572 | €428,238 | 13.2% | 4.3 |
| Bogaerts - Van Brempt Ranst | €606,104 | €331,879 | 88.5% | 4 |
| BUREAU DE COURTAGE E. BAUDOUX Enghien | €741,052 | €476,249 | 36.8% | 5.2 |
These companies have the same main activity as ZAKENKANTOOR DE GROOTE: insurance agents and brokers (NACE 66220). They are comparable in size and age: total assets between €606,000 and €836,000, founded between 1975 and 1993.
Official details
Source: KBO- Status
- Active since 06-12-1982Normal situation
- Activity
- Insurance agents and brokersNACE 66220and 3 others
- Establishment units
- 2.021.636.2878580 Avelgem, since 01-01-1983
- 2.232.905.4557700 Mouscron, since 01-01-2008
- Financial year end
- 31 December
- Peppol
- Reachable since 22-12-2025
Annual accounts 2025
- €646,860▼ 4.5%
- Employeeson 31-12-2025
- 6▲ 20.0%
- Filing
- Filed on 17-07-2026, 14 days before the end of the filing period
Insights on ZAKENKANTOOR DE GROOTE
ZAKENKANTOOR DE GROOTE is a financial institution. The bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €180,843 and a net result of €801.
Equity has been growing by about 12% per year since 2018. Its solvency ranks better than 38% of 616 sector peers (NACE 66, financial year 2025).
The company has been active since 1982 and the Belgian Official Gazette contains no insolvency or warning signals.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about ZAKENKANTOOR DE GROOTE
- What is the company number of ZAKENKANTOOR DE GROOTE?
- The company number of ZAKENKANTOOR DE GROOTE is 0423.292.855. The VAT number is the same number with BE in front: BE 0423.292.855.
- Where is ZAKENKANTOOR DE GROOTE based?
- The registered office is at Eikendreef 5, 9690 Kluisbergen.Company details
- What does ZAKENKANTOOR DE GROOTE do?
- According to the KBO register, the main activity is insurance agents and brokers (NACE 66220).
- What is the legal form of ZAKENKANTOOR DE GROOTE?
- ZAKENKANTOOR DE GROOTE is a public limited company (NV).
- When was ZAKENKANTOOR DE GROOTE founded?
- ZAKENKANTOOR DE GROOTE was founded on 06-12-1982.
- Is ZAKENKANTOOR DE GROOTE still active?
- Yes, ZAKENKANTOOR DE GROOTE is an active enterprise in the KBO register.
- How many employees does ZAKENKANTOOR DE GROOTE have?
- ZAKENKANTOOR DE GROOTE had an average of 4.5 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- What is the turnover of ZAKENKANTOOR DE GROOTE?
- The turnover in financial year 2025 is ≈ €580,000. This figure is estimated from the gross margin of €364,123 and 31 comparable companies (NACE 66). It probably lies between €520,000 and €670,000. In financial year 2021 turnover was €803,022.
- Is ZAKENKANTOOR DE GROOTE profitable?
- In financial year 2025, ZAKENKANTOOR DE GROOTE made a profit of €801.
- Where can I find the annual accounts of ZAKENKANTOOR DE GROOTE?
- ZAKENKANTOOR DE GROOTE filed 43 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of ZAKENKANTOOR DE GROOTE due?
- ZAKENKANTOOR DE GROOTE must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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