Equity
€471,857 =
Immo Bis paid out €281,166 in dividends. That is 100% of the 2025 profit.
Immo Bis
Lifetime
20 annual accounts with figures on one time axis, 49 filings since 1977peak €2.3m (2021)
€705,248▲ 17.2%
lowest -€55,612 (2008)
€281,166▲ 49.5%
peak €471,857 (2022)
€471,857unchanged
€1.1m▲ 25.4%
peak 5.1 FTE (2015)
1.6 FTE▼ 23.8%
Board4 names since 2019
-
Owners2 names in the annual accounts
99.62%BIS GROUP
Documentsfilings and deeds
23-07-20268 days before the deadline
2025financial year
Gross margin from €601,735 to €705,248Result from €188,070 to €281,166Staff from 2.1 FTE to 1.6 FTEDividend €281,166Debts from €882,325 to €1.1mCash from €133,385 to €188,008
Key points
from the 2025 annual accountsResult
€281,166 ▲ 49.5%
The result rose in 2025 from €188,070 to €281,166.
Debts
€1.1m 70% of the balance sheet
Financial debts 47%Suppliers 15%Taxes and wages 2%Other 36%
€630,000 of the debts are secured on the company's own assets.
Investments
€35,056 0.3 × depreciation
Green is investment, beige is depreciation.
Staff
1.6 FTE from 5.1 in 2015
Between 2015 and 2025, 69% of the full-time equivalents disappeared.
Filings
49 annual accounts since 1977
The 2019 accounts came 49 days late. The other nine of the last ten were filed on time.
Checked score
94
Excellent
Financially stronger than 56% of micro companies in real estate (NACE 68)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.2% across 26,625 companies (NACE 68, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.1%
01-2025: 0.1%● unchanged vs 12-2024
02-2025: 0.1%● unchanged vs 01-2025
03-2025: 0.1%● unchanged vs 02-2025
04-2025: 0.1%● unchanged vs 03-2025
05-2025: 0.1%● unchanged vs 04-2025
06-2025: 0.1%● unchanged vs 05-2025
07-2025: 0.1%● unchanged vs 06-2025highest value
08-2025: 0.1%● unchanged vs 07-2025
09-2025: 0.1%● unchanged vs 08-2025
10-2025: 0.1%● unchanged vs 09-2025
11-2025: 0.1%● unchanged vs 10-2025
12-2025: 0.1%● unchanged vs 11-2025
01-2026: 0.1%● unchanged vs 12-2025
02-2026: 0.1%● unchanged vs 01-2026
03-2026: 0.1%● unchanged vs 02-2026
04-2026: 0.1%● unchanged vs 03-2026
05-2026: 0.1%● unchanged vs 04-2026
06-2026: 0.1%● unchanged vs 05-2026
07-2026: 0.1%● unchanged vs 06-2026
08-2026: < 0.1%▼ -0.1 percentage points vs 07-2026lowest value
09-2026: < 0.1%● unchanged vs 08-2026lowest value
10-2026: < 0.1%● unchanged vs 09-2026lowest value
11-2026: < 0.1%● unchanged vs 10-2026lowest value
Financial strengthStrong
Score breakdown
lowers risk
Founded in 1976
Size: 1.6 FTE, total assets €1.6m
Figures for financial year 2025 (filed on 23-07-2026)
Liquidity: current ratio 1.24, cash €188,008
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro). It does better than 49% of them on solvency, 44% on liquidity, 86% on profitability and 45% on growth.
The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 3,818 companies had the same profile as Immo Bis has now. Each dot stands for 10 companies, two years later.
95.1%
were still trading
3.7%
stopped another way
1.0%
went bankrupt
Another 0.2% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of Immo Bis itself: < 0.1% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 3,818 companies, not a prediction for Immo Bis. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €40,000 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.24 (1.01 in 2024), below the usual 1.5. Short-term debt is 36.9% and cash 11.9% of total assets. 70.1% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
5 signals, none raises the risk
Five signals.
lowers riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-07-2026, 8 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
8 days early
2024
6 days early
2023
8 days early
2022
13 days early
2021
61 days early
2020
11 days early
2019
49 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 8 days before the deadline. In the sector (NACE 68), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 23 July (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
09-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
last known board- BIS GROUP 99.62%equity €7.5m (2025) · 2025 annual accounts of BIS GROUP
- Bis Beheer consolidatesscore 92equity €6.8m (2025) · annual accounts 2019
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0417045857
Amendment of the articles
Gazette deed
1 director appointed, 3 resignations
Resignations: Axel De Bisscop, Gregory De Bisscop and Bis Beheer · Appointment: DVLP (managing director) · Permanent representative: Gregory De Bisscop · General meeting of 01-10-2019 · Gazette deed
First establishment
Kustlaan 259, Knokke-Heist
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| Immo Bis Knokke-Heist | €1.6m | €705,248 | 29.9% | 1.6 |
| COMPTOIR FONCIER Huy | €1.4m | €694,184 | 94.5% | 2 |
| SCHELDIMMO Merelbeke-Melle | €1.9m | €544,323 | 21.2% | 2 |
| NORANNE Kuurne | €1.7m | €555,047 | 82.8% | 1 |
| IMMO ALBATROS De Panne | €1.9m | €610,740 | 28.2% | 3.1 |
| Agence Verburgh Blankenberge | €1.8m | €598,851 | 59.5% | 3.6 |
| Mintjens Vastgoed Experten Malle | €2.4m | €957,573 | 49.5% | 2.3 |
These companies have the same main activity as Immo Bis: real estate agency activities (NACE 68310). They are comparable in size and age: total assets between €1.4m and €2.4m, founded between 1967 and 1992.
Official details
Source: KBO- Status
- Active since 18-12-1976Normal situation
- Activity
- Real estate agency activitiesNACE 68310
- Establishment unit
- 2.229.003.5808300 Knokke-Heist, since 18-12-1976
- Financial year end
- 31 December
- Peppol
- Reachable since 05-10-2025
Annual accounts 2025
- ≈ €1.7mestimated
- €1.6m▲ 16.5%
- Employeeson 31-12-2025
- 2=
- Filing
- Filed on 23-07-2026, 8 days before the end of the filing period
Insights on Immo Bis
Immo Bis has existed since 1976. The gross margin fell from €2.3m in 2021 to €727,063 in 2022.
BIS GROUP holds all the shares.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about Immo Bis
- What is the company number of Immo Bis?
- The company number of Immo Bis is 0417.045.857. The VAT number is the same number with BE in front: BE 0417.045.857.
- Where is Immo Bis based?
- The registered office is at Kustlaan 259, 8300 Knokke-Heist.Company details
- What does Immo Bis do?
- According to the KBO register, the main activity is real estate agency activities (NACE 68310).
- What is the legal form of Immo Bis?
- Immo Bis is a public limited company (NV).
- When was Immo Bis founded?
- Immo Bis was founded on 18-12-1976.
- Is Immo Bis still active?
- Yes, Immo Bis is an active enterprise in the KBO register.
- How many employees does Immo Bis have?
- Immo Bis had an average of 1.6 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- What is the turnover of Immo Bis?
- The turnover in financial year 2025 is ≈ €1.7m. This figure is estimated from the gross margin of €705,248 and 30 comparable companies (NACE 683). It probably lies between €1.2m and €2.2m.
- Is Immo Bis profitable?
- In financial year 2025, Immo Bis made a profit of €281,166.
- Where can I find the annual accounts of Immo Bis?
- Immo Bis filed 49 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of Immo Bis due?
- Immo Bis must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check See which support similar companies received that this one did not.Subsidies See the other companies in the same group.BIS GROUP · 10 companies
See how customers, suppliers and banks see your own company and what to improve first.