Equity
€69,123 ▲ 65.3%
C. Van der Gucht has made a profit without a break since 2022.
C. Van der Gucht
Lifetime
20 annual accounts with figures on one time axis, 48 filings since 1978peak €584,385 (2012)
€221,057▲ 7.7%
lowest -€26,060 (2019)
€30,310▲ 150%
peak €82,354 (2006)
€69,123▲ 65.3%
€34,382▼ 15.7%
peak 5.5 FTE (2010)
-not published
Board1 name since 2021
1 directorNico Van der Gucht
Documentsfilings and deeds
28-08-202628 days late
2025micro format
Gross margin from €86,404 to €109,524Result from €12,134 to €30,310Equity from €41,813 to €69,123Debts from €40,772 to €34,382Investments €24,563Cash from €4,182 to €10,049
Key points
from the 2025 annual accountsInvestments
€24,563 21.7 × depreciation
Green is investment, beige is depreciation. Machinery stands 249.0% higher than in 2024.
Staff
1.5 FTE from 5.5 in 2010
Between 2010 and 2025, 73% of the full-time equivalents disappeared.
Payment terms
40 days to suppliers
C. Van der Gucht pays its suppliers 5 days earlier than in 2024. Customers pay 32 days earlier.
Liquidity
1.98 was 1.32 in 2024
Short-term debts fell from €25,436 to €15,631.
Filings
48 annual accounts since 1978
Six of the last ten came late. The 2019 accounts came latest: 54 days after the end of the period.
Checked score
70
Healthy
Financially stronger than 72% of micro companies in construction of buildings (NACE 41)
Probability in this band: 0.55% to 1.5%
Bankruptcy probability within 12 months
0.7% Low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 1.5% across 13,458 companies (NACE 41, micro).
About 7 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 1.1%
01-2025: 1.1%● unchanged vs 12-2024
02-2025: 1.1%● unchanged vs 01-2025
03-2025: 1.2%▲ +0.1 percentage points vs 02-2025
04-2025: 1.2%● unchanged vs 03-2025
05-2025: 1.2%● unchanged vs 04-2025
06-2025: 1.2%● unchanged vs 05-2025
07-2025: 1.6%▲ +0.4 percentage points vs 06-2025
08-2025: 2.3%▲ +0.7 percentage points vs 07-2025
09-2025: 2.8%▲ +0.5 percentage points vs 08-2025highest value
10-2025: 1.7%▼ -1.1 percentage points vs 09-2025
11-2025: 1.7%● unchanged vs 10-2025
12-2025: 1.7%● unchanged vs 11-2025
01-2026: 1.7%● unchanged vs 12-2025
02-2026: 1.7%● unchanged vs 01-2026
03-2026: 1.8%▲ +0.1 percentage points vs 02-2026
04-2026: 1.8%● unchanged vs 03-2026
05-2026: 1.8%● unchanged vs 04-2026
06-2026: 1.8%● unchanged vs 05-2026
07-2026: 1.9%▲ +0.1 percentage points vs 06-2026
08-2026: 2.6%▲ +0.7 percentage points vs 07-2026
09-2026: 0.7%▼ -1.9 percentage points vs 08-2026lowest value
10-2026: 0.7%● unchanged vs 09-2026lowest value
11-2026: 0.7%● unchanged vs 10-2026lowest value
Financial strengthStrong
Score breakdown
raises risk
Sector: Construction of residential and non-residential buildings (NACE 41)
Size: turnover €221,057, total assets €103,505
Last filed accounts filed 28 days late; 1 of the last 3 accounts late
lowers risk
Founded in 1974
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro). It does better than 76% of them on solvency, 64% on liquidity, 77% on profitability and 70% on growth.
The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 31,368 companies had the same profile as C. Van der Gucht has now. Each dot stands for 79 companies, two years later.
93.5%
were still trading
5.9%
stopped another way
0.5%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of C. Van der Gucht itself is higher: 0.7% within 12 months. It rests on far more data about C. Van der Gucht than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 31,368 companies, not a prediction for C. Van der Gucht. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €4,500 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 1.98 (1.32 in 2024), above the usual 1.5. Short-term debt is 15.1% and cash 9.7% of total assets. 33.2% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises risk
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €69,123
raises risk · 2025 accounts filed 28 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filingsDeviation from the deadline
2025
28 days late
2024
53 days late
2023
30 days late
2022
24 days late
2021
1 day early
2020
2 days early
2019
54 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 27 days after the deadline. In the sector (NACE 41), the median for financial year 2024 was on the deadline day, and 46% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 28 August (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
09-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0414309665
Legal-form change · Resignations & appointments
Change of role: Nico Van der Gucht, from manager to director · Legal-form conversion: from private limited company (pre-2019) to private limited company · Director discharge: Nico Van der Gucht · General meeting of 02-02-2023 · Gazette deed
First establishment
Heistraat 91 A, Antwerp
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| C. Van der Gucht Antwerp | €103,505 | €109,524 | 66.8% | - |
| d'ARRAS d'HAUDRECY Entreprises Daverdisse | €94,904 | €84,857 | 2.7% | - |
| ANTWERPSE BOUW- EN GRONDENMAATSCHAPPIJ Antwerp | €101,329 | €62,870 | 63.4% | 2 |
| CORLUY Antwerp | €139,974 | €83,876 | 85.1% | - |
| BOUWWERKEN JACOBS EN LOIX Alken | €113,999 | €81,739 | 20.2% | - |
| Toiture Sculier Alex Erquelinnes | €119,887 | €81,349 | 79.4% | - |
| TIMMERWERK Sint-Niklaas | €79,394 | €92,395 | 46.5% | - |
These companies have the same main activity as C. Van der Gucht: general construction of residential buildings (NACE 41001). They are comparable in size and age: total assets between €79,400 and €140,000, founded between 1973 and 1985.
Official details
Source: KBO- Status
- Active since 05-06-1974Normal situation
- Activity
- General construction of residential buildingsNACE 41001
- Establishment unit
- 2.009.942.9382610 Antwerp, since 01-06-1974
- Financial year end
- 31 December
- Peppol
- Reachable since 15-01-2026
Insights on C. Van der Gucht
C. Van der Gucht has existed since 1974. Turnover fell from €404,808 in 2006 to €221,057 in 2025.
Solvency rose in 2025 from 50.6% to 66.8% because of the retained profit and lower debts.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about C. Van der Gucht
- What is the company number of C. Van der Gucht?
- The company number of C. Van der Gucht is 0414.309.665. The VAT number is the same number with BE in front: BE 0414.309.665.
- Where is C. Van der Gucht based?
- The registered office is at Heistraat 91a, 2610 Antwerp.Company details
- What does C. Van der Gucht do?
- According to the KBO register, the main activity is general construction of residential buildings (NACE 41001).
- What is the legal form of C. Van der Gucht?
- C. Van der Gucht is a private limited company (BV).
- When was C. Van der Gucht founded?
- C. Van der Gucht was founded on 05-06-1974.
- Is C. Van der Gucht still active?
- Yes, C. Van der Gucht is an active enterprise in the KBO register.
- How many employees does C. Van der Gucht have?
- C. Van der Gucht had an average of 1.5 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- What is the turnover of C. Van der Gucht?
- The turnover of C. Van der Gucht was €221,057 in financial year 2025, according to the filed annual accounts.
- Is C. Van der Gucht profitable?
- In financial year 2025, C. Van der Gucht made a profit of €30,310.
- Where can I find the annual accounts of C. Van der Gucht?
- C. Van der Gucht filed 48 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of C. Van der Gucht due?
- C. Van der Gucht must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can trust this company with building work.Contractor check Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check Compare this company with its sector.Sector benchmark
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