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Checked Barometer

The Checked Barometer counts the bankruptcies, incorporations, reorganisations and dissolutions every month, by region and by sector. Every edition can be cited and stays frozen from the day it appears.

1,149 bankruptcies in October 2026265,508 bankruptcies since June 199734 editions since January 2024 14-11-2026 updated

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A second series, the rolling year and the bankruptcies since 1998 are in Trends.

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Checked Barometer

Edition of July 2026

compiled on 05-11-2026, after the regular publication date (06-08-2026) · 913 bankruptcies and 15,062 incorporations
Bankruptcies 913 -3.4% against July 2025 12,254 over twelve monthsIncorporations 15,062 +12% against July 2025 151,728 over twelve monthsJudicial reorganisations 76 +17% against July 2025 665 over twelve monthsJudicial dissolutions 394 +28% against July 2025 4,842 over twelve months

Figures by region

AreaBankruptciesIncorporationsReorganisationsDissolutions
Flanders470-8%7,233+9.2%25+127%49-51%
Wallonia2160%4,542+38%32+3.2%185+58%
Brussels227+4.6%2,630+14%19-17%160+80%
No known area0657-45%00-100%
Belgium913-3.4%15,062+12%76+17%394+28%

A bankruptcy counts in the region of its court. The Brussels courts also serve Halle-Vilvoorde, which therefore counts with Brussels. An incorporation counts in the region of the registered office, for a sole trader in that of the first establishment.

Bankruptcies by sector

  1. Wholesale and retail trade ≥ 137115
  2. Construction ≥ 129141
  3. Accommodation and food service ≥ 12783
  4. Administrative and support services ≥ 5535
  5. Professional and technical services ≥ 5341
  6. Transport and storage ≥ 5030
  7. Other services ≥ 4424
  8. Manufacturing ≥ 3339
  9. Real estate ≥ 2416
  10. Telecoms and IT ≥ 2111
Show 8 more
  1. Arts, sports and recreation ≥ 1011
  2. Finance and insurance ≥ 86
  3. Health and social work ≥ 52
  4. Agriculture, forestry and fishing ≥ 34
  5. Publishing and media ≥ 31
  6. Water and waste ≥ 21
  7. Education ≥ 22
  8. Energy ≥ 10

In grey: July 2025. The sector is known for 77% of the cases of July 2026 (206 without a sector). No change per sector is therefore computed.

Notable sectors

For bankruptcies, the sector is known for 77% of this month's cases, against 59% in July 2025. A comparison per sector would therefore not be meaningful.

For incorporations, the sector is known for 77% of this month's cases, against 75% in July 2025. A comparison per sector would therefore not be meaningful.

Incorporations by sector

  1. Professional and technical services ≥ 1,9291,846
  2. Construction ≥ 1,3511,307
  3. Wholesale and retail trade ≥ 1,3401,064
  4. Administrative and support services ≥ 1,256925
  5. Other services ≥ 1,210971
  6. Telecoms and IT ≥ 664446
  7. Accommodation and food service ≥ 593560
  8. Health and social work ≥ 581606
Show 14 more
  1. Transport and storage ≥ 573334
  2. Manufacturing ≥ 452415
  3. Arts, sports and recreation ≥ 440472
  4. Education ≥ 405376
  5. Real estate ≥ 271277
  6. Agriculture, forestry and fishing ≥ 210178
  7. Publishing and media ≥ 203108
  8. Finance and insurance ≥ 106123
  9. Households ≥ 4948
  10. Water and waste ≥ 1913
  11. Energy ≥ 1524
  12. Public administration ≥ 23
  13. Mining and quarrying ≥ 11
  14. Extraterritorial organisations ≥ 01

In grey: July 2025. The sector is known for 77% of the cases of July 2026 (3,392 without a sector). No change per sector is therefore computed.

Insights from July 2026

  • In July 2026, the Belgian Official Gazette published 913 bankruptcies, 3.4% fewer than in July 2025.

  • In July 2026, 15,062 companies were incorporated, 12% more than in July 2025.

  • In July 2026, the Belgian Official Gazette published 76 judicial reorganisations, 17% more than in July 2025.

  • In July 2026, the Belgian Official Gazette published 394 judicial dissolutions, 28% more than in July 2025.

11 more sentences
  • That is 17% fewer than in June 2026 (1,097).

  • Over the twelve months from August 2025 to July 2026 there were 12,254, 5.4% more than the twelve months before.

  • In July 2026 there were 470 bankruptcies in Flanders, 216 in Wallonia and 227 in Brussels and Halle-Vilvoorde.

  • July 2026: 913 bankruptcies, the fewest in any July since 2023.

  • That is 60% more than in June 2026 (9,398).

  • Over the twelve months from August 2025 to July 2026 there were 151,728, 19% more than the twelve months before.

  • That is 33% more than in June 2026 (57).

  • Over the twelve months from August 2025 to July 2026 there were 665, 26% more than the twelve months before.

  • That is the highest monthly figure since July 2023.

  • That is 33% fewer than in June 2026 (588).

  • Over the twelve months from August 2025 to July 2026 there were 4,842, 5.6% fewer than the twelve months before.

Citation

Checked.be, Checked Barometer July 2026 (edition of 5 November 2026), https://checked.be/en/barometer/2026-07
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Next steps
Method and sources
  • An edition appears on the 6th of the next month, so the last days of the month are processed. After that the figures are fixed. Data that arrives later is listed under Revisions.
  • Incorporations: companies per month of their start date in the KBO register, sole traders included.
  • Companies still appear in the KBO weeks after their start date. A month's incorporations are therefore complete only two months after that month ends. Until then they carry no comparison.
  • Bankruptcies, judicial reorganisations (opening) and judicial dissolutions count in the month of their publication in the Belgian Official Gazette, not in that of the judgment.
  • In July and August, the judicial recess, the courts sit little. The three court figures are therefore not compared with either of those months, only with the same month a year earlier.
  • The sector is the company's main activity (NACE 2025) in the KBO. The sign "≥" before a figure means that the sector of part of the cases is unknown. A comparison per sector is made only when the sector is equally well known in both months.
  • The figure per 10,000 active companies sets the month's figure against the sector's active companies shortly after that month.

Every month since 2019 in the trends explorer

Definitions

All figures cover the same twelve months, November 2025 to October 2026, and were counted on 14 November 2026. The same definitions apply on every Checked market page.

Incorporations in 12 months
153,469
Enterprises with a KBO start date in those twelve months, sole traders included, even if they have stopped since.
Bankruptcies in 12 months
12,147
Declared bankruptcies the Belgian Official Gazette published in those twelve months, including those of natural persons without an enterprise number.
Active companies
1,976,894
Enterprises active in the KBO on 14 November 2026, sole traders included.

On this page

An edition's figures are fixed on the day it appears, so a quotation stays right. The edition of July 2026 has been fixed since 5 November 2026. The difference with today's count over the same twelve months is registrations and judgments that came in later.

Incorporations in 12 months
In the edition151,728
came in or were struck off later, net+27
Counted today151,755
Bankruptcies in 12 months
In the edition12,254
came in or were struck off later, net0
Counted today12,254