ZINTALITY
Jaarrekening 2026
microschema, neergelegd op 08-06-2026, 145 dagen voor het einde van de termijn€ 444
▼ 94,0%
-€ 550
▼ € 7.174
-
-
28,0%
▼ 16,1 procentpunt
1,39
▼ 0,37
Geldstromen
geen detail voor 2026Balans
balanstotaal € 14.862 op 31-03-2026Wat de onderneming bezitHoe dat betaald is
in euro
in euro
Personeel
Personeelskosten gedeeld door het gemiddeld aantal voltijdse equivalenten.
mensen in dienst
mensen uit dienst
Neergelegde jaarrekeningen
zoals ingediend bij de Nationale Bank, klik op een jaar om het te kiezen| Post | Verloop | 2026 | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2011 | 2010 | 2009 | 2008 | 2007 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Balans: activa | ||||||||||||||||||||
20/58 |
14.862 | 13.082 | 13.493 | 35.724 | 63.481 | 89.368 | 82.964 | 124.297 | 170.869 | 151.449 | 140.608 | 109.337 | 117.812 | 248.037 | 204.050 | 225.023 | 187.392 | 240.741 | 273.802 | |
21/28 |
- | 248 | 248 | 248 | 2.840 | 7.257 | 13.498 | 15.874 | 6.292 | 3.224 | 4.039 | 4.730 | 22.877 | 17.532 | 51.517 | 59.167 | 77.252 | 85.077 | 87.142 | |
22/27 |
- | - | - | - | 2.592 | 7.009 | 13.250 | 15.626 | 6.044 | 2.976 | 3.791 | 4.482 | 22.629 | 17.284 | 51.269 | 58.919 | 77.004 | 84.829 | 86.895 | |
22 |
- | - | - | - | - | - | - | - | - | - | - | - | - | - | 43.332 | 47.100 | 50.868 | 54.636 | 58.404 | |
23 |
- | - | - | - | - | 85 | 427 | 1.058 | 6.044 | 2.680 | 2.865 | 457 | 639 | 2.261 | 4.777 | 11.819 | 20.443 | 22.454 | 28.491 | |
24 |
- | - | - | - | 2.592 | 6.000 | 10.975 | 14.568 | - | 296 | 926 | 4.025 | 12.575 | 1.963 | 3.160 | - | 5.694 | 7.739 | - | |
26 |
- | - | - | - | - | 924 | 1.848 | - | - | - | - | - | - | - | - | - | - | - | - | |
28 |
- | 248 | 248 | 248 | 248 | 248 | 248 | 248 | 248 | 248 | 248 | 248 | 248 | 248 | 248 | 248 | 248 | 248 | 248 | |
29/58 |
14.862 | 12.834 | 13.245 | 35.477 | 60.640 | 82.111 | 69.466 | 108.423 | 164.577 | 148.226 | 136.569 | 104.608 | 94.935 | 230.505 | 152.534 | 165.856 | 110.140 | 155.665 | 186.660 | |
40/41 |
13.845 | 4.957 | 6.837 | 4.870 | 26.262 | 27.025 | 5.177 | 42.450 | 57.786 | 39.630 | 35.678 | 12.100 | 22.819 | 203.517 | 75.017 | 79.238 | 58.418 | 93.462 | 106.442 | |
40 |
5.801 | 2.954 | 6.837 | 4.870 | 26.262 | 27.025 | 4.809 | 35.531 | 53.288 | 35.451 | 31.667 | 11.625 | 22.795 | 18.858 | 71.511 | 76.528 | 58.292 | 77.195 | 95.037 | |
41 |
8.044 | 2.003 | - | - | - | - | 368 | 6.919 | 4.498 | 4.179 | 4.011 | 475 | 25 | 184.659 | 3.506 | 2.710 | 126 | 16.267 | 11.404 | |
50/53 |
- | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 65.000 | |
54/58 |
321 | 7.191 | 4.771 | 30.319 | 34.102 | 53.272 | 62.907 | 65.973 | 104.605 | 106.586 | 91.455 | 90.585 | 55.458 | 26.988 | 70.298 | 86.618 | 44.504 | 54.984 | 8.357 | |
490/1 |
696 | 686 | 1.638 | 288 | 277 | 1.814 | 1.381 | - | 2.186 | 2.009 | 9.436 | 1.923 | 16.658 | - | 7.219 | - | 7.219 | 7.219 | 6.861 | |
| Balans: passiva | ||||||||||||||||||||
10/49 |
14.862 | 13.082 | 13.493 | 35.724 | 63.481 | 89.368 | 82.964 | 124.297 | 170.869 | 151.449 | 140.608 | 109.337 | 117.812 | 248.037 | 204.050 | 225.023 | 187.392 | 240.741 | 273.802 | |
10/15 |
4.167 | 5.769 | 476 | 20.508 | 37.771 | 36.035 | 30.158 | 123.037 | 142.705 | 139.826 | 128.609 | 101.559 | 85.819 | 81.878 | 120.275 | 117.632 | 73.854 | 142.208 | 133.750 | |
10/11 |
18.550 | 18.550 | 18.550 | 18.550 | 18.550 | 18.550 | - | 61.973 | 61.973 | 61.973 | 61.973 | 61.973 | 61.973 | 61.973 | 61.973 | 61.973 | 61.973 | 61.973 | 61.973 | |
100 |
- | - | - | - | - | - | - | 61.973 | 61.973 | 61.973 | 61.973 | 61.973 | 61.973 | 61.973 | 61.973 | 61.973 | 61.973 | 61.973 | 61.973 | |
11 |
- | - | - | - | - | - | 18.550 | - | - | - | - | - | - | - | - | - | - | - | - | |
1100/10 |
- | - | - | - | - | - | 18.550 | - | - | - | - | - | - | - | - | - | - | - | - | |
13 |
46.997 | 46.997 | 46.997 | 46.997 | 46.997 | 46.997 | 46.997 | 80.732 | 80.732 | 77.852 | 66.636 | 39.586 | 23.845 | 6.197 | 24.947 | 24.947 | 24.947 | 24.947 | 24.947 | |
130/1 |
- | 6.197 | 6.197 | 6.197 | 6.197 | 6.197 | - | - | - | - | - | - | - | - | - | - | - | - | - | |
130 |
- | - | - | - | - | - | 6.197 | 6.197 | 6.197 | 6.197 | 6.197 | 6.197 | 6.197 | 6.197 | 6.197 | 6.197 | 6.197 | 6.197 | 6.197 | |
1311 |
- | 6.197 | 6.197 | 6.197 | 6.197 | 6.197 | - | - | - | - | - | - | - | - | - | - | - | - | - | |
132 |
- | - | - | - | - | - | - | - | - | - | - | - | - | - | 18.750 | 18.750 | 18.750 | 18.750 | 18.750 | |
133 |
46.997 | 40.800 | 40.800 | 40.800 | 40.800 | 40.800 | 40.800 | 74.534 | 74.534 | 71.655 | 60.439 | 33.389 | 17.648 | - | - | - | - | - | - | |
14 |
-61.381 | -59.778 | -65.072 | -45.039 | -27.776 | -29.513 | -35.390 | -19.668 | - | - | - | - | - | 13.707 | 33.355 | 30.712 | -13.066 | 55.287 | 46.830 | |
17/49 |
10.695 | 7.312 | 13.017 | 15.217 | 25.710 | 53.334 | 52.806 | 1.260 | 28.164 | 11.624 | 11.998 | 7.778 | 31.993 | 166.159 | 83.775 | 107.390 | 113.538 | 98.533 | 140.052 | |
17 |
- | - | - | - | - | - | - | - | - | - | - | - | 8.079 | 11.225 | - | - | - | - | 6.724 | |
170/4 |
- | - | - | - | - | - | - | - | - | - | - | - | 8.079 | 11.225 | - | - | - | - | 6.724 | |
42/48 |
10.695 | 7.312 | 13.017 | 15.217 | 25.710 | 53.334 | 52.406 | 860 | 26.312 | 8.518 | 10.134 | 6.324 | 18.479 | 150.946 | 79.999 | 102.255 | 111.823 | 96.818 | 130.624 | |
42 |
- | - | - | - | - | - | - | - | - | - | - | - | 3.401 | 12.580 | - | - | - | 6.798 | 8.791 | |
43 |
1.707 | - | 537 | - | - | - | - | - | - | - | - | 1.458 | 2.140 | 40.000 | - | - | - | - | - | |
430/8 |
1.707 | - | 537 | - | - | - | - | - | - | - | - | 1.458 | 2.140 | 40.000 | - | - | - | - | - | |
44 |
5.855 | 3.272 | 7.460 | 4.481 | 1.256 | 11.186 | 4.442 | 550 | 5.566 | 1.476 | 5.416 | 483 | 0 | 16.547 | 27.364 | 8.566 | 44.343 | 20.022 | 32.606 | |
440/4 |
5.855 | 3.272 | 7.460 | 4.481 | 1.256 | 11.186 | 4.442 | 550 | 5.566 | 1.476 | 5.416 | 483 | 0 | 16.547 | 27.364 | 8.566 | 44.343 | 20.022 | 32.606 | |
46 |
- | - | - | - | - | - | 284 | - | - | - | - | - | - | - | - | - | - | - | - | |
45 |
3.133 | 4.041 | 588 | 1.114 | 3.294 | 5.271 | 2.839 | 309 | 15.554 | 3.032 | 5 | 41 | 4.207 | 25.763 | 17.933 | 18.599 | 18.541 | 38.552 | 41.069 | |
450/3 |
3.133 | 4.041 | 588 | 1.114 | 3.294 | 5.271 | 2.839 | 309 | 15.554 | 3.032 | 5 | 41 | 4.207 | 12.547 | 1.728 | 6.994 | 3.519 | - | 15.356 | |
454/9 |
- | - | - | - | - | - | - | - | - | - | - | - | - | 13.217 | 16.205 | 11.604 | 15.022 | 38.552 | 25.713 | |
47/48 |
- | - | 4.433 | 9.622 | 21.159 | 36.876 | 44.842 | - | 5.192 | 4.010 | 4.713 | 4.343 | 8.731 | 56.055 | 34.702 | 75.091 | 48.940 | 31.446 | 48.157 | |
492/3 |
- | - | - | - | - | - | 400 | 400 | 1.852 | 3.105 | 1.865 | 1.454 | 5.435 | 3.988 | 3.776 | 5.135 | 1.715 | 1.715 | 2.704 | |
| Resultatenrekening | ||||||||||||||||||||
70 |
- | - | - | - | - | - | - | 90.549 | - | - | - | - | - | - | - | - | - | 584.472 | 531.314 | |
76A |
165 | - | 6.939 | - | - | 1.991 | - | 1.343 | - | - | - | 2.545 | - | 141.458 | - | 1.765 | 699 | - | - | |
9900 |
444 | 7.358 | -17.593 | -12.915 | 8.531 | 14.230 | -5.449 | -11.836 | 11.052 | 22.872 | 50.887 | 25.853 | 62.985 | 293.504 | 178.489 | 182.622 | 171.598 | 271.734 | 285.895 | |
60/61 |
- | - | - | - | - | - | - | 108.505 | - | - | - | - | - | - | - | - | - | 317.782 | 253.320 | |
62 |
- | - | - | - | - | - | - | - | - | - | - | - | 40.003 | 441.512 | 147.146 | 106.692 | 217.157 | 236.150 | 164.790 | |
630 |
- | - | - | 2.592 | 4.417 | 6.241 | 7.046 | 4.532 | 2.920 | 2.711 | 4.742 | 4.102 | 9.583 | 14.753 | 17.231 | 14.493 | 17.881 | 15.283 | 17.138 | |
631/4 |
- | - | - | - | - | - | - | - | - | - | - | - | - | - | -10.883 | - | - | - | 10.883 | |
635/8 |
- | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | -21.000 | |
640/8 |
994 | 735 | 1.158 | 635 | 1.167 | 1.425 | 1.747 | 1.547 | 1.443 | 2.569 | 1.353 | 1.701 | 2.018 | 6.736 | 16.441 | 8.584 | 3.433 | 3.203 | 3.189 | |
66A |
- | - | - | - | - | - | 547 | 595 | - | - | - | - | 270 | - | - | - | - | - | - | |
9901 |
-550 | 6.623 | -18.751 | -16.142 | 2.947 | 6.564 | -14.790 | -18.508 | 6.689 | 17.592 | 44.792 | 20.051 | 11.380 | -169.497 | 8.554 | 52.854 | -66.874 | 17.098 | 110.895 | |
75/76B |
541 | 64 | 127 | 11 | 1 | 244 | 60 | 125 | 113 | 133 | 476 | 415 | 205 | 585 | 683 | 385 | 841 | 2.475 | 660 | |
75 |
541 | 64 | 127 | 11 | 1 | 244 | 60 | 125 | 113 | 133 | 476 | 415 | 205 | 585 | 683 | 385 | 841 | 2.475 | 660 | |
65/66B |
1.476 | 1.277 | 1.254 | 1.033 | 921 | 598 | 650 | 595 | 904 | 682 | 1.453 | 1.187 | 3.859 | 9.164 | 4.849 | 9.063 | 3.020 | 3.747 | 4.234 | |
65 |
1.476 | 1.277 | 1.254 | 1.033 | 921 | 598 | 650 | 595 | 904 | 682 | 1.453 | 1.187 | 3.859 | 9.164 | 4.849 | 9.063 | 3.020 | 3.747 | 4.234 | |
9903 |
-1.485 | 5.410 | -19.879 | -17.164 | 2.027 | 6.210 | -15.381 | -18.978 | 5.898 | 17.043 | 43.814 | 21.824 | 7.457 | -36.619 | 4.388 | 45.941 | -68.354 | 15.826 | 107.321 | |
67/77 |
117 | 116 | 154 | 99 | 291 | 333 | 341 | 331 | 3.019 | 5.827 | 16.764 | 6.083 | 3.516 | 1.779 | 1.745 | 2.163 | -1 | 7.368 | 30.621 | |
9904 |
-1.603 | 5.294 | -20.032 | -17.263 | 1.736 | 5.877 | -15.722 | -19.309 | 2.879 | 11.216 | 27.050 | 15.741 | 3.941 | -38.398 | 2.643 | 43.778 | -68.353 | 8.458 | 76.700 | |
789 |
- | - | - | - | - | - | - | - | - | - | - | - | - | 18.750 | - | - | - | - | - | |
689 |
- | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 18.750 | |
9905 |
-1.603 | 5.294 | -20.032 | -17.263 | 1.736 | 5.877 | -15.722 | -19.309 | 2.879 | 11.216 | 27.050 | 15.741 | 3.941 | -19.648 | 2.643 | 43.778 | -68.353 | 8.458 | 57.950 | |
| Resultaatverwerking | ||||||||||||||||||||
9906 |
-61.381 | -59.778 | -65.072 | -45.039 | -27.776 | -29.513 | -35.390 | -19.668 | 2.879 | 11.216 | 27.050 | 15.741 | 17.648 | 13.707 | 33.355 | 30.712 | -13.066 | 55.287 | 46.830 | |
14P |
-59.778 | -65.072 | -45.039 | -27.776 | -29.513 | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |
791/2 |
- | - | - | - | - | - | 33.734 | - | - | - | - | - | - | - | - | - | - | - | - | |
691/2 |
- | - | - | - | - | - | - | - | 2.879 | 11.216 | 27.050 | 15.741 | 17.648 | - | - | - | - | - | - | |
6921 |
- | - | - | - | - | - | - | - | 2.879 | 11.216 | 27.050 | 15.741 | 17.648 | - | - | - | - | - | - | |
694/7 |
- | - | - | - | - | - | 33.734 | - | - | - | - | - | - | - | - | - | - | - | - | |
694 |
- | - | - | - | - | - | 33.734 | - | - | - | - | - | - | - | - | - | - | - | - | |
| Sociale balans | ||||||||||||||||||||
9087 |
- | - | - | - | - | - | - | - | - | - | - | - | 0,8 | 4,4 | 2,5 | 2 | 4,6 | 4,7 | 3,4 | |
Gepresteerde uren1013 |
- | - | - | - | - | - | - | - | - | - | - | - | 1.248 | 13.476 | 4.502 | 3.321 | 7.993 | 7.923 | 5.709 | |
| Document | ||||||||||||||||||||
De jaarrekeningen van 15 oudere boekjaren (1991-2006) zijn neergelegd als document zonder cijfergegevens, bijvoorbeeld als scan.
De toelichting bij deze jaarrekening telt 5 rubrieken, onder meer de staat van de activa en schulden, de uitsplitsing van de kosten en de rechten en verplichtingen. U vindt ze in de neergelegde jaarrekening (PDF).
Bron: Jaarrekening 2026 (PDF), neergelegd op 08-06-2026.
Neerleggingen
elke stip is een jaarrekening, op de dag dat ze bij de Nationale Bank binnenkwam| Boekjaar | Type | Neerlegging | Referentie | Document |
|---|---|---|---|---|
| 31-03-2026 | microschema | 08-06-2026 | 2026-00143709 | |
| 31-03-2025 | microschema | 30-10-2025 | 2025-00558537 | |
| 31-03-2024 | microschema | 19-11-2024 | 2024-00602133 | |
| 31-03-2023 | microschema | 31-10-2023 | 2023-00505987 | |
| 31-03-2022 | microschema | 30-09-2022 | 2022-20446303 | |
| 31-03-2021 | microschema | 30-09-2021 | 2021-70200086 | |
| 31-03-2020 | microschema | 30-10-2020 | 2020-65800206 | |
| 31-03-2019 | microschema | 11-10-2019 | 2019-69700525 | |
| 31-03-2018 | microschema | 29-10-2018 | 2018-70500081 | |
| 31-03-2017 | microschema | 24-10-2017 | 2017-67600583 | |
| 31-03-2016 | verkort schema | 20-10-2016 | 2016-65900534 | |
| 31-03-2015 | verkort schema | 24-09-2015 | 2015-59900177 | |
| 31-03-2014 | verkort schema | 29-09-2014 | 2014-61200295 | |
| 31-03-2013 | verkort schema | 14-11-2013 | 2013-65900162 | |
| 30-06-2011 | verkort schema | 13-12-2011 | 2011-63300589 | |
| 30-06-2010 | verkort schema | 16-12-2010 | 2010-63100262 | |
| 30-06-2009 | verkort schema | 17-12-2009 | 2009-88900317 | |
| 30-06-2008 | verkort schema | 19-12-2008 | 2008-85700027 | |
| 30-06-2007 | verkort schema | 13-12-2007 | 2007-82800320 | |
| 30-06-2006 | verkort schema | 15-12-2006 | 2006-91000015 | |
| 30-06-2005 | verkort schema | 16-12-2005 | 2005-89605222 | |
| 30-06-2004 | verkort schema | 16-12-2004 | 2004-85605257 | |
| 30-06-2003 | verkort schema | 22-12-2003 | 2003-84605256 | |
| 30-06-2002 | verkort schema | 31-12-2002 | 2002-79805003 | |
| 30-06-2001 | verkort schema | 02-01-2002 | 2002-00200941 | |
| 30-06-2000 | verkort schema | 21-12-2000 | 2000-77002072 | |
| 30-06-1999 | verkort schema | 14-01-2000 | 2000-01205118 | |
| 31-12-1997 | verkort schema | 17-07-1998 | 1998-34003084 | |
| 31-12-1996 | verkort schema | 24-07-1997 | 1997-33103881 | |
| 31-12-1995 | verkort schema | 24-07-1996 | 1996-36104128 | |
| 31-12-1994 | verkort schema | 18-07-1995 | 1995-40405169 | |
| 31-12-1993 | verkort schema | 20-07-1994 | 1994-31602603 | |
| 31-12-1992 | verkort schema | 23-07-1993 | 1993-28303501 | |
| 31-12-1991 | verkort schema | 17-07-1992 | 1992-23001778 |
Subsidies en steun
Vlaamse overheid 2022 tot 2025, 4 vermeldingen, € 1.467 toegekend, € 1.467 uitbetaald
| Jaar | Vermeldingen | Toegekend | Uitbetaald |
|---|---|---|---|
| 2025 | 1 | € 660 | € 1.410 |
| 2024 | 1 | € 750 | € 0 |
| 2023 | 1 | € 0 | € 57 |
| 2022 | 1 | € 57 | € 0 |
Kerncijfers en ratio's
per boekjaar, berekend uit de jaarrekening| Post | Verloop | 2026 | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2011 | 2010 | 2009 | 2008 | 2007 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| - | - | - | -13.549 | 7.364 | 12.805 | -7.744 | -13.977 | 9.609 | 20.303 | 49.534 | 24.152 | 20.964 | -154.744 | 25.785 | 67.347 | -48.992 | 32.381 | 128.033 | ||
| - | - | - | -14.670 | 6.153 | 12.118 | -8.676 | -14.777 | 5.799 | 13.927 | 31.792 | 19.842 | 13.524 | -23.645 | 19.874 | 58.271 | -50.472 | 23.741 | 93.837 | ||
| - | - | - | 0 | 0 | 0 | 5.218 | 14.709 | 5.988 | 1.896 | 4.051 | 6.128 | 18.998 | 24.410 | 9.581 | 1.881 | 10.057 | 13.217 | 35.766 | ||
| -6.870 | 2.421 | -25.549 | -3.783 | -19.171 | -9.635 | -3.065 | -38.632 | -1.982 | 15.132 | 870 | 35.127 | 28.470 | - | -16.320 | 42.114 | -10.480 | 46.627 | - | ||
| 4.167 | 5.522 | 228 | 20.260 | 34.931 | 28.777 | 17.060 | 107.563 | 138.265 | 139.707 | 126.435 | 98.284 | 76.456 | 79.559 | 72.535 | 63.601 | -1.683 | 58.846 | 56.036 | ||
| - | - | - | - | - | - | - | -20,4% | - | - | - | - | - | - | - | - | - | 2,9% | 20,9% | ||
| 28,0% | 44,1% | 3,5% | 57,4% | 59,5% | 40,3% | 36,4% | 99,0% | 83,5% | 92,3% | 91,5% | 92,9% | 72,8% | 33,0% | 58,9% | 52,3% | 39,4% | 59,1% | 48,8% | ||
| 1,39 | 1,76 | 1,02 | 2,33 | 2,36 | 1,54 | 1,33 | - | 6,25 | 17,40 | 13,48 | 16,54 | 5,14 | 1,53 | 1,91 | 1,62 | 0,98 | 1,61 | 1,43 | ||
| 2,57 | 1,27 | - | 0,74 | 0,68 | 1,48 | 1,75 | 0,01 | 0,20 | 0,08 | 0,09 | 0,08 | 0,37 | 2,03 | 0,70 | 0,91 | 1,54 | 0,69 | 1,05 | ||
| -38,5% | 91,8% | - | -84,2% | 4,6% | 16,3% | -52,1% | -15,7% | 2,0% | 8,0% | 21,0% | 15,5% | 4,6% | -46,9% | 2,2% | 37,2% | -92,6% | 5,9% | 57,3% | ||
| -10,8% | 40,5% | -148,5% | -48,3% | 2,7% | 6,6% | -19,0% | -15,5% | 1,7% | 7,4% | 19,2% | 14,4% | 3,3% | -15,5% | 1,3% | 19,5% | -36,5% | 3,5% | 28,0% | ||
| - | - | - | -13,12 | 8,00 | - | - | - | - | - | - | - | - | - | - | - | - | - | - | ||
| - | - | - | - | - | - | - | 143 dagen | - | - | - | - | - | - | - | - | - | 48 dagen | 65 dagen | ||
| - | - | - | - | - | - | - | 2 dagen | - | - | - | - | - | - | - | - | - | 23 dagen | 47 dagen |
Een Belgische jaarrekening bevat geen kasstroomtabel. De kasstroom is daarom een benadering, afgeleid uit de resultatenrekening. De investeringen zijn de aanschaffingen uit de toelichting, en waar die ontbreken de beweging van de balans.
Inzichten over ZINTALITY
Het bedrijfsresultaat van 2026 is een verlies van € 550, na een winst van € 6.623 in 2025.
Het aandeel van de schulden in het balanstotaal stijgt van 55,9% naar 72,0%. Het eigen vermogen is lager en de schuld is hoger.