RAM
Jaarrekening 2025
volledig schema, neergelegd op 07-06-2026, 54 dagen voor het einde van de termijn€ 165.904
▲ 19,7%
€ 86.434
▲ 37,6%
€ 97.262
▲ 25,9%
€ 97.802
▲ 27,7%
90,2%
▼ 1,0 procentpunt
7,88
▼ 0,59
Geldstromen
van elke € 100 omzet blijft in 2025 € 52,4 winst overBalans
balanstotaal € 745.922 op 31-12-2025Wat de onderneming bezitHoe dat betaald is
in euro
in euro
Positie in de sector
90,2%
Hoger dan 87% van 5.810 ondernemingen in 2025.
7,88
Hoger dan 85% van 5.561 ondernemingen in 2025.
11,7%
Hoger dan 90% van 5.784 ondernemingen in 2025.
RAM
Middelste helft van de sector
80% van de sector
Volledige jaarrekeningen in de sector onroerend goed (NACE 68)
Nettoresultaat: middelste helft · Eigen vermogen: middelste helft · Balanstotaal: laagste kwart · Werkkapitaal: middelste helft
Neergelegde jaarrekeningen
zoals ingediend bij de Nationale Bank, klik op een jaar om het te kiezen| Post | Verloop | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 | 2009 | 2008 | 2007 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Balans: activa | ||||||||||||||||||||
20/58 |
745.922 | 719.416 | 718.625 | 711.410 | 718.647 | 688.439 | 680.529 | 683.083 | 684.414 | 694.965 | 702.457 | 693.083 | 682.601 | 676.364 | 669.684 | 666.858 | 710.101 | 705.863 | 714.103 | |
21/28 |
167.106 | 177.934 | 192.384 | 213.109 | 235.147 | 177.535 | 213.260 | 270.618 | 332.067 | 385.080 | 306.488 | 296.246 | 295.953 | 343.744 | 394.441 | 349.984 | 399.663 | 449.796 | 455.992 | |
22/27 |
167.106 | 177.934 | 192.384 | 213.109 | 235.147 | 177.535 | 213.260 | 270.618 | 332.067 | 385.080 | 306.488 | 296.246 | 295.953 | 343.744 | 394.441 | 349.984 | 399.663 | 449.796 | 455.992 | |
22 |
165.687 | 174.860 | 185.433 | 204.190 | 223.794 | 165.203 | 186.203 | 225.236 | 264.268 | 301.099 | 284.081 | 264.566 | 256.384 | 289.545 | 322.886 | 332.533 | 373.023 | 413.653 | 411.384 | |
23 |
524 | 1.048 | 2.978 | 4.907 | 5.512 | 8.082 | 8.886 | 11.669 | 17.228 | 16.554 | 18.299 | 14.139 | 7.947 | 8.495 | 11.435 | 13.204 | 13.907 | 12.332 | 11.400 | |
24 |
895 | 2.026 | 3.973 | 4.012 | 5.841 | 4.250 | 18.172 | 33.714 | 50.570 | 67.427 | 4.107 | 17.541 | 31.622 | 45.704 | 60.121 | 4.247 | 12.733 | 23.811 | 33.209 | |
29/58 |
578.816 | 541.482 | 526.241 | 498.301 | 483.500 | 510.904 | 467.268 | 412.464 | 352.347 | 309.885 | 395.970 | 396.836 | 386.647 | 332.620 | 275.243 | 316.874 | 310.439 | 256.066 | 258.111 | |
29 |
109.535 | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |
290 |
109.535 | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |
40/41 |
- | 112.310 | 140.384 | 138.819 | 108.904 | 112.871 | 116.183 | 100.418 | 99.332 | 81.607 | 85.582 | 62.037 | 83.282 | 76.750 | 73.303 | 78.221 | 94.389 | 86.426 | 73.767 | |
40 |
- | 112.310 | 140.384 | 138.819 | 108.904 | 112.871 | 116.183 | 100.418 | 99.332 | 81.607 | 85.582 | 62.037 | 83.282 | 76.750 | 72.844 | 78.221 | 94.389 | 85.551 | 73.767 | |
41 |
- | - | - | - | - | - | - | - | - | - | - | - | - | - | 459 | - | - | 875 | - | |
54/58 |
469.281 | 429.172 | 385.040 | 359.439 | 374.554 | 397.991 | 350.387 | 312.046 | 251.620 | 221.932 | 306.391 | 330.870 | 299.530 | 252.188 | 198.597 | 235.941 | 213.484 | 167.178 | 181.866 | |
490/1 |
- | - | 817 | 42 | 42 | 42 | 699 | - | 1.394 | 6.347 | 3.997 | 3.930 | 3.836 | 3.681 | 3.343 | 2.712 | 2.566 | 2.463 | 2.478 | |
| Balans: passiva | ||||||||||||||||||||
10/49 |
745.922 | 719.416 | 718.625 | 711.410 | 718.647 | 688.439 | 680.529 | 683.083 | 684.414 | 694.965 | 702.457 | 693.083 | 682.601 | 676.364 | 669.684 | 666.858 | 710.101 | 705.863 | 714.103 | |
10/15 |
672.450 | 655.476 | 653.311 | 647.218 | 650.138 | 624.715 | 620.011 | 620.060 | 625.173 | 637.902 | 639.403 | 630.385 | 625.473 | 629.066 | 629.228 | 624.215 | 628.904 | 626.207 | 623.213 | |
10/11 |
619.734 | 619.734 | 619.734 | 619.734 | 619.734 | 619.734 | 619.734 | 619.734 | 619.734 | 619.734 | 619.734 | 619.734 | 619.734 | 619.734 | 619.734 | 619.734 | 619.734 | 619.734 | 619.734 | |
10 |
619.734 | 619.734 | 619.734 | 619.734 | 619.734 | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |
100 |
619.734 | 619.734 | 619.734 | 619.734 | 619.734 | 619.734 | 619.734 | 619.734 | 619.734 | 619.734 | 619.734 | 619.734 | 619.734 | 619.734 | 619.734 | 619.734 | 619.734 | 619.734 | 619.734 | |
14 |
52.716 | 35.742 | 33.578 | 27.484 | 30.404 | 4.982 | 277 | 327 | 5.439 | 18.168 | 19.669 | 10.651 | 5.740 | 9.332 | 9.494 | 4.482 | 9.171 | 6.473 | 3.479 | |
17/49 |
73.472 | 63.940 | 65.314 | 64.192 | 68.509 | 63.724 | 60.518 | 63.022 | 59.241 | 57.063 | 63.055 | 62.698 | 57.127 | 47.298 | 40.456 | 42.643 | 81.197 | 79.656 | 90.891 | |
17 |
- | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 49.579 | 49.579 | 49.579 | |
170/4 |
- | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 49.579 | 49.579 | 49.579 | |
42/48 |
73.472 | 63.940 | 65.314 | 64.192 | 68.509 | 63.724 | 60.518 | 63.022 | 59.241 | 57.063 | 63.055 | 62.698 | 57.127 | 47.298 | 40.456 | 2.643 | 31.618 | 30.078 | 41.312 | |
42 |
- | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 5.799 | |
44 |
- | - | 755 | - | - | - | 839 | - | 342 | 135 | 2.296 | 390 | 353 | 278 | 456 | 115 | 96 | 78 | 5.266 | |
440/4 |
- | - | 755 | - | - | - | 839 | - | 342 | 135 | 2.296 | 390 | 353 | 278 | 456 | 115 | 96 | 78 | 5.266 | |
45 |
3.472 | 3.940 | 4.558 | 4.192 | 8.509 | 8.724 | 8.679 | 8.022 | 3.899 | 1.928 | 5.759 | 7.308 | 6.774 | 7.020 | - | 2.527 | 1.522 | - | 246 | |
450/3 |
3.472 | 3.940 | 4.558 | 4.192 | 8.509 | 8.724 | 8.679 | 8.022 | 3.899 | 1.928 | 5.759 | 7.308 | 6.774 | 7.020 | - | 2.527 | 1.522 | - | 246 | |
47/48 |
70.000 | 60.000 | 60.000 | 60.000 | 60.000 | 55.000 | 51.000 | 55.000 | 55.000 | 55.000 | 55.000 | 55.000 | 50.000 | 40.000 | 40.000 | - | 30.000 | 30.000 | 30.000 | |
492/3 |
- | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 40.000 | - | - | - | |
| Resultatenrekening | ||||||||||||||||||||
70 |
165.904 | 138.545 | 161.502 | 154.756 | 182.122 | 158.271 | 170.708 | 174.429 | 186.101 | 169.366 | 184.199 | 173.417 | 168.173 | 163.729 | 156.331 | 143.106 | 135.359 | 138.101 | 128.542 | |
76A |
7.895 | 7.663 | 7.328 | 6.889 | 6.696 | 6.671 | 6.671 | 6.129 | 6.053 | 14.975 | 5.828 | 5.804 | 5.753 | 5.628 | 15.465 | 5.340 | 5.321 | 8.674 | 5.027 | |
9900 |
107.509 | 86.049 | 98.690 | 94.360 | 118.772 | 110.366 | 118.576 | 120.472 | 117.714 | 123.853 | 118.414 | 113.618 | 107.019 | 105.255 | 100.498 | 91.997 | 87.017 | 88.779 | 84.217 | |
60/61 |
66.290 | 60.158 | 70.140 | 67.285 | 70.047 | 54.576 | 58.803 | 60.086 | 74.441 | 60.488 | 65.785 | 59.799 | 61.154 | 58.475 | 55.832 | 51.109 | 48.343 | 49.322 | 44.325 | |
630 |
10.828 | 14.450 | 22.962 | 23.362 | 24.798 | 42.280 | 59.002 | 61.449 | 61.958 | 62.478 | 53.382 | 53.013 | 58.812 | 58.641 | 60.192 | 57.385 | 57.171 | 56.316 | 53.295 | |
640/8 |
10.247 | 8.768 | 8.985 | 8.173 | 7.292 | 7.684 | 7.879 | 8.288 | 13.120 | 8.396 | 8.016 | 7.997 | 7.905 | 14.008 | 12.781 | 6.900 | 6.989 | 10.073 | 6.894 | |
66A |
- | - | - | - | - | - | - | - | 382 | - | - | - | - | - | - | - | - | - | - | |
9901 |
86.434 | 62.831 | 66.743 | 62.824 | 86.682 | 60.403 | 51.694 | 50.736 | 42.254 | 52.979 | 57.016 | 52.608 | 40.302 | 32.605 | 27.525 | 27.712 | 22.856 | 22.390 | 24.029 | |
75/76B |
1.734 | 1.304 | 178 | - | - | - | - | 56 | 50 | 555 | 1.212 | 1.540 | 393 | 1.644 | 2.061 | 2.299 | 4.576 | 2.052 | 2.310 | |
75 |
1.734 | 1.304 | 178 | - | - | - | - | 56 | 50 | 555 | 1.212 | 1.540 | 393 | 1.644 | 2.061 | 2.299 | 4.576 | 2.052 | 2.310 | |
65/66B |
48 | 43 | 39 | 39 | 50 | 39 | 36 | 37 | 33 | 34 | 39 | 40 | 40 | 40 | 39 | 40 | 56 | 122 | 130 | |
65 |
48 | 43 | 39 | 39 | 50 | 39 | 36 | 37 | 33 | 34 | 39 | 40 | 40 | 40 | 39 | 40 | 56 | 122 | 130 | |
9903 |
88.120 | 64.092 | 66.881 | 62.785 | 86.633 | 60.364 | 51.658 | 50.754 | 42.271 | 53.499 | 64.018 | 59.912 | 46.408 | 39.838 | 45.012 | 35.311 | 32.698 | 32.994 | 31.235 | |
67/77 |
1.145 | 1.928 | 788 | 5.705 | 1.210 | 660 | 708 | 867 | - | - | - | - | - | - | - | - | - | - | - | |
9904 |
86.974 | 62.164 | 66.093 | 57.080 | 85.423 | 59.704 | 50.951 | 49.887 | 42.271 | 53.499 | 64.018 | 59.912 | 46.408 | 39.838 | 45.012 | 35.311 | 32.698 | 32.994 | 31.235 | |
9905 |
86.974 | 62.164 | 66.093 | 57.080 | 85.423 | 59.704 | 50.951 | 49.887 | 42.271 | 53.499 | 64.018 | 59.912 | 46.408 | 39.838 | 45.012 | 35.311 | 32.698 | 32.994 | 31.235 | |
| Resultaatverwerking | ||||||||||||||||||||
9906 |
122.716 | 95.742 | 93.578 | 87.484 | 90.404 | 59.982 | 51.277 | 55.327 | 60.439 | 73.168 | 74.669 | 65.651 | 55.740 | 49.332 | 49.494 | 44.482 | 39.171 | 36.473 | 33.479 | |
14P |
35.742 | 33.578 | 27.484 | 30.404 | 4.982 | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |
694/7 |
70.000 | 60.000 | 60.000 | 60.000 | 60.000 | 55.000 | 51.000 | 55.000 | 55.000 | 55.000 | 55.000 | 55.000 | 50.000 | 40.000 | 40.000 | 40.000 | 30.000 | 30.000 | 30.000 | |
695 |
70.000 | 60.000 | 60.000 | 60.000 | 60.000 | 55.000 | - | - | - | - | 55.000 | 55.000 | 50.000 | 40.000 | 40.000 | 40.000 | 30.000 | 30.000 | 30.000 | |
| Document | ||||||||||||||||||||
De jaarrekeningen van 13 oudere boekjaren (1994-2006) zijn neergelegd als document zonder cijfergegevens, bijvoorbeeld als scan.
De toelichting bij deze jaarrekening telt 4 rubrieken, onder meer de staat van de activa en schulden, de uitsplitsing van de kosten en de rechten en verplichtingen. U vindt ze in de neergelegde jaarrekening (PDF).
Bron: Jaarrekening 2025 (PDF), neergelegd op 07-06-2026.
Neerleggingen
elke stip is een jaarrekening, op de dag dat ze bij de Nationale Bank binnenkwam| Boekjaar | Type | Neerlegging | Referentie | Document |
|---|---|---|---|---|
| 31-12-2025 | volledig schema | 07-06-2026 | 2026-00141666 | |
| 31-12-2024 | volledig schema | 09-06-2025 | 2025-00125844 | |
| 31-12-2023 | volledig schema | 28-06-2024 | 2024-00177810 | |
| 31-12-2022 | volledig schema | 10-05-2023 | 2023-00084145 | |
| 31-12-2021 | volledig schema | 06-06-2022 | 2022-20047157 | |
| 31-12-2020 | volledig schema | 05-06-2021 | 2021-17400193 | |
| 31-12-2019 | volledig schema | 06-06-2020 | 2020-15000042 | |
| 31-12-2018 | volledig schema | 09-06-2019 | 2019-17000180 | |
| 31-12-2017 | volledig schema | 10-06-2018 | 2018-16800588 | |
| 31-12-2016 | volledig schema | 11-06-2017 | 2017-16000149 | |
| 31-12-2015 | volledig schema | 06-06-2016 | 2016-15000563 | |
| 31-12-2014 | volledig schema | 07-06-2015 | 2015-15100105 | |
| 31-12-2013 | volledig schema | 23-06-2014 | 2014-20500492 | |
| 31-12-2012 | volledig schema | 02-06-2013 | 2013-14700583 | |
| 31-12-2011 | volledig schema | 10-06-2012 | 2012-16400179 | |
| 31-12-2010 | volledig schema | 05-06-2011 | 2011-13800475 | |
| 31-12-2009 | volledig schema | 06-06-2010 | 2010-15000377 | |
| 31-12-2008 | volledig schema | 19-05-2009 | 2009-15000166 | |
| 31-12-2007 | volledig schema | 15-07-2008 | 2008-40200101 | |
| 31-12-2006 | volledig schema | 11-07-2007 | 2007-37900144 | |
| 31-12-2005 | volledig schema | 04-07-2006 | 2006-38400208 | |
| 31-12-2004 | volledig schema | 28-06-2005 | 2005-33700113 | |
| 31-12-2003 | volledig schema | 20-07-2004 | 2004-47600011 | |
| 31-12-2002 | volledig schema | 16-07-2003 | 2003-42700103 | |
| 31-12-2001 | volledig schema | 04-07-2002 | 2002-32600198 | |
| 31-12-2000 | volledig schema | 29-06-2001 | 2001-28600113 | |
| 31-12-1999 | volledig schema | 30-06-2000 | 2000-30900281 | |
| 31-12-1998 | volledig schema | 08-07-1999 | 1999-30902408 | |
| 31-12-1997 | volledig schema | 09-07-1998 | 1998-30903439 | |
| 31-12-1996 | volledig schema | 17-07-1997 | 1997-30905062 | |
| 31-12-1995 | volledig schema | 04-07-1996 | 1996-26900470 | |
| 31-12-1994 | volledig schema | 29-06-1995 | 1995-29904695 |
Kerncijfers en ratio's
per boekjaar, berekend uit de jaarrekening| Post | Verloop | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 | 2009 | 2008 | 2007 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 97.262 | 77.280 | 89.705 | 86.187 | 111.480 | 102.683 | 110.696 | 112.184 | 104.212 | 115.457 | 110.398 | 105.621 | 99.114 | 91.246 | 87.718 | 85.097 | 80.027 | 78.706 | 77.323 | ||
| 97.802 | 76.614 | 89.056 | 80.442 | 110.221 | 101.984 | 109.952 | 111.336 | 104.229 | 115.978 | 117.399 | 112.925 | 105.220 | 98.479 | 105.205 | 92.696 | 89.869 | 89.310 | 84.530 | ||
| 0 | 0 | 2.237 | 1.325 | 82.409 | 6.554 | 1.644 | 0 | 9.327 | 141.071 | 63.623 | 53.306 | 11.022 | 7.944 | 104.650 | 7.706 | 7.037 | 50.121 | 23.234 | ||
| 40.110 | 44.131 | 25.601 | -15.115 | -23.436 | 47.604 | 38.340 | 60.426 | 29.689 | -84.459 | -24.479 | 31.340 | 47.342 | 53.591 | -37.345 | 22.458 | 46.306 | -14.689 | - | ||
| 505.344 | 477.542 | 460.928 | 434.109 | 414.991 | 447.180 | 406.751 | 349.442 | 293.106 | 252.822 | 332.915 | 334.139 | 329.520 | 285.322 | 234.786 | 314.232 | 278.821 | 225.989 | 216.799 | ||
| 52,1% | 45,4% | 41,3% | 40,6% | 47,6% | 38,2% | 30,3% | 29,1% | 22,7% | 31,3% | 31,0% | 30,3% | 24,0% | 19,9% | 17,6% | 19,4% | 16,9% | 16,2% | 18,7% | ||
| 90,2% | 91,1% | 90,9% | 91,0% | 90,5% | 90,7% | 91,1% | 90,8% | 91,3% | 91,8% | 91,0% | 91,0% | 91,6% | 93,0% | 94,0% | 93,6% | 88,6% | 88,7% | 87,3% | ||
| 7,88 | 8,47 | 8,06 | 7,76 | 7,06 | 8,02 | 7,72 | 6,54 | 5,95 | 5,43 | 6,28 | 6,33 | 6,77 | 7,03 | 6,80 | - | 9,82 | 8,51 | 6,25 | ||
| 0,11 | 0,10 | 0,10 | 0,10 | 0,11 | 0,10 | 0,10 | 0,10 | 0,09 | 0,09 | 0,10 | 0,10 | 0,09 | 0,08 | 0,06 | 0,07 | 0,13 | 0,13 | 0,15 | ||
| 12,9% | 9,5% | 10,1% | 8,8% | 13,1% | 9,6% | 8,2% | 8,0% | 6,8% | 8,4% | 10,0% | 9,5% | 7,4% | 6,3% | 7,2% | 5,7% | 5,2% | 5,3% | 5,0% | ||
| 11,7% | 8,6% | 9,2% | 8,0% | 11,9% | 8,7% | 7,5% | 7,3% | 6,2% | 7,7% | 9,1% | 8,6% | 6,8% | 5,9% | 6,7% | 5,3% | 4,6% | 4,7% | 4,4% | ||
| meer dan 100 | meer dan 100 | meer dan 100 | meer dan 100 | meer dan 100 | - | - | - | - | - | - | - | - | - | - | - | - | - | - | ||
| - | 296 dagen | 317 dagen | 327 dagen | 218 dagen | 260 dagen | 248 dagen | 210 dagen | 195 dagen | 176 dagen | 170 dagen | 131 dagen | 181 dagen | 171 dagen | 170 dagen | 200 dagen | 255 dagen | 226 dagen | 209 dagen | ||
| - | - | 4 dagen | - | - | - | 5 dagen | - | 2 dagen | 1 dag | 13 dagen | 2 dagen | 2 dagen | 2 dagen | 3 dagen | 1 dag | 1 dag | 1 dag | 43 dagen |
Een Belgische jaarrekening bevat geen kasstroomtabel. De kasstroom is daarom een benadering, afgeleid uit de resultatenrekening. De investeringen zijn de aanschaffingen uit de toelichting, en waar die ontbreken de beweging van de balans.
Investeringen
aanschaffingen van vaste activa| Post | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Materiële vaste activa | - | - | € 2.237 | € 1.325 | € 82.409 |
| € 10.828 | € 14.450 | € 22.962 | € 23.362 | € 24.798 |
Bron: toelichting bij de jaarrekeningen 2021 tot 2025 (staat van de vaste activa)
Inzichten over RAM
Het bedrijfsresultaat van 2025 is 38% hoger dan in 2024 en het hoogste sinds 2021. Dat is een herstel na de daling in 2024.
Het aandeel van de schulden in het balanstotaal stijgt van 8,9% naar 9,8%. Het eigen vermogen en de schuld zijn hoger.