CHIARA
Jaarrekening 2025
microschema, neergelegd op 28-07-2026, 3 dagen voor het einde van de termijn€ 22.251
▼ 18,0%
€ 16.285
▼ 33,5%
€ 12.903
▼ 33,7%
€ 118.921
▲ 16,9%
72,8%
▲ 2,0 procentpunt
3,43
▲ 0,34
Omzet en EBIT-marge zijn niet gepubliceerd. In het microschema zijn ze niet verplicht. De getoonde omzet is een schatting uit de brutomarge.
Omzet ≈ € 230.000. Geschat: waarschijnlijk tussen € 85.000 en € 500.000.
Balans
balanstotaal € 180.328 op 31-12-2025Wat de onderneming bezitHoe dat betaald is
in euro
in euro
Positie in de sector
72,8%
Hoger dan 83% van 22.917 ondernemingen in 2025.
3,43
Hoger dan 80% van 22.047 ondernemingen in 2025.
7,2%
Hoger dan 61% van 22.197 ondernemingen in 2025.
CHIARA
Middelste helft van de sector
80% van de sector
Microschema's in de sector detailhandel (NACE 47)
Nettoresultaat: middelste helft · Eigen vermogen: hoogste kwart · Balanstotaal: middelste helft · Werkkapitaal: hoogste kwart
Neergelegde jaarrekeningen
zoals ingediend bij de Nationale Bank, klik op een jaar om het te kiezen| Post | Verloop | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 | 2009 | 2008 | 2007 | 2006 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Balans: activa | |||||||||||||||||||||
20/58 |
180.328 | 167.091 | 129.102 | 113.290 | 92.413 | 90.150 | 78.510 | 68.603 | 83.317 | 113.587 | 141.718 | 160.044 | 115.258 | 137.054 | 138.696 | 144.823 | 141.578 | 173.550 | 189.648 | 201.498 | |
20 |
- | 0 | 1.273 | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |
21/28 |
12.442 | 16.711 | 490 | 634 | 778 | 90 | 90 | 90 | 7.510 | 15.217 | 23.695 | 33.793 | 6.701 | 9.544 | 10.675 | 13.046 | 15.849 | 30.913 | 38.015 | 40.960 | |
22/27 |
12.352 | 16.621 | 400 | 544 | 688 | - | - | - | 7.420 | 15.127 | 23.605 | 33.703 | 6.701 | 9.544 | 10.675 | 13.046 | 15.849 | 30.913 | 38.015 | 40.960 | |
23 |
- | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 325 | 651 | 1.129 | 1.607 | 457 | |
24 |
12.240 | 16.365 | - | - | - | - | - | - | 7.420 | 14.840 | 22.260 | 29.680 | - | 165 | 330 | - | 100 | 11.878 | 18.558 | 24.320 | |
26 |
112 | 256 | 400 | 544 | 688 | - | - | - | - | 286 | 1.345 | 4.023 | 6.701 | 9.379 | 10.345 | 12.721 | 15.097 | 17.906 | 17.850 | 16.183 | |
28 |
90 | 90 | 90 | 90 | 90 | 90 | 90 | 90 | 90 | 90 | 90 | 90 | - | - | - | - | - | - | - | - | |
29/58 |
167.886 | 150.380 | 127.338 | 112.655 | 91.635 | 90.060 | 78.420 | 68.513 | 75.807 | 98.371 | 118.023 | 126.251 | 108.557 | 127.510 | 128.021 | 131.777 | 125.729 | 142.637 | 151.633 | 160.538 | |
3 |
69.300 | 52.541 | 53.742 | 47.254 | 41.963 | 50.717 | 45.946 | 48.180 | 46.840 | 43.632 | 53.753 | 64.960 | 50.578 | 57.776 | 62.303 | 59.873 | 73.603 | 97.393 | 85.251 | 76.793 | |
30/36 |
69.300 | 52.541 | 53.742 | 47.254 | 41.963 | 50.717 | 45.946 | 48.180 | 46.840 | 43.632 | 53.753 | 64.960 | 50.578 | 57.776 | 62.303 | 59.873 | 73.603 | 97.393 | 85.251 | 76.793 | |
40/41 |
1.706 | 141 | 2.477 | 1.557 | 373 | 3.575 | 4.692 | 6.255 | 6.963 | 33.938 | 30.334 | 35.132 | 29.481 | 23.982 | 26.347 | 29.754 | 1.941 | 17.052 | 27.861 | 34.704 | |
40 |
1.448 | 140 | 2.465 | 1.557 | 373 | 709 | 246 | 760 | 3.801 | 2.768 | 596 | 3.498 | 3.156 | 3.538 | 4.063 | - | 279 | 2.193 | 2.883 | 3.218 | |
41 |
258 | 1 | 12 | - | - | 2.866 | 4.446 | 5.495 | 3.162 | 31.170 | 29.738 | 31.634 | 26.325 | 20.444 | 22.284 | 29.754 | 1.662 | 14.859 | 24.978 | 31.486 | |
54/58 |
96.879 | 97.602 | 70.288 | 63.008 | 49.298 | 35.217 | 27.782 | 14.078 | 22.004 | 20.037 | 32.507 | 25.308 | 28.440 | 45.752 | 39.291 | 41.942 | 50.185 | 27.857 | 38.521 | 49.041 | |
490/1 |
0 | 96 | 831 | 837 | - | 550 | - | - | - | 764 | 1.429 | 851 | 58 | - | 80 | 208 | - | 335 | - | - | |
| Balans: passiva | |||||||||||||||||||||
10/49 |
180.328 | 167.091 | 129.102 | 113.290 | 92.413 | 90.150 | 78.510 | 68.603 | 83.317 | 113.587 | 141.718 | 160.044 | 115.258 | 137.054 | 138.696 | 144.823 | 141.578 | 173.550 | 189.648 | 201.498 | |
10/15 |
131.363 | 118.460 | 98.984 | 81.728 | 66.108 | 61.020 | 60.863 | 51.131 | 53.953 | 69.152 | 87.022 | 96.992 | 92.934 | 106.716 | 98.961 | 89.954 | 83.337 | 83.401 | 81.468 | 75.858 | |
10/11 |
25.195 | 20.451 | 20.451 | 18.592 | 18.592 | 18.592 | 18.592 | 18.592 | 18.592 | 18.592 | 18.592 | 18.592 | 18.592 | 18.592 | 18.592 | 18.592 | 18.592 | 18.592 | 18.592 | 18.592 | |
100 |
- | - | - | - | - | - | 18.592 | 18.592 | 18.592 | 18.592 | 18.592 | 18.592 | 18.592 | 18.592 | 18.592 | 18.592 | 18.592 | 18.592 | 18.592 | 18.592 | |
13 |
63.257 | 56.000 | 38.000 | 17.859 | 1.859 | 1.859 | 1.859 | 1.859 | 1.859 | 1.859 | 1.859 | 1.859 | 1.859 | 1.859 | 1.859 | 1.859 | 1.859 | 1.859 | 1.859 | 1.859 | |
130/1 |
- | - | - | 1.859 | 1.859 | 1.859 | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |
130 |
- | - | - | - | - | - | 1.859 | 1.859 | 1.859 | 1.859 | 1.859 | 1.859 | 1.859 | 1.859 | 1.859 | 1.859 | 1.859 | 1.859 | 1.859 | 1.859 | |
1311 |
- | - | - | 1.859 | 1.859 | 1.859 | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |
133 |
63.257 | 56.000 | 38.000 | 16.000 | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |
14 |
42.912 | 42.008 | 40.533 | 45.276 | 45.657 | 40.569 | 40.412 | 30.680 | 33.501 | 48.700 | 66.571 | 76.541 | 72.483 | 86.265 | 78.510 | 69.503 | 62.886 | 62.950 | 61.017 | 55.407 | |
17/49 |
48.965 | 48.631 | 30.117 | 31.562 | 26.304 | 29.129 | 17.647 | 17.472 | 29.365 | 44.436 | 54.696 | 63.052 | 22.324 | 30.338 | 39.735 | 54.869 | 58.241 | 90.149 | 108.180 | 125.640 | |
17 |
- | - | - | - | - | - | - | - | 587 | 7.512 | 14.225 | 20.730 | - | - | - | - | 15.653 | 33.925 | 60.486 | 78.932 | |
170/4 |
- | - | - | - | - | - | - | - | 587 | 7.512 | 14.225 | 20.730 | - | - | - | - | 15.653 | 33.925 | 60.486 | 78.932 | |
42/48 |
48.965 | 48.631 | 30.117 | 31.562 | 26.304 | 29.129 | 17.647 | 17.472 | 28.778 | 31.073 | 39.922 | 42.322 | 22.324 | 30.338 | 39.735 | 54.869 | 42.293 | 56.224 | 47.694 | 46.708 | |
42 |
12.719 | - | - | - | - | - | - | 587 | 6.926 | 6.712 | 6.506 | 6.305 | - | - | - | 15.652 | 18.273 | 25.786 | 26.907 | 25.502 | |
43 |
- | 0 | 2.000 | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |
430/8 |
- | 0 | 2.000 | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |
44 |
13.348 | 22.121 | 4.768 | 13.878 | 12.942 | 19.782 | 5.718 | 6.189 | 8.876 | 12.548 | 16.390 | 18.930 | 10.235 | 15.239 | 23.591 | 22.269 | 10.497 | 16.415 | 3.773 | 9.579 | |
440/4 |
13.348 | 22.121 | 4.768 | 13.878 | 12.942 | 19.782 | 5.718 | 6.189 | 8.876 | 12.548 | 16.390 | 18.930 | 10.235 | 15.239 | 23.591 | 22.269 | 10.497 | 16.415 | 3.773 | 9.579 | |
46 |
- | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 2.013 | |
45 |
22.805 | 23.009 | 16.741 | 13.090 | 12.654 | 9.348 | 11.929 | 10.662 | 12.976 | 11.813 | 17.026 | 17.087 | 12.089 | 15.099 | 16.144 | 16.948 | 13.523 | 14.023 | 17.014 | 9.614 | |
450/3 |
22.805 | 23.009 | 16.741 | 13.090 | 12.654 | 9.348 | 11.929 | 10.662 | 12.976 | 11.813 | 17.026 | 17.087 | 12.089 | 15.099 | 16.144 | 16.948 | 13.523 | 14.023 | 17.014 | 9.614 | |
47/48 |
93 | 3.501 | 6.608 | 4.594 | 709 | - | - | 35 | - | - | - | - | - | - | - | - | - | - | - | - | |
492/3 |
- | - | - | - | - | - | - | - | - | 5.850 | 549 | - | - | - | - | - | 295 | - | - | - | |
| Resultatenrekening | |||||||||||||||||||||
76A |
- | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 1.259 | - | - | |
9900 |
22.251 | 27.122 | 23.165 | 17.465 | 6.121 | 779 | 13.329 | 6.940 | -4.572 | -6.922 | 3.249 | 17.428 | -8.506 | 14.964 | 16.887 | 13.548 | 20.015 | 18.956 | 23.551 | -4.529 | |
630 |
4.269 | 1.553 | 148 | 144 | 32 | - | - | 7.420 | 7.707 | 8.478 | 10.098 | 10.098 | 2.843 | 2.894 | 2.867 | 2.802 | 15.064 | 9.967 | 10.153 | 8.945 | |
640/8 |
1.698 | 1.081 | 1.065 | 1.041 | 988 | 1.031 | 971 | 964 | 1.173 | 1.160 | 1.154 | 1.660 | 1.133 | 1.155 | 1.777 | 1.164 | 1.298 | 1.417 | 1.388 | 895 | |
9901 |
16.285 | 24.489 | 21.953 | 16.280 | 5.101 | -252 | 12.358 | -1.444 | -13.451 | -16.561 | -8.003 | 5.670 | -12.482 | 10.915 | 12.243 | 9.582 | 3.653 | 7.572 | 12.010 | -14.369 | |
75/76B |
3.182 | 3.222 | 2.334 | 1.397 | 423 | 695 | 13 | 42 | 144 | 223 | - | 191 | 26 | 298 | 2.285 | 2.649 | 2.825 | 4.534 | 6.694 | 4.958 | |
75 |
3.182 | 3.222 | 2.334 | 1.397 | 423 | 695 | 13 | 42 | 144 | 223 | - | 191 | 26 | 298 | 2.285 | 2.649 | 2.825 | 4.534 | 6.694 | 4.958 | |
65/66B |
612 | 10 | 564 | 221 | 219 | 137 | 2.428 | 1.200 | 1.606 | 1.406 | 1.834 | 1.665 | 1.197 | 898 | 2.171 | 3.154 | 4.380 | 6.189 | 5.924 | 3.630 | |
65 |
612 | 10 | 564 | 221 | 219 | 137 | 2.428 | 1.200 | 1.606 | 1.406 | 1.834 | 1.665 | 1.197 | 898 | 2.171 | 3.154 | 4.380 | 6.189 | 5.924 | 3.630 | |
9903 |
18.855 | 27.700 | 23.722 | 17.456 | 5.304 | 306 | 9.943 | -2.603 | -14.913 | -17.743 | -9.837 | 4.196 | -13.653 | 10.315 | 12.357 | 9.077 | 2.098 | 7.176 | 12.780 | -13.041 | |
67/77 |
5.951 | 8.225 | 6.466 | 1.837 | 216 | 150 | 210 | 219 | 286 | 127 | 133 | 138 | 129 | 2.560 | 3.350 | 2.460 | 2.163 | 5.343 | 7.170 | 86 | |
9904 |
12.903 | 19.475 | 17.257 | 15.619 | 5.088 | 157 | 9.732 | -2.822 | -15.199 | -17.870 | -9.970 | 4.058 | -13.782 | 7.755 | 9.007 | 6.617 | -65 | 1.833 | 5.610 | -13.127 | |
9905 |
12.903 | 19.475 | 17.257 | 15.619 | 5.088 | 157 | 9.732 | -2.822 | -15.199 | -17.870 | -9.970 | 4.058 | -13.782 | 7.755 | 9.007 | 6.617 | -65 | 1.833 | 5.610 | -13.127 | |
| Resultaatverwerking | |||||||||||||||||||||
9906 |
54.912 | 60.008 | 62.533 | 61.276 | 45.657 | 40.569 | 40.412 | 30.680 | 33.501 | 48.700 | 66.571 | 76.541 | 72.483 | 86.265 | 78.510 | 69.503 | 62.886 | 62.950 | 61.017 | 55.407 | |
14P |
42.008 | 40.533 | 45.276 | 45.657 | 40.569 | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |
691/2 |
12.000 | 18.000 | 22.000 | 16.000 | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |
6921 |
12.000 | 18.000 | 22.000 | 16.000 | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |
| Document | |||||||||||||||||||||
De jaarrekeningen van 6 oudere boekjaren (2000-2005) zijn neergelegd als document zonder cijfergegevens, bijvoorbeeld als scan.
De toelichting bij deze jaarrekening telt 11 rubrieken, onder meer de staat van de activa en schulden, de uitsplitsing van de kosten en de rechten en verplichtingen. U vindt ze in de neergelegde jaarrekening bij de NBB.
Bron: Jaarrekening 2025 bij de NBB, neergelegd op 28-07-2026.
Neerleggingen
elke stip is een jaarrekening, op de dag dat ze bij de Nationale Bank binnenkwam| Boekjaar | Type | Neerlegging | Referentie | Document |
|---|---|---|---|---|
| 31-12-2025 | microschema | 28-07-2026 | 2026-00341916 | |
| 31-12-2024 | microschema | 29-08-2025 | 2025-00474065 | |
| 31-12-2023 | microschema | 02-07-2024 | 2024-00195792 | |
| 31-12-2022 | microschema | 15-06-2023 | 2023-00141167 | |
| 31-12-2021 | microschema | 18-08-2022 | 2022-20293865 | |
| 31-12-2020 | microschema | 28-07-2021 | 2021-42900087 | |
| 31-12-2019 | microschema | 08-09-2020 | 2020-51800601 | |
| 31-12-2018 | microschema | 21-08-2019 | 2019-49200026 | |
| 31-12-2017 | microschema | 28-08-2018 | 2018-55700051 | |
| 31-12-2016 | microschema | 31-07-2017 | 2017-38600391 | |
| 31-12-2015 | volledig schema | 09-08-2016 | 2016-41300586 | |
| 31-12-2014 | volledig schema | 27-07-2015 | 2015-36300041 | |
| 31-12-2013 | volledig schema | 17-07-2014 | 2014-32800324 | |
| 31-12-2012 | volledig schema | 29-07-2013 | 2013-37700583 | |
| 31-12-2011 | volledig schema | 13-07-2012 | 2012-29900497 | |
| 31-12-2010 | volledig schema | 11-08-2011 | 2011-40000458 | |
| 31-12-2009 | volledig schema | 30-08-2010 | 2010-52500403 | |
| 31-12-2008 | volledig schema | 29-09-2009 | 2009-78900261 | |
| 31-12-2007 | volledig schema | 28-08-2008 | 2008-66400008 | |
| 31-12-2006 | volledig schema | 26-09-2007 | 2007-74600291 | |
| 31-12-2005 | volledig schema | 06-07-2006 | 2006-42000409 | |
| 31-12-2004 | volledig schema | 16-11-2005 | 2005-86201100 | |
| 31-12-2003 | volledig schema | 12-07-2004 | 2004-44002980 | |
| 31-12-2002 | volledig schema | 15-09-2003 | 2003-66600186 | |
| 31-12-2001 | volledig schema | 02-09-2002 | 2002-52203213 | |
| 31-12-2000 | volledig schema | 18-07-2001 | 2001-39600593 |
Kerncijfers en ratio's
per boekjaar, berekend uit de jaarrekening| Post | Verloop | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 | 2009 | 2008 | 2007 | 2006 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 20.554 | 26.041 | 22.100 | 16.424 | 5.132 | - | - | 5.976 | -5.744 | -8.082 | 2.095 | 15.768 | -9.639 | 13.809 | 15.110 | 12.384 | 18.717 | 17.539 | 22.163 | -5.424 | ||
| 17.172 | 21.028 | 17.404 | 15.763 | 5.120 | - | - | 4.599 | -7.493 | -9.392 | 128 | 14.156 | -10.939 | 10.649 | 11.874 | 9.419 | 15.000 | 11.800 | 15.763 | -4.182 | ||
| 0 | 16.500 | 4 | 0 | 720 | - | - | 0 | 0 | -0 | 0 | 37.191 | 0 | 1.763 | 495 | -1 | -0 | 2.865 | 6.278 | 16.703 | ||
| -723 | 27.314 | 7.281 | 13.709 | 14.081 | 7.435 | 13.704 | -7.927 | 1.968 | -12.470 | 7.199 | -3.132 | -17.312 | 6.461 | -2.651 | -8.243 | 22.328 | -10.664 | -10.520 | - | ||
| 118.921 | 101.748 | 97.221 | 81.093 | 65.330 | 60.930 | 60.773 | 51.041 | 47.029 | 67.297 | 78.101 | 83.929 | 86.233 | 97.172 | 88.286 | 76.908 | 83.436 | 86.413 | 103.939 | 113.830 | ||
| 72,8% | 70,9% | 76,7% | 72,1% | 71,5% | 67,7% | 77,5% | 74,5% | 64,8% | 60,9% | 61,4% | 60,6% | 80,6% | 77,9% | 71,4% | 62,1% | 58,9% | 48,1% | 43,0% | 37,6% | ||
| 3,43 | 3,09 | 4,23 | 3,57 | 3,48 | 3,09 | 4,44 | 3,92 | 2,63 | 3,17 | 2,96 | 2,98 | 4,86 | 4,20 | 3,22 | 2,40 | 2,97 | 2,54 | 3,18 | 3,44 | ||
| 2,01 | 2,01 | 2,44 | 2,07 | 1,89 | 1,35 | 1,84 | 1,16 | 1,01 | 1,76 | 1,61 | 1,45 | 2,60 | 2,30 | 1,65 | 1,31 | 1,23 | 0,80 | 1,39 | 1,79 | ||
| 0,37 | 0,41 | 0,30 | 0,39 | 0,40 | 0,48 | 0,29 | 0,34 | 0,54 | 0,64 | 0,63 | 0,65 | 0,24 | 0,28 | 0,40 | 0,61 | 0,70 | 1,08 | 1,33 | 1,66 | ||
| 9,8% | 16,4% | 17,4% | 19,1% | 7,7% | 0,3% | 16,0% | -5,5% | -28,2% | -25,8% | -11,5% | 4,2% | -14,8% | 7,3% | 9,1% | 7,4% | -0,1% | 2,2% | 6,9% | -17,3% | ||
| 7,2% | 11,7% | 13,4% | 13,8% | 5,5% | 0,2% | 12,4% | -4,1% | -18,2% | -15,7% | -7,0% | 2,5% | -12,0% | 5,7% | 6,5% | 4,6% | 0,0% | 1,1% | 3,0% | -6,5% | ||
| 33,58 | meer dan 100 | 39,17 | 74,35 | 23,40 | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
Een Belgische jaarrekening bevat geen kasstroomtabel. De kasstroom is daarom een benadering, afgeleid uit de resultatenrekening. De investeringen zijn de aanschaffingen uit de toelichting, en waar die ontbreken de beweging van de balans.
Investeringen
aanschaffingen van vaste activa| Post | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Materiële vaste activa | - | € 16.500 | - | - | € 720 |
| Financiële vaste activa | € 0 | - | - | - | - |
| € 4.269 | € 1.553 | € 148 | € 144 | € 32 |
Bron: toelichting bij de jaarrekeningen 2021 tot 2025 (staat van de vaste activa)
Inzichten over CHIARA
Het bedrijfsresultaat van 2025 is 34% lager dan in 2024 en het laagste sinds 2022.
Het aandeel van de schulden in het balanstotaal zakt van 29,1% naar 27,2%. Het eigen vermogen en de schuld zijn hoger.