AG Residential
La probabilité de faillite calculée de AG Residential sur 12 mois est de 1,2% (faible). Les comptes annuels de 2025 montrent des capitaux propres de €4,86M et un résultat net de €-2,81M. Les capitaux propres progressent d'environ 22,1 % par an sur les exercices déposés. La solvabilité se classe au-dessus de 93 % des 236 entreprises du même secteur (exercice 2025). L'entreprise est active depuis 2022 et le Moniteur belge ne contient aucun signal d'insolvabilité ou d'avertissement.
| Capitaux propres | €4,86M |
| Résultat net | €-2,81M |
| Effectif (ETP) | 9,6 |
| Mieux que le secteur | 93% |
Profil solide, solvabilité en tête.
Estimation statistique fondée sur des sources publiques — pas un conseil de crédit ni une constatation. Comment calculons-nous cela ?
Le détail complet du score, son historique par exercice et la limite de crédit indicative se débloquent à partir de Starter.
Voir les plans →Comment calculons-nous cela ?
La tendance est une médiane robuste de toutes les pentes par paires d'exercices (Theil–Sen), de sorte qu'une seule année atypique ne peut pas détourner la ligne. Pour les séries strictement positives, nous calculons aussi une variante log (croissance annuelle composée) et retenons celle qui décrit le mieux les chiffres.
La zone autour de la projection vaut 1,8 × l'écart absolu médian par rapport à la tendance et s'élargit chaque année (×1 / ×1,6 / ×2,2), avec un minimum de 8 % de la dernière valeur. C'est une marge indicative, pas un intervalle de confiance statistique.
Une série dont les écarts dépassent 35 % du niveau est trop volatile : nous ne montrons alors délibérément aucune projection. Toute projection suppose une politique inchangée et ignore les informations non publiques (carnet de commandes, contrats, levées de fonds).
| Indicateur | Cette entreprise | Médiane du secteur | Position dans le secteur |
|---|---|---|---|
| Solvabilité | 91,8% | 60,7% | |
| Résultat net | €-2,81M | €24k | |
| Capitaux propres | €4,86M | €64k | |
| Marge brute d'exploitation | €-1,47M | €43k | |
| Total actif | €5,30M | €125k |
| Exercice | 2025 |
|---|---|
| Chiffre d'affaires | — |
| EBITDA | — |
| Résultat net | €-2,81M |
| Cash-flow | — |
| Frais de personnel | €1,43M |
| Impôts sur le résultat | €1k |
| Dividendes | — |
| Total actif | €5,30M |
| Capitaux propres | €4,86M |
| Dettes | €435k |
| dont ≤ 1 an | €435k |
| dont > 1 an | — |
| Fonds de roulement | €4,84M |
| Employés (ETP) | 9,6 |
| 2025 | |
|---|---|
| Current ratio | 12,13 |
| Quick ratio | 12,13 |
| Ratio fonds de roulement | 91,4% |
| Solvabilité | 91,8% |
| Debt / equity | 0,09 |
| Endettement à long terme | — |
| Interest coverage | — |
| Rentabilité brute | — |
| Rentabilité nette | — |
| ROA | -53,0% |
| ROE | -57,8% |
| Marge EBITDA | — |
| Crédit clients (DSO) | — |
| Crédit fournisseurs (DPO) | — |
| Rotation des stocks | — |
| Jours de stock (DSI) | — |
| Poste | Code | 2025 |
|---|---|---|
| Bilan — Actif | ||
| TOTAL DE L'ACTIF | 20/58 | €5,30M |
| Actifs immobilisés | 21/28 | €20k |
| Immobilisations corporelles | 22/27 | €20k |
| Immobilisations financières | 28 | €126 |
| Actifs circulants | 29/58 | €5,28M |
| Créances à un an au plus | 40/41 | €5,13M |
| Bilan — Passif | ||
| TOTAL DU PASSIF | 10/49 | €5,30M |
| Capitaux propres | 10/15 | €4,86M |
| Apport / capital | 10/11 | €14,10M |
| Bénéfice (perte) reporté(e) | 14 | €-9,24M |
| Dettes | 17/49 | €435k |
| Dettes à un an au plus | 42/48 | €435k |
| Dettes commerciales à un an au plus | 44 | €190k |
| Compte de résultats | ||
| Marge brute d'exploitation | 9900 | €-1,47M |
| Résultat d'exploitation | 9901 | €-2,90M |
| Produits financiers | 75 | €117k |
| Charges financières | 65 | €19k |
| Résultat avant impôts | 9903 | €-2,81M |
| Impôts sur le résultat | 67/77 | €1k |
| Résultat de l'exercice | 9904 | €-2,81M |
| Résultat à affecter | 9905 | €-2,81M |
-
Actif17-10-2025 → auj.
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LUMA REAL ESTATEPersonne moraleGestion journalière· repr. perm.: Bert GrugeonActe Moniteur 25154387 (08-12-2025)Actif18-08-2025 → auj.
-
Actif01-08-2024 → auj.
-
Actif01-04-2023 → auj.
-
Vanessa Issi ConsultingPersonne moraleGestion journalière· repr. perm.: Vanessa IssiActe Moniteur 23053621 (20-04-2023)Actif01-04-2023 → auj.
| NACE primaire | 82990 |
| Forme juridique | SA(014) |
| Date de constitution | 02-12-2022 |
| Status | Actif |
| Code postal | 1000 |
Parcelles liées à cette entreprise via ses adresses BCE (siège, unités d'établissement, succursales), croisées avec le plan parcellaire cadastral. Ceci montre où l'entreprise est active — pas un registre de propriété.
| Parcelle (capakey) | Région | Superficie | Bâtiments | Hauteur / ét. |
|---|---|---|---|---|
| 21805E0482/00C000 | Bruxelles | 3 149 m² | 1 · 3 026 m² | 31,9 m · 9 ét. |
Une seule chronologie de tout ce qui est arrivé à cette entreprise — publications, événements d'insolvabilité et de cycle de vie, changements administratifs et comptes annuels déposés.
08-12-2025 1 administrateur nommé, 1 démissionnaire
- LUMA REAL ESTATE — Dagelijks bestuur
- Filip DEPREZ — Membre comite operationnel
Détails techniques
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}08-12-2025 Bert Grugeon nommé gestion journalière
- Bert Grugeon — Dagelijks bestuur
Détails techniques
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}18-11-2025 Astrid Flamand nommé administrateur
- Astrid Flamand — Bestuurder
Détails techniques
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}18-11-2025 1 administrateur nommé, 1 démissionnaire
- Astrid Flamand — Bestuurder
- Filip DEPREZ — Bestuurder
Détails techniques
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}21-05-2025 Changement au sein de l'organe d'administration
Détails techniques
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}21-05-2025 Vanessa Issi démissionne de son mandat de délégué
- Vanessa Issi — Gedelegeerd bestuurder
Détails techniques
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"evidence_quote": "Le Conseil d\u0027administration d\u00E9cide de donner procuration \u00E0 Mesdames Julie Salteur, Julie Buffin et Fran\u00E7oise Lemye, chacune pouvant agir individuellement, avec l\u0027autorisation de subd\u00E9l\u00E9guer ses pouvoirs, afin de proc\u00E9der \u00E0 toute formalit\u00E9 g\u00E9n\u00E9ralement n\u00E9cessaire ou utile relative aux d\u00E9cisions de la",
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},
{
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],
"notary": {
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},
"act_meta": {
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"filing_date": "2025-05-14",
"act_kind_objet": "D\u00E9l\u00E9gu\u00E9 \u00E0 la gestion journali\u00E8re : d\u00E9mission"
},
"decisions": [
{
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"date": "2025-04-07",
"unanimous": null
}
],
"is_correction": false,
"subject_company": {
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},
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"corrected_publication_numac": null
}02-01-2025 Augmentation de capital de 8.000.000 € à 14.104.569 €
- €6.104.569 → €14.104.569
Détails techniques
{
"events": [
{
"kind": "capital_increase",
"amount": 8000000.0,
"currency": "EUR",
"after_eur": 14104569.0,
"delta_eur": 8000000.0,
"before_eur": 6104569.0,
"amount_type": "kapitaal_effectief",
"effective_date": "2024-12-09",
"evidence_quote": "L\u2019assembl\u00E9e d\u00E9cide d\u2019augmenter le capital \u00E0 concurrence d\u2019un montant de huit millions d\u0027euros (\u20AC 8.000.000,00), pour le porter de six millions cent quatre mille cinq cent soixante-neuf euros (\u20AC 6.104.569,00) \u00E0 quatorze millions cent quatre mille cinq cent soixante-neuf euros (\u20AC 14.104.569,00), par l\u2019\u00E9mission de huit millions (8.000.000) de nouvelles actions... Ces actions nouvelles seront souscrites pour le prix global de huit millions d\u0027euros (\u20AC 8.000.000,00) et enti\u00E8rement lib\u00E9r\u00E9es lors de la souscription.",
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],
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}02-01-2025 Augmentation de capital de 8.000.000 € à 14.104.569 €
- €6.104.569 → €14.104.569
- Inbreng in geld · Apport en numéraire
Détails techniques
{
"events": [
{
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"after_eur": 14104569.0,
"delta_eur": 8000000.0,
"before_eur": 6104569.0,
"share_emission": {
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"share_form": "no_nominal_value",
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"n_new_shares": 8000000,
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"issue_price_per_share_eur": 1.0
},
"decrease_purpose": null,
"contribution_type": "geld",
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"merger_new_shares_n": null,
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"distribution_amount_eur": null,
"statutory_unavailable_equity_op": null
}
],
"notary": {
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},
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"decision": {
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},
"bedrijfsrevisor": {
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"firm_kbo": null,
"firm_name": null,
"ibr_number": null,
"mission_type": null,
"individual_name": null
},
"subject_company": {
"kbo": "0794.337.651",
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},
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{
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"voting_rights_per_share": null
}
]
}02-01-2025 Modification des statuts — traduction des statuts, coordination des statuts et modification d'articles spécifiques
Détails techniques
{
"notary": {
"name": "Damien HISETTE",
"firm_city": null,
"firm_name": "Van Halteren Notaires",
"office_city": "Bruxelles",
"is_associated": true
},
"act_meta": {
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"filing_date": "2024-12-29",
"act_kind_objet": "CAPITAL, ACTIONS, STATUTS (TRADUCTION, COORDINATION, AUTRES MODIFICATIONS)"
},
"decision": {
"body": "buitengewone_algemene_vergadering",
"act_date": "2024-12-09",
"unanimous": null
},
"statute_change": {
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"targeted_amendment"
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"scope": "translation_only",
"trigger": "wvv_adaptation",
"language_after": "nl",
"language_before": "nl"
},
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"special_mandates": [
{
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"holder_name": "Samuel WYNANT",
"scope_categories": [
"publication"
],
"with_substitution": false
}
],
"articles_modified": [
{
"summary": "The article defining the capital and the number of shares was replaced with new text.",
"new_text": "Le capital est fix\u00E9 \u00E0 quatorze millions cent quatre mille cinq cent soixante-neuf euros (\u20AC 14.104.569,00). Il est repr\u00E9sent\u00E9 par huit millions soixante et un mille quarante-six (8.061.046) actions sans d\u00E9signation de valeur nominale, enti\u00E8rement lib\u00E9r\u00E9es.",
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{
"name": "tout collaborateur de l\u2019\u00E9tude des notaires \u00AB Van Halteren Notaires \u00BB",
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}
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"voorkeurrecht_rules_changed": true,
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},
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"capital_structure_change": {
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{
"count": 8061046,
"label": "actions sans d\u00E9signation de valeur nominale",
"rights_summary": "jouissant des m\u00EAmes droits et avantages",
"voting_per_share": null
}
]
},
"coordinated_text_lineage": null
}02-01-2025 Modification des statuts
Détails techniques
{
"schema": "v3.2",
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"model_id": 36,
"extractor": "constrained-core-35b"
},
"statute_change": {
"name_change": false,
"seat_change": false,
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}
}22-10-2024 5 administrateurs nommés, 1 démissionnaire
- Melisa Rodriguez — Bestuurder
- Julie Salteur — Dagelijks bestuur
- Julie Buffin — Dagelijks bestuur
- Leen Huybens — Dagelijks bestuur
- Françoise Lemye — Dagelijks bestuur
- Erlinde Eeman — Bestuurder
Détails techniques
{
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"evidence_quote": "L\u0027actionnaire unique prend acte de la d\u00E9mission de Madame Erlinde Eeman de son mandat d\u0027administrateur de la Soci\u00E9t\u00E9, avec effet au 1er ao\u00FBt 2024.",
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},
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},
"decisions": [
{
"body": "enig_aandeelhouder_schriftelijk",
"date": "2024-09-11",
"unanimous": true
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],
"is_correction": false,
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},
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},
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}22-10-2024 Melisa Rodriguez nommé administrateur
- Melisa Rodriguez — Bestuurder
Détails techniques
{
"events": [
{
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},
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}
],
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"subject_company": {
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"name_full": "AG RESIDENTIAL",
"legal_form": "SA"
}
}06-06-2024 Changement au sein de l'organe d'administration
Détails techniques
{
"events": [],
"schema": "v3.2",
"act_meta": {
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"extractor": "constrained-core-35b"
},
"subject_company": {
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"legal_form": "SA"
}
}06-06-2024 1 administrateur nommé, 1 démissionnaire
- Kurt Cappoen — Commissaris
- Didier Matriche — Commissaris
Détails techniques
{
"events": [
{
"kind": "commissaris_revocation",
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},
{
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},
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"evidence_quote": "L\u0027Assembl\u00E9e g\u00E9n\u00E9rale prend acte du changement intervenu dans la personne du repr\u00E9sentant permanent de la soci\u00E9t\u00E9 PwC Reviseurs d\u0027Entreprises SRIL, qui sera repr\u00E9sent\u00E9e par Kurt Cappoen BV (B00964), r\u00E9viseur d\u0027entreprises, charg\u00E9 de l\u0027exercice du mandat, avec comme repr\u00E9sentant permanent Kurt Cappoen",
"decharge_status": "granted",
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],
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},
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"act_kind_objet": "Commissaire: changement de repr\u00E9sentant permanent"
},
"decisions": [
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"body": "enig_aandeelhouder_schriftelijk",
"date": "2024-05-02",
"unanimous": true
}
],
"is_correction": false,
"subject_company": {
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}20-04-2023 5 administrateurs nommés
- Vanessa Issi — Dagelijks bestuur
- Filip Deprez — Dagelijks bestuur
- Ariane Bruwlere — Mandataire
- Françoise Lemye — Mandataire
- Leen Huybens — Mandataire
Détails techniques
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},
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}20-04-2023 2 administrateurs nommés
- Vanessa Issi — Dagelijks bestuur
- Filip Deprez — Dagelijks bestuur
Détails techniques
{
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}
}31-01-2023 Opération sur le capital ou les actions
Détails techniques
{
"events": [
{
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],
"notary": {
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],
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}
]
}31-01-2023 Augmentation de capital de 6.043.069 € à 6.104.569 €
- €61.500 → €6.104.569
Détails techniques
{
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"amount": 6043069,
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}
}06-12-2022 Constitution d'une société (SNC)
Détails techniques
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"founders": [
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},
"initial_directors": [],
"incorporation_date": "2022-12-02",
"post_incorporation_mandates": []
}Générez une note structurée et factuelle à partir de tous les signaux de ce dossier : risque, santé financière, structure de propriété, mandats et comparaison sectorielle.
| Dénomination légaleFR | AG Residential |