CROSSXOVER: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
CROSSXOVER
Largest movements
- Receivables within one year +€15,579
up €15,579 (+17.4%), from €89,660 to €105,240
- Cash -€1,651
down €1,651 (-100%), from €1,651 to €0
mainly Trade debts (-€21,182) and Receivables within one year (-€15,579)
- Other debts +€21,377
up €21,377 (+9.1%), from €236,120 to €257,497
- Trade debts -€21,182
down €21,182 (-62.6%), from €33,855 to €12,673
- Profit (loss) carried forward +€14,124
up €14,124 (+5.9%), from -€238,649 to -€224,525
- Short-term financial debts +€3,759
up €3,759, from €0 to €3,759
- Tax, wage and social debts -€2,790
down €2,790 (-12.2%), from €22,883 to €20,093
of which Taxes: -€2,856
- Gross operating margin +€31,850
up €31,850 (+115%), from €27,677 to €59,527
- Depreciation -€5,893
down €5,893 (-100%), from €5,893 to €0
- Financial charges -€1,326
down €1,326 (-32.9%), from €4,028 to €2,702
- Staff costs +€1,063
up €1,063 (+2.7%), from €39,270 to €40,333
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €122,810 | €138,097 | +€15,287 | +12.4% |
| Fixed assets | 21/28 | €0 | - | = | |
| Tangible fixed assets | 22/27 | €0 | - | = | |
| Furniture and vehicles | 24 | €0 | - | = | |
| Current assets | 29/58 | €122,810 | €138,097 | +€15,287 | +12.4% |
| Stocks and contracts in progress | 3 | €30,000 | €30,000 | = | 0.0% |
| Stocks | 30/36 | €30,000 | €30,000 | = | 0.0% |
| Amounts receivable within one year | 40/41 | €89,660 | €105,240 | +€15,579 | +17.4% |
| Trade receivables | 40 | €89,660 | €105,240 | +€15,579 | +17.4% |
| Cash at bank and in hand | 54/58 | €1,651 | €0 | -€1,651 | -100% |
| Deferred charges and accrued income | 490/1 | €1,499 | €2,858 | +€1,359 | +90.7% |
| Total equity and liabilities | 10/49 | €122,810 | €138,097 | +€15,287 | +12.4% |
| Equity | 10/15 | -€220,049 | -€205,925 | +€14,124 | +6.4% |
| Contributions | 10/11 | €18,600 | €18,600 | = | 0.0% |
| Profit (loss) carried forward | 14 | -€238,649 | -€224,525 | +€14,124 | +5.9% |
| Amounts payable | 17/49 | €342,859 | €344,022 | +€1,163 | +0.3% |
| Amounts payable after more than one year | 17 | €50,000 | €50,000 | = | 0.0% |
| Financial debts | 170/4 | €50,000 | €50,000 | = | 0.0% |
| Amounts payable within one year | 42/48 | €292,859 | €294,022 | +€1,163 | +0.4% |
| Financial debts | 43 | €0 | €3,759 | +€3,759 | |
| Credit institutions | 430/8 | €0 | €3,759 | +€3,759 | |
| Trade debts | 44 | €33,855 | €12,673 | -€21,182 | -62.6% |
| Suppliers | 440/4 | €33,855 | €12,673 | -€21,182 | -62.6% |
| Taxes, remuneration and social security | 45 | €22,883 | €20,093 | -€2,790 | -12.2% |
| Taxes | 450/3 | €18,928 | €16,072 | -€2,856 | -15.1% |
| Remuneration and social security | 454/9 | €3,956 | €4,021 | +€66 | +1.7% |
| Other amounts payable | 47/48 | €236,120 | €257,497 | +€21,377 | +9.1% |
| Non-recurring operating income | 76A | €0 | - | = | |
| Remuneration, social security and pensions | 62 | €39,270 | €40,333 | +€1,063 | +2.7% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €5,893 | €0 | -€5,893 | -100% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals) | 631/4 | €0 | - | = | |
| Other operating charges | 640/8 | €2,436 | €2,118 | -€318 | -13.1% |
| Gross operating margin | 9900 | €27,677 | €59,527 | +€31,850 | +115% |
| Operating profit (loss) | 9901 | -€19,923 | €17,076 | +€36,998 | |
| Financial income | 75/76B | €0 | €0 | +€0 | |
| Recurring financial income | 75 | €0 | €0 | +€0 | |
| Financial charges | 65/66B | €4,028 | €2,702 | -€1,326 | -32.9% |
| Recurring financial charges | 65 | €4,028 | €2,702 | -€1,326 | -32.9% |
| Profit (loss) for the period before taxes | 9903 | -€23,951 | €14,374 | +€38,325 | |
| Income taxes | 67/77 | €250 | €250 | +€0 | +0.2% |
| Profit (loss) for the period | 9904 | -€24,200 | €14,124 | +€38,324 | |
| Profit (loss) for the period to be appropriated | 9905 | -€24,200 | €14,124 | +€38,324 |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 30 October 2026 via checked.be.