AssuredPartners: what changed
Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
AssuredPartners
Largest movements
- Receivables within one year -€386,250
down €386,250 (-61.3%), from €629,873 to €243,623
of which Trade receivables: -€382,894
- Cash -€17,160
down €17,160 (-7.3%), from €233,755 to €216,596
mainly Trade debts (-€406,501) and Tax, wage and social debts (-€5,441)
- Trade debts -€406,501
down €406,501 (-63.4%), from €641,008 to €234,508
- Gross operating margin -€10,881
down €10,881 (-22.4%), from €48,619 to €37,739
- Financial charges +€6,715
up €6,715 (+163.5%), from €4,107 to €10,822
- Taxes -€5,457
down €5,457 (-69.7%), from €7,834 to €2,377
- Financial income -€4,261
down €4,261 (-91.7%), from €4,649 to €388
- Other operating charges -€2,102
down €2,102 (-10.2%), from €20,608 to €18,506
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €896,282 | €494,713 | -€401,569 | -44.8% |
| Current assets | 29/58 | €896,282 | €494,713 | -€401,569 | -44.8% |
| Amounts receivable within one year | 40/41 | €629,873 | €243,623 | -€386,250 | -61.3% |
| Trade receivables | 40 | €626,517 | €243,623 | -€382,894 | -61.1% |
| Other amounts receivable | 41 | €3,356 | €0 | -€3,356 | -100.0% |
| Cash at bank and in hand | 54/58 | €233,755 | €216,596 | -€17,160 | -7.3% |
| Deferred charges and accrued income | 490/1 | €32,654 | €34,494 | +€1,840 | +5.6% |
| Total equity and liabilities | 10/49 | €896,282 | €494,713 | -€401,569 | -44.8% |
| Equity | 10/15 | €247,456 | €253,877 | +€6,421 | +2.6% |
| Contributions | 10/11 | €30,000 | €30,000 | = | 0.0% |
| Profit (loss) carried forward | 14 | €217,456 | €223,877 | +€6,421 | +3.0% |
| Amounts payable | 17/49 | €648,826 | €240,837 | -€407,990 | -62.9% |
| Amounts payable within one year | 42/48 | €648,826 | €236,885 | -€411,941 | -63.5% |
| Trade debts | 44 | €641,008 | €234,508 | -€406,501 | -63.4% |
| Suppliers | 440/4 | €641,008 | €234,508 | -€406,501 | -63.4% |
| Taxes, remuneration and social security | 45 | €7,818 | €2,377 | -€5,441 | -69.6% |
| Taxes | 450/3 | €7,818 | €2,377 | -€5,441 | -69.6% |
| Accrued charges and deferred income | 492/3 | - | €3,952 | +€3,952 | |
| Other operating charges | 640/8 | €20,608 | €18,506 | -€2,102 | -10.2% |
| Gross operating margin | 9900 | €48,619 | €37,739 | -€10,881 | -22.4% |
| Operating profit (loss) | 9901 | €28,012 | €19,233 | -€8,779 | -31.3% |
| Financial income | 75/76B | €4,649 | €388 | -€4,261 | -91.7% |
| Recurring financial income | 75 | €4,649 | €388 | -€4,261 | -91.7% |
| Financial charges | 65/66B | €4,107 | €10,822 | +€6,715 | +163.5% |
| Recurring financial charges | 65 | €4,107 | €10,822 | +€6,715 | +163.5% |
| Profit (loss) for the period before taxes | 9903 | €28,554 | €8,798 | -€19,756 | -69.2% |
| Income taxes | 67/77 | €7,834 | €2,377 | -€5,457 | -69.7% |
| Profit (loss) for the period | 9904 | €20,720 | €6,421 | -€14,299 | -69.0% |
| Profit (loss) for the period to be appropriated | 9905 | €20,720 | €6,421 | -€14,299 | -69.0% |
Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 5 October 2026 via checked.be.