AMI SF: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
AMI SF
Largest movements
- Cash -€20,714
down €20,714 (-56.7%), from €36,507 to €15,793
mainly Net result for the year (-€11,229) and Debts after one year (-€8,105)
- Tangible fixed assets -€11,990
down €11,990 (-28.2%), from €42,483 to €30,493
of which Furniture and vehicles: -€11,539
- Receivables within one year +€5,295
up €5,295 (+153%), from €3,465 to €8,759
- Profit (loss) carried forward -€11,229
new in 2025: -€11,229
- Debts after one year -€8,105
down €8,105 (-36.1%), from €22,458 to €14,353
- Tax, wage and social debts -€4,384
down €4,384 (-40.2%), from €10,894 to €6,510
- Trade debts -€3,386
down €3,386 (-93.6%), from €3,616 to €230
- Gross operating margin -€32,229
down €32,229 (-65.9%), from €48,883 to €16,654
- Other operating charges -€13,554
down €13,554 (-49.1%), from €27,619 to €14,065
- Taxes -€2,352
down €2,352 (-92.8%), from €2,535 to €184
- Financial charges -€870
down €870 (-34.1%), from €2,552 to €1,683
of which Financial charges: -€494
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €84,204 | €57,382 | -€26,822 | -31.9% |
| Fixed assets | 21/28 | €42,483 | €30,493 | -€11,990 | -28.2% |
| Tangible fixed assets | 22/27 | €42,483 | €30,493 | -€11,990 | -28.2% |
| Plant, machinery and equipment | 23 | €1,289 | €838 | -€451 | -35.0% |
| Furniture and vehicles | 24 | €41,194 | €29,655 | -€11,539 | -28.0% |
| Current assets | 29/58 | €41,720 | €26,889 | -€14,832 | -35.5% |
| Amounts receivable within one year | 40/41 | €3,465 | €8,759 | +€5,295 | +153% |
| Other amounts receivable | 41 | €3,465 | €8,759 | +€5,295 | +153% |
| Cash at bank and in hand | 54/58 | €36,507 | €15,793 | -€20,714 | -56.7% |
| Deferred charges and accrued income | 490/1 | €1,749 | €2,337 | +€588 | +33.6% |
| Total equity and liabilities | 10/49 | €84,204 | €57,382 | -€26,822 | -31.9% |
| Equity | 10/15 | €38,080 | €26,851 | -€11,229 | -29.5% |
| Contributions | 10/11 | €1,000 | €1,000 | = | 0.0% |
| Reserves | 13 | €37,080 | €37,080 | = | 0.0% |
| Distributable reserves | 133 | €37,080 | €37,080 | = | 0.0% |
| Profit (loss) carried forward | 14 | - | -€11,229 | -€11,229 | |
| Amounts payable | 17/49 | €46,124 | €30,531 | -€15,593 | -33.8% |
| Amounts payable after more than one year | 17 | €22,458 | €14,353 | -€8,105 | -36.1% |
| Financial debts | 170/4 | €22,458 | €14,353 | -€8,105 | -36.1% |
| Amounts payable within one year | 42/48 | €23,666 | €16,178 | -€7,488 | -31.6% |
| Current portion of amounts payable after more than one year | 42 | €9,079 | €9,438 | +€359 | +4.0% |
| Trade debts | 44 | €3,616 | €230 | -€3,386 | -93.6% |
| Suppliers | 440/4 | €3,616 | €230 | -€3,386 | -93.6% |
| Taxes, remuneration and social security | 45 | €10,894 | €6,510 | -€4,384 | -40.2% |
| Taxes | 450/3 | €10,894 | €6,510 | -€4,384 | -40.2% |
| Other amounts payable | 47/48 | €77 | - | -€77 | |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €12,150 | €11,990 | -€160 | -1.3% |
| Other operating charges | 640/8 | €27,619 | €14,065 | -€13,554 | -49.1% |
| Gross operating margin | 9900 | €48,883 | €16,654 | -€32,229 | -65.9% |
| Operating profit (loss) | 9901 | €9,114 | -€9,401 | -€18,515 | |
| Financial income | 75/76B | €1 | €39 | +€38 | +4,096% |
| Recurring financial income | 75 | €1 | €39 | +€38 | +4,096% |
| Financial charges | 65/66B | €2,552 | €1,683 | -€870 | -34.1% |
| Recurring financial charges | 65 | €2,048 | €1,553 | -€494 | -24.1% |
| Non-recurring financial charges | 66B | €505 | €129 | -€375 | -74.4% |
| Profit (loss) for the period before taxes | 9903 | €6,563 | -€11,045 | -€17,608 | |
| Income taxes | 67/77 | €2,535 | €184 | -€2,352 | -92.8% |
| Profit (loss) for the period | 9904 | €4,027 | -€11,229 | -€15,256 | |
| Profit (loss) for the period to be appropriated | 9905 | €4,027 | -€11,229 | -€15,256 |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 23 October 2026 via checked.be.