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Puc Polish: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

Puc Polish

BE 0675.436.734
NACE 47.820, Retail sale of motor vehicle parts and accessories
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
€4,362
2024 · €11,218-€6,856
Equity
€180,350
2024 · €175,988+€4,362
Cash
€132,919
2024 · €136,435-€3,516
Balance sheet total
€401,893
2024 · €420,424-€18,531

Largest movements

2024 to 2025
Assets
  • Tangible fixed assets -€23,852

    down €23,852 (-10.1%), from €236,789 to €212,937

    of which Plant, machinery and equipment: -€14,409

  • Deferred charges and accrued income +€9,750

    new in 2025: €9,750

Equity and liabilities
  • Debts after one year -€13,393

    down €13,393 (-12.4%), from €107,877 to €94,484

  • Current portion of long-term debt -€4,954

    down €4,954 (-27.0%), from €18,347 to €13,393

  • Profit (loss) carried forward +€4,362

    up €4,362 (+4.9%), from €88,868 to €93,231

Income statement
  • Gross operating margin -€8,859

    down €8,859 (-10.7%), from €82,989 to €74,131

  • Taxes -€3,011

    down €3,011 (-67.8%), from €4,442 to €1,431

  • Financial charges +€1,122

    up €1,122 (+78.2%), from €1,435 to €2,557

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 €11,218
Gross operating margin -€8,859
Staff costs +€489
Depreciation -€7
Other operating charges -€368
Financial charges -€1,122
Taxes +€3,011
Result 2025 €4,362

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations +€20,147
Investment -€6,000
Financing -€17,662
Cash 2024 €136,435
Net result for the year +€4,362
Depreciation +€29,852
Receivables within one year +€913
Deferred charges and accrued income -€9,750
Trade debts -€1,293
Tax, wage and social debts -€1,773
Other debts -€1,728
Accrued charges and deferred income -€436
Investment in fixed assets (net) -€6,000
Debts after one year -€13,393
Current portion of long-term debt -€4,954
Short-term financial debts +€684
Cash 2025 €132,919
Every line side by side 43 lines
Line Code 2024 2025 Change %
Total assets 20/58 €420,424 €401,893 -€18,531 -4.4%
Fixed assets 21/28 €236,789 €212,937 -€23,852 -10.1%
Tangible fixed assets 22/27 €236,789 €212,937 -€23,852 -10.1%
Land and buildings 22 €170,821 €161,909 -€8,912 -5.2%
Plant, machinery and equipment 23 €64,884 €50,475 -€14,409 -22.2%
Furniture and vehicles 24 €1,084 €553 -€531 -49.0%
Current assets 29/58 €183,635 €188,956 +€5,321 +2.9%
Amounts receivable within one year 40/41 €47,200 €46,287 -€913 -1.9%
Trade receivables 40 €47,200 €44,718 -€2,482 -5.3%
Other amounts receivable 41 - €1,569 +€1,569
Cash at bank and in hand 54/58 €136,435 €132,919 -€3,516 -2.6%
Deferred charges and accrued income 490/1 - €9,750 +€9,750
Total equity and liabilities 10/49 €420,424 €401,893 -€18,531 -4.4%
Equity 10/15 €175,988 €180,350 +€4,362 +2.5%
Contributions 10/11 €6,200 €6,200 = 0.0%
Reserves 13 €80,920 €80,920 = 0.0%
Distributable reserves 133 €80,920 €80,920 = 0.0%
Profit (loss) carried forward 14 €88,868 €93,231 +€4,362 +4.9%
Amounts payable 17/49 €244,436 €221,543 -€22,893 -9.4%
Amounts payable after more than one year 17 €107,877 €94,484 -€13,393 -12.4%
Financial debts 170/4 €107,877 €94,484 -€13,393 -12.4%
Amounts payable within one year 42/48 €136,123 €127,059 -€9,064 -6.7%
Current portion of amounts payable after more than one year 42 €18,347 €13,393 -€4,954 -27.0%
Financial debts 43 - €684 +€684
Credit institutions 430/8 - €684 +€684
Trade debts 44 €4,318 €3,024 -€1,293 -30.0%
Suppliers 440/4 €4,318 €3,024 -€1,293 -30.0%
Taxes, remuneration and social security 45 €5,208 €3,435 -€1,773 -34.0%
Taxes 450/3 €2,065 €3,435 +€1,370 +66.3%
Remuneration and social security 454/9 €3,143 - -€3,143
Other amounts payable 47/48 €108,251 €106,522 -€1,728 -1.6%
Accrued charges and deferred income 492/3 €436 - -€436
Remuneration, social security and pensions 62 €34,200 €33,711 -€489 -1.4%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €29,845 €29,852 +€7 0.0%
Other operating charges 640/8 €1,850 €2,218 +€368 +19.9%
Gross operating margin 9900 €82,989 €74,131 -€8,859 -10.7%
Operating profit (loss) 9901 €17,095 €8,350 -€8,745 -51.2%
Financial charges 65/66B €1,435 €2,557 +€1,122 +78.2%
Recurring financial charges 65 €1,435 €2,557 +€1,122 +78.2%
Profit (loss) for the period before taxes 9903 €15,660 €5,793 -€9,867 -63.0%
Income taxes 67/77 €4,442 €1,431 -€3,011 -67.8%
Profit (loss) for the period 9904 €11,218 €4,362 -€6,856 -61.1%
Profit (loss) for the period to be appropriated 9905 €11,218 €4,362 -€6,856 -61.1%

Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 30 September 2026 via checked.be.