CHOLET: what changed
What changed
CHOLET
NACE 47.400, Retail sale of information and communication equipment
filed annual accounts (NBB)
Net result for the year
€20,085
2024 · €22,541-€2,456
Equity
€111,715
2024 · €91,630+€20,085
Cash
€51,011
2024 · €38,168+€12,843
Balance sheet total
€219,670
2024 · €215,899+€3,771
Largest movements
Assets
- Cash +€12,843
up €12,843 (+33.7%), from €38,168 to €51,011
mainly Net result for the year (+€20,085) and Depreciation (+€10,173)
- Tangible fixed assets -€10,173
down €10,173 (-7.0%), from €144,727 to €134,554
of which Furniture and vehicles: -€7,363
Equity and liabilities
- Profit (loss) carried forward +€20,085
new in 2025: €20,085
- Debts after one year -€8,716
down €8,716 (-10.6%), from €82,149 to €73,433
- Accrued charges and deferred income -€4,867
down €4,867 (-24.3%), from €20,000 to €15,133
- Tax, wage and social debts -€4,837
down €4,837 (-55.3%), from €8,751 to €3,914
Income statement
- Gross operating margin -€5,790
down €5,790 (-12.3%), from €46,980 to €41,190
- Depreciation -€2,317
down €2,317 (-18.6%), from €12,490 to €10,173
- Financial charges -€1,275
down €1,275 (-20.3%), from €6,289 to €5,014
Change in the result, 2024 to 2025
For each income-statement line you see the change as its effect on the result. Higher costs lower the result, higher income raises it.
Result 2024
€22,541
Gross operating margin
-€5,790
Depreciation
+€2,317
Other operating charges
-€430
Financial income
-€201
Financial charges
+€1,275
Taxes
+€372
Result 2025
€20,085
raises the resultlowers the result
Derived cash bridge
The bridge is derived from the 2024 and 2025 balance sheets and the 2025 result. There is no filed cash-flow statement. You see where the money came from and where it went.
From operations
+€21,145
Investment
€0
Financing
-€8,302
Cash 2024
€38,168
From operations (derived)
+€21,145
Net result for the year
+€20,085
Depreciation
+€10,173
Stocks and contracts
-€1,396
Receivables within one year
+€1,731
Deferred charges and accrued income
-€1,435
Trade debts
+€1,692
Tax, wage and social debts
-€4,837
Accrued charges and deferred income
-€4,867
Financing
-€8,302
Debts after one year
-€8,716
Current portion of long-term debt
+€414
Cash 2025
€51,011
brings cash intakes cash out
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €215,899 | €219,670 | +€3,771 | +1.7% |
| Fixed assets | 21/28 | €144,727 | €134,554 | -€10,173 | -7.0% |
| Tangible fixed assets | 22/27 | €144,727 | €134,554 | -€10,173 | -7.0% |
| Land and buildings | 22 | €107,502 | €104,692 | -€2,810 | -2.6% |
| Furniture and vehicles | 24 | €37,225 | €29,862 | -€7,363 | -19.8% |
| Current assets | 29/58 | €71,172 | €85,116 | +€13,944 | +19.6% |
| Stocks and contracts in progress | 3 | €25,179 | €26,575 | +€1,396 | +5.5% |
| Stocks | 30/36 | €25,179 | €26,575 | +€1,396 | +5.5% |
| Amounts receivable within one year | 40/41 | €7,826 | €6,096 | -€1,731 | -22.1% |
| Trade receivables | 40 | €7,826 | €3,143 | -€4,683 | -59.8% |
| Other amounts receivable | 41 | - | €2,953 | +€2,953 | |
| Cash at bank and in hand | 54/58 | €38,168 | €51,011 | +€12,843 | +33.7% |
| Deferred charges and accrued income | 490/1 | - | €1,435 | +€1,435 | |
| Total equity and liabilities | 10/49 | €215,899 | €219,670 | +€3,771 | +1.7% |
| Equity | 10/15 | €91,630 | €111,715 | +€20,085 | +21.9% |
| Contributions | 10/11 | €18,600 | €18,600 | = | 0.0% |
| Reserves | 13 | €73,030 | €73,030 | = | 0.0% |
| Non-distributable reserves | 130/1 | €1,085 | €1,085 | = | 0.0% |
| Reserves not available under the articles | 1311 | €1,085 | €1,085 | = | 0.0% |
| Distributable reserves | 133 | €71,945 | €71,945 | = | 0.0% |
| Profit (loss) carried forward | 14 | - | €20,085 | +€20,085 | |
| Amounts payable | 17/49 | €124,269 | €107,956 | -€16,314 | -13.1% |
| Amounts payable after more than one year | 17 | €82,149 | €73,433 | -€8,716 | -10.6% |
| Financial debts | 170/4 | €82,149 | €73,433 | -€8,716 | -10.6% |
| Amounts payable within one year | 42/48 | €22,121 | €19,390 | -€2,731 | -12.3% |
| Current portion of amounts payable after more than one year | 42 | €8,302 | €8,716 | +€414 | +5.0% |
| Trade debts | 44 | €5,067 | €6,760 | +€1,692 | +33.4% |
| Suppliers | 440/4 | €5,067 | €6,760 | +€1,692 | +33.4% |
| Taxes, remuneration and social security | 45 | €8,751 | €3,914 | -€4,837 | -55.3% |
| Taxes | 450/3 | €8,751 | €3,914 | -€4,837 | -55.3% |
| Accrued charges and deferred income | 492/3 | €20,000 | €15,133 | -€4,867 | -24.3% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €12,490 | €10,173 | -€2,317 | -18.6% |
| Other operating charges | 640/8 | €418 | €848 | +€430 | +103% |
| Gross operating margin | 9900 | €46,980 | €41,190 | -€5,790 | -12.3% |
| Operating profit (loss) | 9901 | €34,072 | €30,169 | -€3,903 | -11.5% |
| Financial income | 75/76B | €202 | €2 | -€201 | -99.1% |
| Recurring financial income | 75 | €202 | €2 | -€201 | -99.1% |
| Financial charges | 65/66B | €6,289 | €5,014 | -€1,275 | -20.3% |
| Recurring financial charges | 65 | €6,289 | €5,014 | -€1,275 | -20.3% |
| Profit (loss) for the period before taxes | 9903 | €27,986 | €25,157 | -€2,829 | -10.1% |
| Income taxes | 67/77 | €5,445 | €5,072 | -€372 | -6.8% |
| Profit (loss) for the period | 9904 | €22,541 | €20,085 | -€2,456 | -10.9% |
| Profit (loss) for the period to be appropriated | 9905 | €22,541 | €20,085 | -€2,456 | -10.9% |
Next steps
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Calculation and sources
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Green is a favourable move for that line, red an unfavourable one. Prepared on 4 November 2026 via checked.be.