ACCESS IMMO: what changed
ACCESS IMMO
Largest movements
- Cash -€49,525
no longer reported in 2025 (was €49,525)
mainly Advances received (-€51,578) and Current investments (-€16,539)
- Current investments +€16,539
new in 2025: €16,539
- Receivables within one year +€12,834
up €12,834 (+84.6%), from €15,175 to €28,009
of which Trade receivables: +€8,184
- Tangible fixed assets -€12,541
down €12,541 (-35.2%), from €35,634 to €23,093
of which Furniture and vehicles: -€12,039
- Advances received -€51,578
no longer reported in 2025 (was €51,578)
- Trade debts +€18,489
up €18,489 (+436%), from €4,243 to €22,732
of which Bills of exchange payable: +€17,022
- Other debts +€10,188
up €10,188 (+23.2%), from €43,859 to €54,048
- Profit (loss) carried forward -€8,230
down €8,230 (-22.6%), from -€36,381 to -€44,611
- Tax, wage and social debts -€1,372
down €1,372 (-16.8%), from €8,179 to €6,807
- Turnover +€21,682
up €21,682 (+23.2%), from €93,259 to €114,940
- Gross operating margin +€19,506
up €19,506, from -€11,287 to €8,219
- Staff costs -€15,757
no longer reported in 2025 (was €15,757)
- Other operating charges -€2,793
down €2,793 (-80.3%), from €3,477 to €684
- Purchases and services +€2,176
up €2,176 (+2.1%), from €104,545 to €106,721
Change in the result, 2024 to 2025
For each income-statement line you see the change as its effect on the result. Higher costs lower the result, higher income raises it.
Derived cash bridge
The bridge is derived from the 2024 and 2025 balance sheets and the 2025 result. There is no filed cash-flow statement. You see where the money came from and where it went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €101,734 | €69,231 | -€32,503 | -31.9% |
| Fixed assets | 21/28 | €37,034 | €24,493 | -€12,541 | -33.9% |
| Tangible fixed assets | 22/27 | €35,634 | €23,093 | -€12,541 | -35.2% |
| Furniture and vehicles | 24 | €34,442 | €22,403 | -€12,039 | -35.0% |
| Other tangible fixed assets | 26 | €1,192 | €690 | -€503 | -42.1% |
| Financial fixed assets | 28 | €1,400 | €1,400 | = | 0.0% |
| Current assets | 29/58 | €64,700 | €44,738 | -€19,962 | -30.9% |
| Amounts receivable within one year | 40/41 | €15,175 | €28,009 | +€12,834 | +84.6% |
| Trade receivables | 40 | €14,598 | €22,781 | +€8,184 | +56.1% |
| Other amounts receivable | 41 | €578 | €5,228 | +€4,650 | +805% |
| Current investments | 50/53 | - | €16,539 | +€16,539 | |
| Cash at bank and in hand | 54/58 | €49,525 | - | -€49,525 | |
| Deferred charges and accrued income | 490/1 | - | €189 | +€189 | |
| Total equity and liabilities | 10/49 | €101,734 | €69,231 | -€32,503 | -31.9% |
| Equity | 10/15 | -€6,126 | -€14,356 | -€8,230 | -134% |
| Contributions | 10/11 | €14,255 | €14,255 | = | 0.0% |
| Reserves | 13 | €16,000 | €16,000 | = | 0.0% |
| Tax-exempt reserves | 132 | €16,000 | €16,000 | = | 0.0% |
| Profit (loss) carried forward | 14 | -€36,381 | -€44,611 | -€8,230 | -22.6% |
| Amounts payable | 17/49 | €107,860 | €83,586 | -€24,273 | -22.5% |
| Amounts payable within one year | 42/48 | €107,860 | €83,586 | -€24,273 | -22.5% |
| Trade debts | 44 | €4,243 | €22,732 | +€18,489 | +436% |
| Suppliers | 440/4 | €4,243 | €5,710 | +€1,467 | +34.6% |
| Bills of exchange payable | 441 | - | €17,022 | +€17,022 | |
| Advances received on contracts in progress | 46 | €51,578 | - | -€51,578 | |
| Taxes, remuneration and social security | 45 | €8,179 | €6,807 | -€1,372 | -16.8% |
| Taxes | 450/3 | €8,179 | €6,807 | -€1,372 | -16.8% |
| Other amounts payable | 47/48 | €43,859 | €54,048 | +€10,188 | +23.2% |
| Turnover | 70 | €93,259 | €114,940 | +€21,682 | +23.2% |
| Goods, raw materials, services and sundry goods | 60/61 | €104,545 | €106,721 | +€2,176 | +2.1% |
| Remuneration, social security and pensions | 62 | €15,757 | - | -€15,757 | |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €14,069 | €13,591 | -€478 | -3.4% |
| Other operating charges | 640/8 | €3,477 | €684 | -€2,793 | -80.3% |
| Non-recurring operating charges | 66A | €364 | €262 | -€102 | -28.1% |
| Gross operating margin | 9900 | -€11,287 | €8,219 | +€19,506 | |
| Operating profit (loss) | 9901 | -€44,953 | -€6,317 | +€38,636 | +85.9% |
| Financial income | 75/76B | €0 | €1 | +€1 | +229% |
| Recurring financial income | 75 | €0 | €1 | +€1 | +229% |
| Financial charges | 65/66B | €240 | €1,697 | +€1,457 | +608% |
| Recurring financial charges | 65 | €240 | €1,697 | +€1,457 | +608% |
| Profit (loss) for the period before taxes | 9903 | -€45,193 | -€8,013 | +€37,179 | +82.3% |
| Income taxes | 67/77 | €236 | €217 | -€19 | -8.2% |
| Profit (loss) for the period | 9904 | -€45,429 | -€8,230 | +€37,199 | +81.9% |
| Profit (loss) for the period to be appropriated | 9905 | -€45,429 | -€8,230 | +€37,199 | +81.9% |
Next steps
Calculation and sources
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Green is a favourable move for that line, red an unfavourable one. Prepared on 5 November 2026 via checked.be.