IP-mobile: what changed
What changed
IP-mobile
NACE 66.199, Other activities auxiliary to financial services, excluding insurance and pension funding
filed annual accounts (NBB)
Net result for the year
€428,011
2024 · €646,327-€218,316
Equity
€700,011
2024 · €702,000-€1,989
Cash
€319,946
2024 · €735,913-€415,967
Balance sheet total
€1.4m
2024 · €1.8m-€323,786
Largest movements
Assets
- Cash -€415,967
down €415,967 (-56.5%), from €735,913 to €319,946
mainly Contributions, distributions and other (-€430,000) and Other debts (-€210,000)
- Receivables within one year +€64,132
up €64,132 (+11.5%), from €559,468 to €623,600
of which Trade receivables: +€57,378
- Tangible fixed assets +€55,834
up €55,834 (+53.2%), from €105,040 to €160,874
of which Furniture and vehicles: +€44,614
- Stocks and contracts -€38,385
down €38,385 (-11.4%), from €335,345 to €296,961
Equity and liabilities
- Other debts -€210,000
down €210,000 (-32.8%), from €640,000 to €430,000
- Trade debts -€98,300
down €98,300 (-26.6%), from €369,839 to €271,539
Income statement
- Gross operating margin -€252,350
down €252,350 (-20.5%), from €1.2m to €981,421
- Taxes -€73,428
down €73,428 (-33.4%), from €219,816 to €146,389
- Staff costs +€40,026
up €40,026 (+12.1%), from €330,860 to €370,886
Change in the result, 2024 to 2025
For each income-statement line you see the change as its effect on the result. Higher costs lower the result, higher income raises it.
Result 2024
€646,327
Gross operating margin
-€252,350
Staff costs
-€40,026
Depreciation
-€528
Other operating charges
+€313
Financial income
+€14
Financial charges
+€832
Taxes
+€73,428
Result 2025
€428,011
raises the resultlowers the result
Derived cash bridge
The bridge is derived from the 2024 and 2025 balance sheets and the 2025 result. There is no filed cash-flow statement. You see where the money came from and where it went.
From operations
+€97,531
Investment
-€83,498
Financing
-€430,000
Cash 2024
€735,913
From operations (derived)
+€97,531
Net result for the year
+€428,011
Depreciation
+€27,640
Stocks and contracts
+€38,385
Receivables within one year
-€64,132
Deferred charges and accrued income
-€10,575
Trade debts
-€98,300
Tax, wage and social debts
-€13,497
Other debts
-€210,000
Investment (derived)
-€83,498
Investment in fixed assets (net)
-€83,498
Financing
-€430,000
Contributions, distributions and other
-€430,000
Cash 2025
€319,946
brings cash intakes cash out
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €1,765,226 | €1,441,440 | -€323,786 | -18.3% |
| Fixed assets | 21/28 | €115,370 | €171,228 | +€55,858 | +48.4% |
| Tangible fixed assets | 22/27 | €105,040 | €160,874 | +€55,834 | +53.2% |
| Plant, machinery and equipment | 23 | €2,797 | €14,016 | +€11,220 | +401% |
| Furniture and vehicles | 24 | €102,243 | €146,858 | +€44,614 | +43.6% |
| Financial fixed assets | 28 | €10,330 | €10,354 | +€24 | +0.2% |
| Current assets | 29/58 | €1,649,857 | €1,270,213 | -€379,644 | -23.0% |
| Stocks and contracts in progress | 3 | €335,345 | €296,961 | -€38,385 | -11.4% |
| Stocks | 30/36 | €335,345 | €296,961 | -€38,385 | -11.4% |
| Amounts receivable within one year | 40/41 | €559,468 | €623,600 | +€64,132 | +11.5% |
| Trade receivables | 40 | €520,802 | €578,180 | +€57,378 | +11.0% |
| Other amounts receivable | 41 | €38,666 | €45,420 | +€6,754 | +17.5% |
| Cash at bank and in hand | 54/58 | €735,913 | €319,946 | -€415,967 | -56.5% |
| Deferred charges and accrued income | 490/1 | €19,130 | €29,705 | +€10,575 | +55.3% |
| Total equity and liabilities | 10/49 | €1,765,226 | €1,441,440 | -€323,786 | -18.3% |
| Equity | 10/15 | €702,000 | €700,011 | -€1,989 | -0.3% |
| Contributions | 10/11 | €100,000 | €100,000 | = | 0.0% |
| Capital | 10 | €100,000 | €100,000 | = | 0.0% |
| Issued capital | 100 | €100,000 | €100,000 | = | 0.0% |
| Reserves | 13 | €10,500 | €10,500 | = | 0.0% |
| Non-distributable reserves | 130/1 | €10,500 | €10,500 | = | 0.0% |
| Legal reserve | 130 | €10,500 | €10,500 | = | 0.0% |
| Profit (loss) carried forward | 14 | €591,500 | €589,511 | -€1,989 | -0.3% |
| Amounts payable | 17/49 | €1,063,226 | €741,429 | -€321,797 | -30.3% |
| Amounts payable within one year | 42/48 | €1,063,226 | €741,429 | -€321,797 | -30.3% |
| Trade debts | 44 | €369,839 | €271,539 | -€98,300 | -26.6% |
| Suppliers | 440/4 | €369,839 | €271,539 | -€98,300 | -26.6% |
| Taxes, remuneration and social security | 45 | €53,387 | €39,890 | -€13,497 | -25.3% |
| Taxes | 450/3 | €19,625 | - | -€19,625 | |
| Remuneration and social security | 454/9 | €33,762 | €39,890 | +€6,128 | +18.2% |
| Other amounts payable | 47/48 | €640,000 | €430,000 | -€210,000 | -32.8% |
| Remuneration, social security and pensions | 62 | €330,860 | €370,886 | +€40,026 | +12.1% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €27,112 | €27,640 | +€528 | +1.9% |
| Other operating charges | 640/8 | €4,202 | €3,889 | -€313 | -7.5% |
| Gross operating margin | 9900 | €1,233,771 | €981,421 | -€252,350 | -20.5% |
| Operating profit (loss) | 9901 | €871,597 | €579,006 | -€292,591 | -33.6% |
| Financial income | 75/76B | €34 | €49 | +€14 | +42.2% |
| Recurring financial income | 75 | €34 | €49 | +€14 | +42.2% |
| Financial charges | 65/66B | €5,488 | €4,655 | -€832 | -15.2% |
| Recurring financial charges | 65 | €5,488 | €4,655 | -€832 | -15.2% |
| Profit (loss) for the period before taxes | 9903 | €866,144 | €574,399 | -€291,744 | -33.7% |
| Income taxes | 67/77 | €219,816 | €146,389 | -€73,428 | -33.4% |
| Profit (loss) for the period | 9904 | €646,327 | €428,011 | -€218,316 | -33.8% |
| Profit (loss) for the period to be appropriated | 9905 | €646,327 | €428,011 | -€218,316 | -33.8% |
Next steps
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Calculation and sources
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Green is a favourable move for that line, red an unfavourable one. Prepared on 3 November 2026 via checked.be.