CHAMBORIMMO: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
What changed
CHAMBORIMMO
NACE 64.210, Activities of holding companies
financial year 2025 compared with 2024filed annual accounts (NBB)
Net result for the year
-€11,195
2024 · -€27,386+€16,191
Equity
€32,467
2024 · €43,662-€11,195
Cash
€6,188
2024 · €3,923+€2,265
Balance sheet total
€757,486
2024 · €792,808-€35,321
Largest movements
Assets
- Tangible fixed assets -€37,496
down €37,496 (-5.0%), from €756,582 to €719,086
of which Land and buildings: -€34,074
Equity and liabilities
- Profit (loss) carried forward -€11,195
down €11,195 (-5.8%), from -€193,338 to -€204,533
Income statement
- Gross operating margin +€13,102
up €13,102 (+44.7%), from €29,302 to €42,404
- Depreciation +€1,786
up €1,786 (+4.2%), from €42,881 to €44,666
- Other operating charges -€694
down €694 (-7.3%), from €9,491 to €8,797
- Financial charges -€544
down €544 (-62.0%), from €877 to €333
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Result 2024
-€27,386
Gross operating margin
+€13,102
Depreciation
-€1,786
Other operating charges
+€694
Other operating items
+€3,442
Financial income
+€194
Financial charges
+€544
Taxes
+€0
Result 2025
-€11,195
raises the resultlowers the resultnot broken down further in the accounts
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
From operations
+€16,585
Investment
-€7,170
Financing
-€7,150
Cash 2024
€3,923
From operations (derived)
+€16,585
Net result for the year
-€11,195
Depreciation
+€44,666
Receivables within one year
+€127
Deferred charges and accrued income
-€37
Trade debts
-€5,071
Tax, wage and social debts
-€754
Other debts
-€6,280
Accrued charges and deferred income
-€4,871
Investment (derived)
-€7,170
Investment in fixed assets (net)
-€7,170
Financing
-€7,150
Current portion of long-term debt
-€7,150
Cash 2025
€6,188
brings cash intakes cash out
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €792,808 | €757,486 | -€35,321 | -4.5% |
| Fixed assets | 21/28 | €756,582 | €719,086 | -€37,496 | -5.0% |
| Tangible fixed assets | 22/27 | €756,582 | €719,086 | -€37,496 | -5.0% |
| Land and buildings | 22 | €743,720 | €709,646 | -€34,074 | -4.6% |
| Plant, machinery and equipment | 23 | €9,691 | €5,707 | -€3,984 | -41.1% |
| Furniture and vehicles | 24 | €3,171 | €3,733 | +€562 | +17.7% |
| Current assets | 29/58 | €36,226 | €38,400 | +€2,175 | +6.0% |
| Amounts receivable within one year | 40/41 | €30,577 | €30,450 | -€127 | -0.4% |
| Trade receivables | 40 | €19,446 | €19,446 | = | 0.0% |
| Other amounts receivable | 41 | €11,131 | €11,004 | -€127 | -1.1% |
| Cash at bank and in hand | 54/58 | €3,923 | €6,188 | +€2,265 | +57.7% |
| Deferred charges and accrued income | 490/1 | €1,725 | €1,762 | +€37 | +2.1% |
| Total equity and liabilities | 10/49 | €792,808 | €757,486 | -€35,321 | -4.5% |
| Equity | 10/15 | €43,662 | €32,467 | -€11,195 | -25.6% |
| Contributions | 10/11 | €237,000 | €237,000 | = | 0.0% |
| Capital | 10 | €237,000 | €237,000 | = | 0.0% |
| Issued capital | 100 | €237,000 | €237,000 | = | 0.0% |
| Profit (loss) carried forward | 14 | -€193,338 | -€204,533 | -€11,195 | -5.8% |
| Amounts payable | 17/49 | €749,146 | €725,019 | -€24,126 | -3.2% |
| Amounts payable after more than one year | 17 | €589,950 | €589,950 | = | 0.0% |
| Financial debts | 170/4 | €0 | - | = | |
| Other amounts payable | 178/9 | €589,950 | €589,950 | = | 0.0% |
| Amounts payable within one year | 42/48 | €144,574 | €125,319 | -€19,255 | -13.3% |
| Current portion of amounts payable after more than one year | 42 | €7,150 | €0 | -€7,150 | -100% |
| Trade debts | 44 | €6,481 | €1,410 | -€5,071 | -78.2% |
| Suppliers | 440/4 | €6,481 | €1,410 | -€5,071 | -78.2% |
| Taxes, remuneration and social security | 45 | €879 | €125 | -€754 | -85.8% |
| Taxes | 450/3 | €879 | €125 | -€754 | -85.8% |
| Other amounts payable | 47/48 | €130,064 | €123,784 | -€6,280 | -4.8% |
| Accrued charges and deferred income | 492/3 | €14,621 | €9,750 | -€4,871 | -33.3% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €42,881 | €44,666 | +€1,786 | +4.2% |
| Other operating charges | 640/8 | €9,491 | €8,797 | -€694 | -7.3% |
| Non-recurring operating charges | 66A | €3,442 | €0 | -€3,442 | -100% |
| Gross operating margin | 9900 | €29,302 | €42,404 | +€13,102 | +44.7% |
| Operating profit (loss) | 9901 | -€26,512 | -€11,059 | +€15,453 | +58.3% |
| Financial income | 75/76B | €3 | €198 | +€194 | +6,039% |
| Recurring financial income | 75 | €3 | €198 | +€194 | +6,039% |
| Financial charges | 65/66B | €877 | €333 | -€544 | -62.0% |
| Recurring financial charges | 65 | €877 | €333 | -€544 | -62.0% |
| Profit (loss) for the period before taxes | 9903 | -€27,385 | -€11,195 | +€16,191 | +59.1% |
| Income taxes | 67/77 | €0 | €0 | -€0 | -18.9% |
| Profit (loss) for the period | 9904 | -€27,386 | -€11,195 | +€16,191 | +59.1% |
| Profit (loss) for the period to be appropriated | 9905 | -€27,386 | -€11,195 | +€16,191 | +59.1% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 26 October 2026 via checked.be.