SAVEPAR: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
SAVEPAR
Largest movements
- Tangible fixed assets -€25,633
down €25,633 (-2.2%), from €1.2m to €1.1m
- Profit (loss) carried forward -€59,905
down €59,905 (-20.5%), from -€292,416 to -€352,320
- Other debts +€14,000
up €14,000 (+6.0%), from €231,701 to €245,701
- Gross operating margin -€42,994
down €42,994, from €13,180 to -€29,814
- Other operating charges +€330
up €330 (+8.3%), from €3,974 to €4,304
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €1,179,640 | €1,145,097 | -€34,543 | -2.9% |
| Fixed assets | 21/28 | €1,165,124 | €1,139,490 | -€25,633 | -2.2% |
| Tangible fixed assets | 22/27 | €1,165,124 | €1,139,490 | -€25,633 | -2.2% |
| Land and buildings | 22 | €1,165,124 | €1,139,490 | -€25,633 | -2.2% |
| Current assets | 29/58 | €14,517 | €5,607 | -€8,910 | -61.4% |
| Cash at bank and in hand | 54/58 | €14,331 | €5,416 | -€8,916 | -62.2% |
| Deferred charges and accrued income | 490/1 | €185 | €191 | +€6 | +3.1% |
| Total equity and liabilities | 10/49 | €1,179,640 | €1,145,097 | -€34,543 | -2.9% |
| Equity | 10/15 | €947,052 | €887,147 | -€59,905 | -6.3% |
| Contributions | 10/11 | €1,239,468 | €1,239,468 | = | 0.0% |
| Capital | 10 | €1,239,468 | €1,239,468 | = | 0.0% |
| Issued capital | 100 | €1,239,468 | €1,239,468 | = | 0.0% |
| Profit (loss) carried forward | 14 | -€292,416 | -€352,320 | -€59,905 | -20.5% |
| Amounts payable | 17/49 | €232,588 | €257,950 | +€25,362 | +10.9% |
| Amounts payable within one year | 42/48 | €231,701 | €257,034 | +€25,333 | +10.9% |
| Trade debts | 44 | - | €11,333 | +€11,333 | |
| Suppliers | 440/4 | - | €11,333 | +€11,333 | |
| Other amounts payable | 47/48 | €231,701 | €245,701 | +€14,000 | +6.0% |
| Accrued charges and deferred income | 492/3 | €887 | €915 | +€28 | +3.2% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €25,633 | €25,633 | = | 0.0% |
| Other operating charges | 640/8 | €3,974 | €4,304 | +€330 | +8.3% |
| Gross operating margin | 9900 | €13,180 | -€29,814 | -€42,994 | |
| Operating profit (loss) | 9901 | -€16,427 | -€59,752 | -€43,325 | -264% |
| Financial charges | 65/66B | €153 | €153 | -€0 | 0.0% |
| Recurring financial charges | 65 | €153 | €153 | -€0 | 0.0% |
| Profit (loss) for the period before taxes | 9903 | -€16,580 | -€59,905 | -€43,325 | -261% |
| Profit (loss) for the period | 9904 | -€16,580 | -€59,905 | -€43,325 | -261% |
| Profit (loss) for the period to be appropriated | 9905 | -€16,580 | -€59,905 | -€43,325 | -261% |
Source: filed annual accounts (NBB), financial years ended 30 November 2024 and 30 November 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 16 October 2026 via checked.be.