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Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles

Current registrations 421division 95: 20,328
Starters, 12 months 204.8 per 100 · Belgium 8.9
Bankruptcies, 12 months 12.4 per 1,000 registrations · Belgium 6.2
Employment (FTE) 1543 employers · latest accounts
Median age 26.6 yearsBelgium 8.1 years
E-invoicing via Peppol 92.6%390 of 421 companies in the Peppol Directory · Belgium 85.0%

Filed accounts

NACE 95230 · financial year 2025 · 60 filed annual accounts
Median solvency
52.1%
division 39.0% · Belgium 46.1%
Median net result
€4,399
division €13,672 · Belgium €16,492
Median equity
€40,858
division €98,774 · Belgium €98,323
Loss-making
23.3%
division 24.6% · Belgium 26.7%
Negative equity
13.3%
division 14.5% · Belgium 12.4%
Median return on equity
10.9%
division 14.7% · Belgium 15.9%
Median liquidity
2.06
division 1.48 · Belgium 1.66
Filed late
31.7%
financial year 2024, 60 filings · division 47.0% · Belgium 38.4%
Missing or 90 days late
7.7%
of 65 companies with annual accounts · division 7.6% · Belgium 5.4%
Per financial year202020212022202320242025
Median solvency 39.6%39.0%43.8%44.5%50.7%52.1%
Median net result €942€2,051€7,868€10,646€10,185€4,399

Hold your customer's or competitor's figures against them in the Sector benchmark

Bankruptcies

Bankruptcies, 5 years, still registered
1
0.24% of the registrations · Belgium 1.68%
Running bankruptcies
2
4.8 per 1,000 registrations

Recent bankruptcies

Date Company
12-12-2025 Lovanux
BE 0803.017.963

Every bankruptcy in division 95, last 90 days

Spread across the country

by region and province · 83 of 421 enterprises with a registered office on file · a sole trader has no published seat
  • Flanders 49 · 59.0%
  • Brussels 20 · 24.1%
  • Wallonia 12 · 14.5%
  • Abroad 2 · 2.4%
fewer moremax 20

Largest employers

NACE 95230 as first main activity · staff from the latest accounts
  1. 1 MINIT BENELUXAalst 147 FTEfinancial year 2026
  2. 2 MINITAalst 4.4 FTEfinancial year 2026
  3. 3 Quick TalonWaterloo 3.0 FTEfinancial year 2025

Joint committees

from the latest accounts of 14 companies
  • 128 Hides, leather and substitutes 6
  • 200 Auxiliary committee for white-collar workers 5
  • 201 Independent retail 4
  • 100 Auxiliary committee for blue-collar workers 1
  • 340 Orthopaedic technologies 1

Source: the annual accounts at the National Bank. One filing can name more than one committee.

Division 95: Repair of computers and personal goods

Related activities

5 other activities

Bankruptcies per year in division 95

Per year201520162017201820192020202120222023202420252026
Bankruptcies222021282817182525202217
Jobs lost2746613561213164581073228

2026 through September. Every bankruptcy, also of companies that have since left the register. Source: Statbel (Directorate-General Statistics), NACE classification of 2008.

Staff cost per FTE in NACE division 95

1,087 employers
Median
€59,600
Belgium €61,400
Middle half
€49,900 to €68,200
half of the employers lie between
Place among sectors
59 of 78
sectors with a median staff cost per FTE, highest first
By size class
SizeMedianMiddle halfEmployers
fewer than 10 FTE €57,400 €48,100 to €65,600 784
10 to 49 FTE €63,500 €55,700 to €72,100 264
50 to 249 FTE €69,100 €61,800 to €77,100 36

Running bankruptcies in the sector

NACE division 95
Number
248
Half have run longer than
20 months
Belgium: 20 months
Longer than three years
29%
Belgium: 31%

Measured nationally: Of 108,651 bankruptcies of legal entities across Belgium, 49% were closed within five years for insufficient assets and 28% after liquidation, 3% were withdrawn. After five years, 20% were still open. Half had ended after 26 months (a quarter after 15, three quarters after 51 months).

This counts companies with this main activity in the register on 10 November 2026. The outcome itself is not measured by sector. The activity of a company that leaves the register after its bankruptcy is too often not kept to compare closed cases fairly.

Outcome by court and division

14 of the 7,431 companies in NACE division 95 have a parent company abroad. Main parent countries: Netherlands (6), Germany (3) and Luxembourg (3). Together they employ 816 of the division's 14,232 FTE: 5.7%, against 14% for Belgium as a whole.

Subsidies in this sector

per register · legal entities with an enterprise number
  • Flemish subsidies €10.1m awarded 1,190 recipients · 2022 to 2025 · largest: Vlaamse ondersteuningspremie (VOP) voor werkgevers (uitdovend stelsel)
  • Federal transfers 47,528 amount as published 1 recipient · 2024 · largest: Investeringsbijdrage aan de hulpverleningszones voor allerhande investeringsuitgaven met betrekking tot de risico's van zware ongevallen
  • EU budget €118,385 attributed share 1 recipient · 2022 to 2025 · largest: General equipment, vehicle, furniture
  • EU research €164,900 EU contribution 1 recipient · 2016 · largest: Horizon 2020

Explore every recipient in this sector

Insights on Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles

Balance sheet and result. The median net result of €4,399 is below Belgium's €16,492. Return on equity of 10.9% is below Belgium's 15.9%. Liquidity of 2.06 is above Belgium's 1.66.

Bankruptcies. The median bankruptcy probability of 0.4% is above Belgium's 0.2%.

Inflow and structure. Half of the companies are younger than 26.6 years, against 8.1 years in Belgium. Brussels holds 24.7% of the seats, against 12.5% in Belgium. 80.3% of the companies are sole traders, against 41.6% in Belgium.

Staff and filing. 31.7% of the financial year 2024 accounts were filed late, against 38.4% in Belgium. The 3 largest employers hold 154 of the 154 FTE: 100.0%.

Direction. Median solvency rose from 39.6% in financial year 2020 to 52.1% in financial year 2025. The median net result rose from €942 in financial year 2020 to €4,399 in financial year 2025.

The comparison with Belgium as a whole and with the other divisions is as of 10-11-2026 05:30.

Method and sources

Every company registered today counts under its main activities in the KBO. Establishment units do not count. Staff counts once, under the employer's first main activity, from its latest accounts and only where it fits the staff costs. The count follows the NACE 2025 classification, the version in which code 95230 exists.

The bankruptcies over five years count only companies still registered today, because the activity of a company that left the register is not kept. So they are fewer than the bankruptcies of those years, and the figure is not a probability for the future. Over twelve months the count is nearly complete, because a bankrupt company stays registered while its bankruptcy runs. A company with more than one main activity counts in each of those sectors.

The comparison with Belgium as a whole and with the other NACE divisions rests on an overview of every division, counted again each night. Each division is counted in the version of the NACE classification in which it exists. A standing such as "more than in 80%" compares with the other divisions that have the figure. A division's bankruptcy probability is the median over its companies with a score. Belgium here counts the 1,276,421 companies with a main activity, because only those belong to a division. The other 699,557 registrations publish no activity.

Each median is the value of the middle company, computed over the annual accounts of financial year 2025, and is shown only from 30 accounts. A share (loss-making, negative equity) counts that year's accounts with that trait. Accounts are late when they are filed after the statutory deadline. The direction per financial year follows the companies still registered today. Missing or 90 days late counts the companies with accounts missing today, or whose latest were filed more than 90 days after the deadline. The dossier follows the same rule.