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4.12

Active
Private limited companyfounded 20251 yr activeKempenlaan 2, 2300 Turnhout, BelgiumKBO/BCE: BE 1028.492.978
Summary

4.12 has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €11,618 and a net result of €9,618. Its solvency ranks better than 47% of 10557 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Overview

Activity
Activities of head offices
NACE 70100
2 sites
Size
€23,541total assets 2025
Equity
€11,618
Profit
€9,618
Turnover not published (abridged schema)
Financial health
92 Excellent Checked score 2025
Bankruptcy chance 12 m
0.1%
Structure
Accounts 57 d early1 of 3 deeds read
Why 92- Founded in 2025+ Sector Activities of head offices; management consultancy activities (NACE 70)+ Size: total assets €23,541+ Figures for FY 2025 (filed 04-06-2026)Show the evidence

Checked score

Score 2025
92 / 100
Excellent
Probability in this band: under 0.55%
Better than 49% of its sector peers (NACE 70, micro)
Performance against the sector, not lower risk
Financial strength
Strong
Solvency 74
equity 49.4% of total assets
Liquidity 36
short-term debt 50.6% · cash 9.0%
Profitability 100
return on assets 40.9%
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (48,265 companies)
  • Sector Activities of head offices; management consultancy activities (NACE 70) lowers the probability
  • Size: total assets €23,541 lowers the probability for this profile
  • Founded in 2025 raises the probability for this profile
  • Figures for FY 2025 (filed 04-06-2026) lowers the probability
Credit up to €1,000 at 30 days acceptable
Liquidity ample (current ratio 1.92; short-term debt: 50.6% and cash: 9% of total assets), but 50.6% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 70, micro). Better than this share of them on solvency 45%, liquidity 16%, profitability 85%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 05-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Sector Activities of head offices; management consultancy activities (NACE 70)
In the bankruptcy model this factor lowers the probability.
KBO
lowers risk · Size: total assets €23,541
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
raises risk · Founded in 2025
In the bankruptcy model this factor raises the probability for this profile.
KBO
lowers risk · Figures for FY 2025 (filed 04-06-2026)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 04-06-2026, 57 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
57 d early
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · abbreviated…
  2. PurposePurpose change · Statutes amendment

Key points

  • Caution: Among the weakest 12% on equitysector median €324,878 · 10,567 companies €11,618 View
  • Founded 12 months agofounded 01-10-2025 12 mo View
  • Total assets 2025first fiscal year filed €23,541 View

By topic

Financials

Fiscal year
2025
Total assets
€23,541
Profit
€9,618
Solvency
49.4%
Go to Financials

Timeline

Events
2
Since
2026
  1. 04-06-2026Annual accounts filed
  2. 17-04-2026Purpose
Go to Timeline

Company details

Sites
2
Legal form
Private limited company
Activity
Activities of head officesNACE 70100
Founded
01-10-2025
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
11
Annual meeting
1 June at 16:00
Purpose
Het bestuur als bestuurder van een professionele notarisvennootschap, met uitsluiting van…
Go to Articles of association

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