STEVEN VERMEYLEN
ActiveSummary
STEVEN VERMEYLEN has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €2.84M and a net result of €275k. Equity is growing by ~22.1% per year across the filed fiscal years. Its solvency ranks better than 77% of 8663 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
82
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability79▼-4
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €230k at 30 days acceptable
Liquidity ample (current ratio 4.6 against 5.27 in 2024; short-term debt: 14.1% and cash: 0.2% of total assets), and 18.7% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
81.3%
Return on assets
7.9%
Age of the figures
12 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 16-04-2026, 14 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
14 d early
2024
41 d early
2023
32 d early
2022
6 d early
2021
10 d early
2020
8 d early
2019
30 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€2.84M▼ 13.6%
2024 · €3.29M
2018: €959k
2019: €1.23M
2020: €1.44M
2021: €2.06M
2022: €2.71M
2023: €2.82M
2024: €3.29M
2018 → 2025
Total assets
€3.50M▼ 18.8%
2024 · €4.31M
2018: €1.93M
2019: €2.04M
2020: €2.14M
2021: €2.92M
2022: €3.39M
2023: €3.19M
2024: €4.31M
2018 → 2025
Net result
€275k▼ 42.2%
2024 · €476k
2018: €187k
2019: €300k
2020: €207k
2021: €625k
2022: €786k
2023: €102k
2024: €476k
2018 → 2025
Working capital
€1.77M▼ 27.2%
2024 · €2.44M
2018: €208k
2019: €397k
2020: €565k
2021: €1.13M
2022: €1.62M
2023: €1.70M
2024: €2.44M
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€2.06M-€2.71M▲ 31.8%€2.82M▲ 3.8%€3.29M▲ 16.9%€2.84M▼ 13.6%
Operating result€955k-€1.17M▲ 22.4%€167k▼ 85.7%€747k▲ 347%€428k▼ 42.6%
Net result€625k-€786k▲ 25.9%€102k▼ 87.0%€476k▲ 367%€275k▼ 42.2%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 43% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €3.50M
Fixed assets
€1.23M ▼ 5.2%
Current assets
€2.27M ▼ 24.7%
Equity and liabilities €3.50M
Equity
€2.84M ▼ 13.6%
Debt
€652k ▼ 35.7%
Debt's share of the balance-sheet total falls from 23.6% to 18.7%. Equity and debt are lower.
Key figures and ratios
EBITDA
€513k▼
2024 · €819k
Cash flow
€359k▼
2024 · €548k
Current ratio
4.60▼
2024 · 5.27
Debt to equity
0.23▼
2024 · 0.31
ROE
9.7%▼
2024 · 14.5%
ROA
7.9%▼
2024 · 11.1%
Interest coverage
16.91▼
2024 · 32.90
Debt ≤ 1 year
€493k▼
2024 · €571k
Debt > 1 year
€160k▼
2024 · €444k
Income taxes
€129k▼
2024 · €250k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 54 lines
Balance sheet
Code20242025
Assets
Total assets20/58€4.31M€3.50M▼
Fixed assets21/28€1.30M€1.23M▼
Tangible fixed assets22/27€1.30M€1.23M▼
Land and buildings22€1.09M€1.06M▼
Plant, machinery and equipment23€67k€67k▼
Furniture and vehicles24€139k€97k▼
Other tangible fixed assets26€2k€2k=
Current assets29/58€3.01M€2.27M▼
Amounts receivable after more than one year29€2.14M€2.16M▲
Other amounts receivable291€2.14M€2.16M▲
Amounts receivable within one year40/41€48k€44k▼
Trade receivables40€38k-
Other amounts receivable41€10k€44k▲
Current investments50/53€604k-
Cash at bank and in hand54/58€176k€8k▼
Deferred charges and accrued income490/1€43k€54k▲
Equity and liabilities
Total equity and liabilities10/49€4.31M€3.50M▼
Equity10/15€3.29M€2.84M▼
Contributions10/11€19k€19k=
Reserves13€3.27M€2.83M▼
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Tax-exempt reserves132€20k€20k=
Distributable reserves133€3.25M€2.80M▼
Amounts payable17/49€1.01M€652k▼
Amounts payable after more than one year17€444k€160k▼
Financial debts170/4€444k€160k▼
Amounts payable within one year42/48€571k€493k▼
Current portion of amounts payable after more than one year42€307k€323k▲
Financial debts43-€129k
Credit institutions430/8-€129k
Trade debts44€16k€8k▼
Suppliers440/4€16k€8k▼
Taxes, remuneration and social security45€248k€32k▼
Taxes450/3€248k€32k▼
Other amounts payable47/48€545€410▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€72k€84k▲
Other operating charges640/8€29k€1k▼
Gross operating margin9900€848k€514k▼
Operating profit (loss)9901€747k€428k▼
Financial income75/76B€4k€6k▲
Recurring financial income75€4k€6k▲
Financial charges65/66B€25k€30k▲
Recurring financial charges65€25k€30k▲
Profit (loss) for the period before taxes9903€726k€404k▼
Income taxes67/77€250k€129k▼
Profit (loss) for the period9904€476k€275k▼
Profit (loss) for the period to be appropriated9905€476k€275k▼
Appropriation of the result
Profit (loss) to be appropriated9906€476k€275k▼
Transfer from equity791/2-€723k
Transfer to equity691/2€476k€275k▼
To other reserves6921€476k€275k▼
Profit to be distributed694/7-€723k
Return on contributions (dividend)694-€723k
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
16-04
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
24-03
State Gazette act
Director resignation · Director appointment
Permanent representative · Mandate compensation
2025
20-03
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
29-03
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
30-09
Financial
Weakest financial yearnet €102k ▼87%
Net result drops to €102k, the lowest in the series; recovery starts the following year.
30-09
Financial
Liquidity doublescurrent ratio 10.54
Current ratio from 5.14 to 10.54; short-term debt falls from €392k to €178k.
24-04
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
30-09
Financial
Highest result since 2018net €786k ▲25.9%
Operating result €1.17M, net result €786k, both a record.
20-04
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
30-09
Financial
Equity above €2MEq €2.06M ▲43.5%
4 profitable years in a row build equity to €2.06M.
09-09
State Gazette act
General meeting · Director resignation
Permanent representative
09-09
State Gazette act
Director resignation · Permanent representative
Power of attorney
Show earlier events
22-04
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-03
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
30-09
Financial
Equity above €1MEq €1.23M ▲28.2%
2 profitable years in a row build equity to €1.23M.
05-03
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
07-03
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
11-04
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zoersel · 1 establishment unit since 2007
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Heidehoeven 362980 ZoerselGround area
1,537 m²
Building footprint
265 m²
Volume, LiDAR
1,346 m³
Parcel 11017A0460/00P000, Flanders · tallest building 6.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
STEVEN VERMEYLEN
since 20072.228.827.396
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11017A0460/00P000 | Flanders | 1,537 m² | 1 · 265 m² | 6.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Ownership & control
1 board mandateBoard mandates of this companythis company sits on their board1
1 location
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Of 82,562 companies in sector 70200 we hold annual accounts for 52,574. 16,390 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded26-01-2007
Fiscal year end30-09
Activities, NACEBEL 2025
70200Business and other management consultancy
64210Activities of holding companies
Sources
Crossroads Bank for EnterprisesNational Bank · 19 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.