DIFACO
ActiveSummary
DIFACO has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €37k and a net result of €-3k. Equity is shrinking by ~7.6% per year across the filed fiscal years. Its solvency ranks better than 95% of 31694 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
76
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability48▼-22
Solvency100=
Growth58=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2.5k at 30 days acceptable
short-term debt: 0% and cash: 0% of total assets, and 0% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
100%
Return on assets
-7.9%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 11-07-2026, 20 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
20 d early
2024
31 d early
2023
22 d early
2022
30 d early
2021
44 d early
2020
40 d early
2019
35 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€37k▼ 7.3%
2024 · €40k
2018: €65k
2019: €45k
2020: €58k
2021: €57k
2022: €45k
2023: €39k
2024: €40k
2018 → 2025
Total assets
€37k▼ 8.8%
2024 · €40k
2018: €97k
2019: €81k
2020: €105k
2021: €109k
2022: €82k
2023: €50k
2024: €40k
2018 → 2025
Net result
€-3k
2024 · €345
2018: €-21k
2019: €-21k
2020: €13k
2021: €-1k
2022: €-12k
2023: €-5k
2024: €345
2018 → 2025
Working capital
€26k▲ 2.6%
2024 · €25k
2018: €-24k
2019: €-34k
2020: €-4k
2021: €9k
2022: €10k
2023: €19k
2024: €25k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€57k-€45k▼ 21.6%€39k▼ 12.1%€40k▲ 0.9%€37k▼ 7.3%
Operating result€-1k-€-12k▼ 829%€-6k▲ 53.2%€-735▲ 87.2%€-4k▼ 462%
Net result€-1k-€-12k▼ 803%€-5k▲ 55.9%€345€-3k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €4k in 2025 against €735 in 2024; the loss grows.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €37k
Fixed assets
€11k ▼ 24.2%
Current assets
€26k ▲ 0.1%
Key figures and ratios
EBITDA
€564▼
2024 · €10k
Cash flow
€2k▼
2024 · €11k
Solvency
100.0%▲
2024 · 98.4%
Debt to equity
0.00▼
2024 · 0.02
ROE
-7.9%▼
2024 · 0.9%
ROA
-7.9%▼
2024 · 0.9%
Interest coverage
4.71▼
2024 · 69.01
Debt
€0▼
2024 · €627
Debt ≤ 1 year
€0▼
2024 · €627
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 38 lines
Balance sheet
Code20242025
Assets
Total assets20/58€40k€37k▼
Fixed assets21/28€15k€11k▼
Tangible fixed assets22/27€15k€11k▼
Furniture and vehicles24€2k€3k▲
Other tangible fixed assets26€13k€8k▼
Financial fixed assets28€44€44=
Current assets29/58€26k€26k▲
Amounts receivable within one year40/41€24k€26k▲
Trade receivables40€2k€408▼
Other amounts receivable41€23k€25k▲
Cash at bank and in hand54/58€675€6▼
Deferred charges and accrued income490/1€581€0▼
Equity and liabilities
Total equity and liabilities10/49€40k€37k▼
Equity10/15€40k€37k▼
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€19k€16k▼
Amounts payable17/49€627€0▼
Amounts payable within one year42/48€627€0▼
Trade debts44€90€0▼
Suppliers440/4€90€0▼
Taxes, remuneration and social security45€537€0▼
Taxes450/3€537€0▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11k€5k▼
Other operating charges640/8€820€400▼
Gross operating margin9900€11k€964▼
Operating profit (loss)9901€-735€-4k▼
Financial income75/76B€1k€1k▲
Recurring financial income75€1k€1k▲
Financial charges65/66B€149€120▼
Recurring financial charges65€149€120▼
Profit (loss) for the period before taxes9903€345€-3k▼
Profit (loss) for the period9904€345€-3k▼
Profit (loss) for the period to be appropriated9905€345€-3k▼
Appropriation of the result
Profit (loss) to be appropriated9906€19k€16k▼
Profit (loss) brought forward from the previous period14P€19k€19k▲
The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
11-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €345
Net result €345 after 3 loss-making years.
31-12
Financial
Liquidity times 15current ratio 40.75
Current ratio from 2.80 to 40.75; short-term debt falls from €10k to €627.
09-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Liquidity doublescurrent ratio 2.80
Current ratio from 1.28 to 2.80; short-term debt falls from €37k to €10k.
01-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
17-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
21-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Back to profitnet €13k
Net result €13k after 2 loss-making years.
26-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
03-01
State Gazette act
General meeting · Director resignation
Director appointment
Show earlier events
2019
06-11
State Gazette act
General meeting · Director resignation
Director appointment · Permanent representative
11-07
State Gazette act
General meeting · Director resignation
Director appointment · Permanent representative
04-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
29-10
State Gazette act
General meeting · Director resignation
Director appointment · Permanent representative
25-06
State Gazette act
General meeting · Director resignation
Director appointment · Permanent representative
18-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
13-04
State Gazette act
General meeting · Director resignation
Director appointment · Permanent representative
2017
10-11
State Gazette act
General meeting · Director resignation
Director appointment · Permanent representative
30-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
21-10
State Gazette act
General meeting · Director resignation
Director appointment · Permanent representative
2015
07-10
State Gazette act
General meeting · Director resignation
Director appointment · Permanent representative
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Oud-Heverlee · 1 establishment unit since 2006
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Waversebaan 2123050 Oud-HeverleeGround area
1,468 m²
Building footprint
232 m²
Volume, LiDAR
1,544 m³
Parcel 24086B0242/00P000, Flanders · tallest building 9.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
DIFACO
since 20062.154.843.221
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24086B0242/00P000 | Flanders | 1,468 m² | 1 · 232 m² | 9.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Ownership & control
1 board mandateBoard mandates of this companythis company sits on their board1
12 locations
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Of 82,562 companies in sector 70200 we hold annual accounts for 52,574. 36,050 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded20-06-2006
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
68110Buying and selling of own real estate
74301Translation services
78100Employment placement agencies
82100Office administrative and support services
Sources
Crossroads Bank for EnterprisesNational Bank · 19 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:dirk.vandueren@gmail.com
Phone:0032475907229