DIRIGO
ActiveSummary
DIRIGO has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €373k and a net result of €75k. Equity is growing by ~19.1% per year across the filed fiscal years. Its solvency ranks better than 86% of 31694 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
92
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability91▲+3
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30k at 30 days acceptable
Liquidity ample (current ratio 2.45 against 0.74 in 2024; short-term debt: 11.3% and cash: 13.9% of total assets), and 11.8% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
88.2%
Return on assets
17.6%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-07-2026, 22 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
22 d early
2024
44 d early
2023
9 d early
2022
27 d early
2021
46 d early
2020
41 d early
2019
42 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€373k▲ 9.8%
2024 · €339k
2019: €139k
2021: €200k
2022: €250k
2023: €284k
2024: €339k
2019 → 2025
Total assets
€423k▼ 5.6%
2024 · €448k
2019: €367k
2021: €462k
2022: €454k
2023: €482k
2024: €448k
2019 → 2025
Net result
€75k▲ 10.4%
2024 · €67k
2019: €15k
2021: €72k
2022: €50k
2023: €72k
2024: €67k
2019 → 2025
Working capital
€69k
2024 · €-23k
2019: €-182k
2021: €-156k
2022: €-126k
2023: €-97k
2024: €-23k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€200k-€250k▲ 25.1%€284k▲ 13.4%€339k▲ 19.5%€373k▲ 9.8%
Operating result€102k-€86k▼ 15.7%€107k▲ 24.1%€97k▼ 9.0%€104k▲ 7.2%
Net result€72k-€50k▼ 30.7%€72k▲ 42.3%€67k▼ 5.6%€75k▲ 10.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 7% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €423k
Fixed assets
€306k ▼ 19.7%
Current assets
€117k ▲ 74.9%
Equity and liabilities €423k
Equity
€373k ▲ 9.8%
Debt
€50k ▼ 53.7%
Debt's share of the balance-sheet total falls from 24.1% to 11.8%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€136k▲
2024 · €136k
Cash flow
€107k▲
2024 · €106k
Current ratio
2.45▲
2024 · 0.74
Debt to equity
0.13▼
2024 · 0.32
ROE
20.0%▲
2024 · 19.9%
ROA
17.6%▲
2024 · 15.1%
Interest coverage
46.83▲
2024 · 20.87
Debt ≤ 1 year
€48k▼
2024 · €90k
Income taxes
€27k▲
2024 · €23k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 48 lines
Balance sheet
Code20242025
Assets
Total assets20/58€448k€423k▼
Formation expenses20€0€0=
Fixed assets21/28€381k€306k▼
Tangible fixed assets22/27€381k€306k▼
Land and buildings22€369k€302k▼
Furniture and vehicles24€12k€4k▼
Current assets29/58€67k€117k▲
Amounts receivable within one year40/41€31k€31k▼
Trade receivables40€21k€22k▲
Other amounts receivable41€10k€8k▼
Cash at bank and in hand54/58€27k€59k▲
Deferred charges and accrued income490/1€9k€27k▲
Equity and liabilities
Total equity and liabilities10/49€448k€423k▼
Equity10/15€339k€373k▲
Contributions10/11€20k€20k=
Reserves13€319k€353k▲
Distributable reserves133€319k€353k▲
Amounts payable17/49€108k€50k▼
Amounts payable after more than one year17€15k-
Financial debts170/4€15k-
Amounts payable within one year42/48€90k€48k▼
Current portion of amounts payable after more than one year42€19k€15k▼
Trade debts44€5k€2k▼
Suppliers440/4€5k€2k▼
Taxes, remuneration and social security45€15k€18k▲
Taxes450/3€15k€18k▲
Other amounts payable47/48€51k€12k▼
Accrued charges and deferred income492/3€3k€2k▼
Income statement
Code20242025
Remuneration, social security and pensions62€-163-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€39k€32k▼
Other operating charges640/8€5k€6k▲
Gross operating margin9900€141k€143k▲
Operating profit (loss)9901€97k€104k▲
Financial income75/76B€97€81▼
Recurring financial income75€97€81▼
Financial charges65/66B€7k€3k▼
Recurring financial charges65€7k€3k▼
Profit (loss) for the period before taxes9903€91k€101k▲
Income taxes67/77€23k€27k▲
Profit (loss) for the period9904€67k€75k▲
Profit (loss) for the period to be appropriated9905€67k€75k▲
Appropriation of the result
Profit (loss) to be appropriated9906€67k€75k▲
Transfer from equity791/2-€29k
Transfer to equity691/2€55k€63k▲
To other reserves6921€55k€63k▲
Profit to be distributed694/7€12k€41k▲
Return on contributions (dividend)694-€29k
Directors or managers695€12k€12k=
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
09-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2019net €75k ▲10.4%
Net result €75k, the highest in the series.
31-12
Financial
Liquidity triplescurrent ratio 2.45
Current ratio from 0.74 to 2.45; short-term debt falls from €90k to €48k.
17-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
22-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
02-02
State Gazette act
General meeting · Capital
Share issue · Corporate purpose
2023
04-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2021
16-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
30-06
Financial
Equity above €200kEq €200k ▲44.4%
2 profitable years in a row build equity to €200k.
10-05
State Gazette act
General meeting · Director resignation
Director discharge · Director appointment
2020
21-12
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2019
20-12
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Show earlier events
2018
12-12
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2017
20-12
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
05-01
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Bredene · 1 establishment unit since 2006
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rozenlaan 58450 BredeneGround area
1,244 m²
Building footprint
1,224 m²
Volume, LiDAR
14,595 m³
Parcel 35302C0389/00R009, Flanders · tallest building 21.3 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
-
since 20062.157.086.889
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 35302C0389/00R009 | Flanders | 1,244 m² | 1 · 1,224 m² | 21.3 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Connections & network
1 connected companyLinked via shared directors
Shared director
→
Ownership & control
1 board mandateBoard mandates of this companythis company sits on their board1
1 location
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Of 82,562 companies in sector 70200 we hold annual accounts for 52,574. 36,808 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded18-01-2006
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 19 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.