DeCoBra
ActiveDeCoBra has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €387k and a net result of €91k. Equity is growing by ~19% per year across the filed fiscal years. Its solvency ranks better than 45% of 9384 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
83
/ 100
Excellent▼ -17 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency84▼-13
Growth78=
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30k at 30 days acceptable
Liquidity ample (current ratio 1.53 against 2.03 in 2024), but 50.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
49.5%
Return on assets
11.6%
Age of the figures
11 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 04-01-2026, 116 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
116 d early
2024
15 d early
2023
132 d early
2022
3 d early
2021
127 d early
2020
107 d early
2019
113 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
14-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€387k▼ 6.6%
2024 · €414k
2018: €136k
2019: €156k
2020: €160k
2021: €236k
2022: €246k
2023: €322k
2024: €414k
2018 → 2025
Total assets
€782k▲ 3.2%
2024 · €758k
2018: €256k
2019: €277k
2020: €322k
2021: €414k
2022: €562k
2023: €636k
2024: €758k
2018 → 2025
Net result
€91k▼ 21.5%
2024 · €116k
2018: €25k
2019: €20k
2020: €17k
2021: €75k
2022: €34k
2023: €91k
2024: €116k
2018 → 2025
Working capital
€100k▼ 12.0%
2024 · €113k
2018: €54k
2019: €65k
2020: €42k
2021: €134k
2022: €42k
2023: €34k
2024: €113k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€236k-€246k▲ 4.6%€322k▲ 30.7%€414k▲ 28.5%€387k▼ 6.6%
Operating result€132k-€40k▼ 69.7%€142k▲ 255%€211k▲ 49.0%€140k▼ 33.9%
Net result€75k-€34k▼ 54.5%€91k▲ 164%€116k▲ 27.7%€91k▼ 21.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 34% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €782k
Fixed assets
€494k▼ 7.5%
Current assets
€288k▲ 28.6%
Equity and liabilities €782k
Equity
€387k▼ 6.6%
Debt
€395k▲ 14.9%
The debt ratio rises from 45.4% to 50.5%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€183k▼
2024 · €250k
Cash flow
€134k▼
2024 · €155k
Solvency
49.5%▼
2024 · 54.6%
Current ratio
1.53▼
2024 · 2.03
Quick ratio
1.53▼
2024 · 2.03
Debt / equity
1.02▲
2024 · 0.83
ROE
23.5%▼
2024 · 28.0%
ROA
11.6%▼
2024 · 15.3%
Interest coverage
23.72▲
2024 · 21.83
Debt
€395k▲
2024 · €344k
Debt ≤ 1 year
€188k▲
2024 · €110k
Debt > 1 year
€207k▼
2024 · €233k
Income taxes
€43k▼
2024 · €85k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€758k€782k▲
Fixed assets21/28€534k€494k▼
Tangible fixed assets22/27€534k€494k▼
Land and buildings22€456k€441k▼
Plant, machinery and equipment23€621€459▼
Furniture and vehicles24€77k€52k▼
Current assets29/58€224k€288k▲
Amounts receivable within one year40/41€33k€25k▼
Trade receivables40€33k€5k▼
Other amounts receivable41€0€20k▲
Current investments50/53€109k€133k▲
Cash at bank and in hand54/58€77k€126k▲
Deferred charges and accrued income490/1€4k€3k▼
Equity and liabilities
Total equity and liabilities10/49€758k€782k▲
Equity10/15€414k€387k▼
Contributions10/11€6k€6k=
Reserves13€325k€297k▼
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€325k€297k▼
Profit (loss) carried forward14€83k€83k▲
Amounts payable17/49€344k€395k▲
Amounts payable after more than one year17€233k€207k▼
Financial debts170/4€233k€207k▼
Amounts payable within one year42/48€110k€188k▲
Current portion of amounts payable after more than one year42€29k€28k▼
Trade debts44€1k€2k▲
Suppliers440/4€1k€2k▲
Taxes, remuneration and social security45€23k€25k▲
Taxes450/3€23k€25k▲
Remuneration and social security454/9€0-
Other amounts payable47/48€57k€134k▲
Income statement
Code20242025
Non-recurring operating income76A€6k€0▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€39k€43k▲
Other operating charges640/8€18k€858▼
Non-recurring operating charges66A€0-
Gross operating margin9900€268k€184k▼
Operating profit (loss)9901€211k€140k▼
Financial income75/76B€708€2k▲
Recurring financial income75€708€2k▲
Financial charges65/66B€11k€8k▼
Recurring financial charges65€11k€8k▼
Profit (loss) for the period before taxes9903€200k€134k▼
Income taxes67/77€85k€43k▼
Profit (loss) for the period9904€116k€91k▼
Profit (loss) for the period to be appropriated9905€116k€91k▼
Appropriation of the result
Profit (loss) to be appropriated9906€198k€174k▼
Profit (loss) brought forward from the previous period14P€82k€83k▲
Transfer from equity791/2€24k€118k▲
Transfer to equity691/2€115k€91k▼
To other reserves6921€115k€91k▼
Profit to be distributed694/7€24k€118k▲
Return on contributions (dividend)694€24k€118k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
11-09
State Gazette act
General meeting · Director reappointment
Permanent representative
11-09
State Gazette act
General meeting · Director reappointment
Permanent representative
04-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
15-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-09
Financial
Highest result since 2018net €116k ▲27.7%
Operating result €211k, net result €116k, both a record.
2023
20-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
27-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2021
24-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
30-09
Financial
Equity above €200kEq €236k ▲47%
4 profitable years in a row build equity to €236k.
13-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-09
Financial
Weakest financial yearnet €17k ▼12.8%
Net result drops to €17k, the lowest in the series; recovery starts the following year.
08-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
30-09
Financial
Equity above €150kEq €156k ▲14.5%
2 profitable years in a row build equity to €156k.
31-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
04-01
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
12-12
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Haaltert · 1 establishment unit since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Ekentstraat(HA) 209450 HaaltertGround area
1,212 m²
Building footprint
208 m²
Volume, LiDAR
148 m³
Parcel 41024A1478/00S000, Flanders · tallest building 9.2 m. Linked by address, not a title deed.
1 establishment unit
DeCoBra
since 20112.204.387.455
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 41024A1478/00S000 | Flanders | 1,211 m² | 1 · 208 m² | 9.2 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Similar companies · same sector, comparable size
IPEACON
BE 0846.647.969
Brasschaat · Eq €387k
S.A.W.Consulting
BE 0405.458.020
Waregem · Eq €387k
POLY - TECH ENGINEERING
BE 0461.879.950
Charleroi · Eq €387k
Steeco
BE 0818.427.897
Anzegem · Eq €387k
DELTA PROJECT ENGINEERING
BE 0809.837.954
Ohey · Eq €386k
Of 11,505 companies in sector 71121 we hold annual accounts for 6,525. 4,657 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded04-11-2011
Fiscal year end30-09
Activities, NACEBEL
71121Engineering and related technical consultancy, excluding land surveyors
68201Renting and operating of own or leased residential real estate, excluding social housing
68310Real estate agency activities
68311Real estate activities
70200Business and other management consultancy
70220Business consulting
74300Other professional, scientific and technical activities
74301Translation services
86905Human health activities
86951Physiotherapy
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.