TP element
ActiveSummary
TP element has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €22k and a net result of €62k. Equity is shrinking by ~33% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2027. Its solvency ranks better than 19% of 31694 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
68
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency39▼-61
Growth58▼-20
Track record94
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days acceptable
Liquidity tight (current ratio 1.16 against 4.27 in 2024; short-term debt: 86.2% and cash: 82% of total assets), and 86.2% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
13.8%
Return on assets
38.5%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 19% of 31694 sector peers (2025).
NBB · sector comparisonPosition among 31694 sector peers
Solvency
better than 19%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-07-2026, 3 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
3 d early
2024
3 d early
2023
2 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€22k▼ 88.6%
2024 · €195k
2023: €65k
2024: €195k
2023 → 2025
Total assets
€161k▼ 36.8%
2024 · €255k
2023: €93k
2024: €255k
2023 → 2025
Net result
€62k▼ 52.2%
2024 · €130k
2023: €59k
2024: €130k
2023 → 2025
Working capital
€22k▼ 88.6%
2024 · €195k
2023: €65k
2024: €195k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€65k-€195k▲ 198%€22k▼ 88.6%
Operating result€76k-€166k▲ 120%€78k▼ 53.3%
Net result€59k-€130k▲ 118%€62k▼ 52.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 53% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €161k
Fixed assets
€72 ▼ 85.1%
Current assets
€161k ▼ 36.7%
Equity and liabilities €161k
Equity
€22k ▼ 88.6%
Debt
€139k ▲ 133%
Debt's share of the balance-sheet total rises from 23.4% to 86.2%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€78k▼
2024 · €167k
Cash flow
€62k▼
2024 · €130k
Current ratio
1.16▼
2024 · 4.27
Debt to equity
6.24▲
2024 · 0.30
ROE
278.9%▲
2024 · 66.5%
ROA
38.5%▼
2024 · 50.9%
Interest coverage
139.87▼
2024 · 1096.17
Debt ≤ 1 year
€139k▲
2024 · €60k
Income taxes
€15k▼
2024 · €37k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 38 lines
Balance sheet
Code20242025
Assets
Total assets20/58€255k€161k▼
Fixed assets21/28€485€72▼
Tangible fixed assets22/27€485€72▼
Furniture and vehicles24€485€72▼
Current assets29/58€254k€161k▼
Amounts receivable within one year40/41€79k€28k▼
Trade receivables40€75k€26k▼
Other amounts receivable41€4k€2k▼
Cash at bank and in hand54/58€173k€132k▼
Deferred charges and accrued income490/1€2k€401▼
Equity and liabilities
Total equity and liabilities10/49€255k€161k▼
Equity10/15€195k€22k▼
Contributions10/11€6k€6k=
Reserves13€189k€16k▼
Distributable reserves133€189k€16k▼
Amounts payable17/49€60k€139k▲
Amounts payable within one year42/48€60k€139k▲
Trade debts44€7k€3k▼
Suppliers440/4€7k€3k▼
Taxes, remuneration and social security45€53k€34k▼
Taxes450/3€53k€34k▼
Other amounts payable47/48€218€102k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€413€413=
Other operating charges640/8-€75
Gross operating margin9900€167k€78k▼
Operating profit (loss)9901€166k€78k▼
Financial charges65/66B€152€559▲
Recurring financial charges65€152€559▲
Profit (loss) for the period before taxes9903€166k€77k▼
Income taxes67/77€37k€15k▼
Profit (loss) for the period9904€130k€62k▼
Profit (loss) for the period to be appropriated9905€130k€62k▼
Appropriation of the result
Profit (loss) to be appropriated9906€130k€62k▼
Transfer from equity791/2-€170k
Transfer to equity691/2€130k-
To other reserves6921€130k-
Profit to be distributed694/7-€232k
Return on contributions (dividend)694-€232k
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
28-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2023net €130k ▲118%
Operating result €166k, net result €130k, both a record.
31-12
Financial
Equity above €150kEq €195k ▲198%
2 profitable years in a row build equity to €195k.
29-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Etterbeek · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Sint Michielswarande 30 b1040 EtterbeekGround area
1.3 ha
Building footprint
1.1 ha
Volume, LiDAR
121,616 m³
Parcel 21362B0253/02F000, Brussels · tallest building 34.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
TP element
since 20222.335.306.573
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21362B0253/02F000 | Brussels | 1.3 ha | 1 · 1.1 ha | 34.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
De Walk
BE 0769.950.663
Temse · Eq €22,229
CAPY Consult
BE 1005.310.869
Nivelles · Eq €22,229
FERRAO
BE 0553.925.626
Mechelen · Eq €22,231
GLC
BE 0787.984.349
Maaseik · Eq €22,219
CIBORGS GROUP
BE 1000.529.660
Liège · Eq €22,219
Of 82,562 companies in sector 70200 we hold annual accounts for 52,574. 31,699 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded24-06-2022
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
64210Activities of holding companies
70100Activities of head offices
82990Other business support services
85599Other education
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.