TABLE & COMPTOIR
ActiveSummary
The computed 12-month bankruptcy probability of TABLE & COMPTOIR is 3.6% (moderate). The 2025 annual accounts show equity of €79k and a net result of €82k. Equity is growing by ~39.2% per year across the filed fiscal years. Its solvency ranks better than 52% of 13417 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability100=
Solvency58▲+4
Growth78=
Track record100
Bankruptcy probability, 12 months
3.6%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity tight (current ratio 1.18 against 1.32 in 2024; short-term debt: 67.3% and cash: 62% of total assets), and 67.3% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Food and beverage service activities (NACE 56)
about 206% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
32.7%
Return on assets
33.9%
Age of the figures
16 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-05-2025 was due by 31-12-2025 and was filed on 19-12-2025, 12 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
12 d early
2024
26 d early
2023
24 d late
2022
19 d early
2021
10 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-05-2026 and is due by 31-12-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-05-2026 close25-09-2026 today31-12-2026 deadline
Financials · fiscal year 2025, micro schema
Equity
€79k▲ 20.4%
2024 · €66k
2021: €13klowest in 5 years
2022: €21k▲ +70.9% vs 2021
2023: €45k▲ +109% vs 2022
2024: €66k▲ +47.2% vs 2023
2025: €79k▲ +20.4% vs 2024highest in 5 years
2021 → 2025
Total assets
€243k▲ 5.9%
2024 · €229k
2021: €90k
2022: €87k▼ -2.8% vs 2021lowest in 5 years
2023: €154k▲ +75.7% vs 2022
2024: €229k▲ +49.2% vs 2023
2025: €243k▲ +5.9% vs 2024highest in 5 years
2021 → 2025
Net result
€82k▲ 8.2%
2024 · €76k
2021: €3klowest in 5 years
2022: €9k▲ +252% vs 2021
2023: €23k▲ +164% vs 2022
2024: €76k▲ +225% vs 2023
2025: €82k▲ +8.2% vs 2024highest in 5 years
2021 → 2025
Working capital
€29k▼ 42.4%
2024 · €50k
2021: €6klowest in 5 years
2022: €17k▲ +174% vs 2021
2023: €33k▲ +92.6% vs 2022
2024: €50k▲ +53.0% vs 2023highest in 5 years
2025: €29k▼ -42.4% vs 2024
2021 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€13k-€21k▲ 70.9%€45k▲ 109%€66k▲ 47.2%€79k▲ 20.4%
2021: €13klowest in 5 years
2022: €21k▲ +70.9% vs 2021
2023: €45k▲ +109% vs 2022
2024: €66k▲ +47.2% vs 2023
2025: €79k▲ +20.4% vs 2024highest in 5 years
Operating result€4k-€12k▲ 215%€37k▲ 217%€107k▲ 187%€119k▲ 11.3%
2021: €4klowest in 5 years
2022: €12k▲ +215% vs 2021
2023: €37k▲ +217% vs 2022
2024: €107k▲ +187% vs 2023
2025: €119k▲ +11.3% vs 2024highest in 5 years
Net result€3k-€9k▲ 252%€23k▲ 164%€76k▲ 225%€82k▲ 8.2%
2021: €3klowest in 5 years
2022: €9k▲ +252% vs 2021
2023: €23k▲ +164% vs 2022
2024: €76k▲ +225% vs 2023
2025: €82k▲ +8.2% vs 2024highest in 5 years
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2025 is 11% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €243k
Fixed assets
€51k ▲ 150%
Current assets
€192k ▼ 7.7%
Equity and liabilities €243k
Equity
€79k ▲ 20.4%
Debt
€164k ▲ 0.1%
Debt's share of the balance-sheet total falls from 71.2% to 67.3%. Equity and debt are higher.
Key figures and ratios
EBITDA
€132k▲
2024 · €111k
Cash flow
€96k▲
2024 · €81k
Current ratio
1.18▼
2024 · 1.32
Quick ratio
1.06▼
2024 · 1.20
Debt to equity
2.06▼
2024 · 2.48
ROE
103.8%▼
2024 · 115.5%
ROA
33.9%▲
2024 · 33.2%
Interest coverage
21.44▲
2024 · 20.07
Debt ≤ 1 year
€164k▲
2024 · €158k
Income taxes
€30k▲
2024 · €25k
Staff costs
€262k▲
2024 · €236k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 52 lines
Balance sheet
Code20242025
Assets
Total assets20/58€229k€243k▲
Formation expenses20€742€0▼
Fixed assets21/28€20k€51k▲
Tangible fixed assets22/27€20k€50k▲
Plant, machinery and equipment23-€3k
Furniture and vehicles24€20k€47k▲
Financial fixed assets28€175€175=
Current assets29/58€208k€192k▼
Stocks and contracts in progress3€18k€18k▲
Stocks30/36€18k€18k▲
Amounts receivable within one year40/41€61k€12k▼
Trade receivables40€42k€197▼
Other amounts receivable41€19k€11k▼
Cash at bank and in hand54/58€124k€151k▲
Deferred charges and accrued income490/1€5k€12k▲
Equity and liabilities
Total equity and liabilities10/49€229k€243k▲
Equity10/15€66k€79k▲
Contributions10/11€10k€10k=
Reserves13-€65k
Distributable reserves133-€65k
Profit (loss) carried forward14€56k€4k▼
Amounts payable17/49€163k€164k▲
Amounts payable within one year42/48€158k€164k▲
Financial debts43-€18k
Credit institutions430/8-€18k
Trade debts44€55k€41k▼
Suppliers440/4€55k€41k▼
Taxes, remuneration and social security45€48k€36k▼
Taxes450/3€27k€4k▼
Remuneration and social security454/9€21k€32k▲
Other amounts payable47/48€56k€69k▲
Accrued charges and deferred income492/3€5k€0▼
Income statement
Code20242025
Remuneration, social security and pensions62€236k€262k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€13k▲
Other operating charges640/8€1k€7k▲
Non-recurring operating charges66A-€6k
Gross operating margin9900€348k€407k▲
Operating profit (loss)9901€107k€119k▲
Financial income75/76B€518€11▼
Recurring financial income75€518€11▼
Financial charges65/66B€6k€6k▲
Recurring financial charges65€6k€6k▲
Profit (loss) for the period before taxes9903€102k€113k▲
Income taxes67/77€25k€30k▲
Profit (loss) for the period9904€76k€82k▲
Profit (loss) for the period to be appropriated9905€76k€82k▲
Appropriation of the result
Profit (loss) to be appropriated9906€111k€138k▲
Profit (loss) brought forward from the previous period14P€35k€56k▲
Transfer to equity691/2-€65k
To other reserves6921-€65k
Profit to be distributed694/7€55k€69k▲
Return on contributions (dividend)694€55k€69k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | €135k | €185k | €236k | €262k | ▲ 11.1% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €1k | €2k | €3k | €4k | €13k | ▲ 204% |
| Other operating charges640/8 | - | €2k | €1k | €1k | €7k | ▲ 472% |
| Non-recurring operating charges66A | - | - | - | - | €6k | - |
| Gross operating margin9900 | €43k | €150k | €226k | €348k | €407k | ▲ 16.9% |
| Operating profit (loss)9901 | €4k | €12k | €37k | €107k | €119k | ▲ 11.3% |
| Financial income75/76B | - | €3k | - | €518 | €11 | ▼ 97.9% |
| Recurring financial income75 | €411 | €3k | - | €518 | €11 | ▼ 97.9% |
| Financial charges65/66B | - | €3k | €5k | €6k | €6k | ▲ 11.3% |
| Recurring financial charges65 | €2k | €3k | €5k | €6k | €6k | ▲ 11.3% |
| Profit (loss) for the period before taxes9903 | €3k | €12k | €32k | €102k | €113k | ▲ 10.7% |
| Income taxes67/77 | - | €3k | €9k | €25k | €30k | ▲ 18.1% |
| Profit (loss) for the period9904 | €3k | €9k | €23k | €76k | €82k | ▲ 8.2% |
| Profit (loss) for the period to be appropriated9905 | €3k | €9k | €23k | €76k | €82k | ▲ 8.2% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €90k | €87k | €154k | €229k | €243k | ▲ 5.9% |
| Formation expenses20 | €3k | €2k | €1k | €742 | €0 | ▼ 100% |
| Fixed assets21/28 | €4k | €2k | €11k | €20k | €51k | ▲ 150% |
| Tangible fixed assets22/27 | €3k | €2k | €11k | €20k | €50k | ▲ 152% |
| Plant, machinery and equipment23 | - | - | - | - | €3k | - |
| Furniture and vehicles24 | - | €2k | €11k | €20k | €47k | ▲ 137% |
| Financial fixed assets28 | €175 | €175 | €175 | €175 | €175 | = |
| Current assets29/58 | €83k | €83k | €141k | €208k | €192k | ▼ 7.7% |
| Stocks and contracts in progress3 | €3k | €3k | €7k | €18k | €18k | ▲ 4.0% |
| Stocks30/36 | - | €3k | €7k | €18k | €18k | ▲ 4.0% |
| Amounts receivable within one year40/41 | €35k | €14k | €31k | €61k | €12k | ▼ 80.9% |
| Trade receivables40 | - | €8k | €13k | €42k | €197 | ▼ 99.5% |
| Other amounts receivable41 | - | €6k | €18k | €19k | €11k | ▼ 41.1% |
| Cash at bank and in hand54/58 | €45k | €61k | €99k | €124k | €151k | ▲ 21.1% |
| Deferred charges and accrued income490/1 | - | €4k | €4k | €5k | €12k | ▲ 120% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €90k | €87k | €154k | €229k | €243k | ▲ 5.9% |
| Equity10/15 | €13k | €21k | €45k | €66k | €79k | ▲ 20.4% |
| Contributions10/11 | - | €10k | €10k | €10k | €10k | = |
| Reserves13 | - | - | - | - | €65k | - |
| Distributable reserves133 | - | - | - | - | €65k | - |
| Profit (loss) carried forward14 | €3k | €11k | €35k | €56k | €4k | ▼ 92.1% |
| Amounts payable17/49 | €77k | €66k | €109k | €163k | €164k | ▲ 0.1% |
| Amounts payable within one year42/48 | €77k | €66k | €108k | €158k | €164k | ▲ 3.2% |
| Financial debts43 | - | - | - | - | €18k | - |
| Credit institutions430/8 | - | - | - | - | €18k | - |
| Trade debts44 | €67k | €50k | €67k | €55k | €41k | ▼ 25.1% |
| Suppliers440/4 | - | €50k | €67k | €55k | €41k | ▼ 25.1% |
| Taxes, remuneration and social security45 | - | €12k | €35k | €48k | €36k | ▼ 25.1% |
| Taxes450/3 | - | €5k | €12k | €27k | €4k | ▼ 84.1% |
| Remuneration and social security454/9 | - | €7k | €24k | €21k | €32k | ▲ 49.8% |
| Other amounts payable47/48 | - | €4k | €6k | €56k | €69k | ▲ 23.5% |
| Accrued charges and deferred income492/3 | - | €258 | €418 | €5k | €0 | ▼ 100% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €3k | €9k | €23k | €76k | €82k | ▲ 8.2% |
| + Depreciation and write-downs630 | €1k | €2k | €3k | €4k | €13k | ▲ 204% |
| Operating cash flow (approximation) | €4k | €11k | €26k | €81k | €96k | ▲ 18.9% |
| Investment in fixed assets (approximation) | - | €-742 | €-11k | €-13k | €-44k | ▼ 224% |
| Change in cash | - | €16k | €37k | €26k | €26k | ▲ 2.5% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-03
State Gazette act
Resignation: de BROUX Benoît (managing director)Appointment: BERNARD François (managing director) · Company name · Legal form9 facts ▸
State Gazette act
Resignation: de BROUX Benoît (managing director)
Appointment: BERNARD François (managing director) · Company name · Legal form9 facts ▸
- General meeting, 18/12/2025
- Director resignation, de BROUX Benoît (managing director)
- Director appointment, BERNARD François (managing director)
- Director appointment, BERNARD François (responsable de la gestion journalière)
- Company name, Table & Comptoir
- Legal form, SRL
- Enterprise number, 0747 761 023
- Registered office, Avenue de Bouillon, 78 B - 6800 LIBRAMONT-CHEVIGNY
- Filing court, tribunal de l'entreprise de Liège, Division Neufchâteau
2025
19-12
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
31-05
Financial
Highest result since 2021net €82k ▲8.2%
Operating result €119k, net result €82k, both a record.
2024
05-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
24-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 24 days late
2022
12-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2021
21-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
1 of 2 acts read
About the unread acts
Of the 2 Belgian State Gazette acts we know for this company, 1 has been read. The other one has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 director, last change in 2026
BERNARD François
CurrentManaging director · since 24-03-2026
24-03-2026
BERNARD François: Appointed as Managing director
24-03-2026
BERNARD François: Appointed as Responsable de la gestion journalière
24-03-2026
de BROUX Benoît: Resigned as Managing director
Not every act has been read: a resignation may be missing here
1 of this company's 2 Belgian State Gazette acts has not been read yet. Appointments and resignations recorded in them are missing above: a director who resigned there may therefore still show here as sitting. The acts are in the Timeline.
Location & real-estate footprint
Registered office, Libramont-Chevigny · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Libramont,Avenue de Bouillon 786800 Libramont-Chevigny1 establishment unit
TABLE & COMPTOIR
since 20202.303.016.857
Structure & network
Connections & network
3 connected companiesThis company
Company
Director
Shareholding
Click a node to look further, drag to arrange, scroll to zoom.
Linked via shared directors
via BERNARD François · Director
→
via BERNARD François · Non-statutory director
→
via BERNARD François · Director
former→
Recognitions · licences · registrations
Food safety, FASFC
1 siteLibramont-Chevigny2.303.016.857
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Of 20,495 companies in sector 56111 we hold annual accounts for 11,462. 9,774 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded30-05-2020
Fiscal year end31-05
Activities, NACEBEL 2025
56111Full-service restaurants
56210Event catering
56220Contract catering and other food service activities
Contact
Website
www.tableetcomptoir.beLibramont-Chevigny
E-mail
info@tableetcomptoir.beLibramont-Chevigny
Phone
+3261550207Libramont-Chevigny
Scores and ratios are computed by Checked and are not a credit decision.